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Scotiabank SCENE Visa Card Review

Discover the latest blockbusters for free when you pay for your purchases with the Scotiabank SCENE Visa Card.

Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by October 31, 2021.

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Claire Horwood

Last Updated Jan 7, 2021

19.99%

Purchase Interest Rate

Annual Fee

Details

Product Name	Scotiabank SCENE Visa Card
Reward	Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere.
Welcome Offer	Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by October 31, 2021.
Purchase Interest Rate	19.99%
Cash Advance Rate	22.99%
Balance Transfer Rate	22.99%
Interest Free Period	Up to 21 days
Minimum Credit Limit	$500
	Apply now More Info

Annual Fee	$0
Monthly Service Fee	N/A
Over Credit Line Fee	$29
Balance Transfer Fee	N/A
Penalty APR	24.99%
Dishonoured Payment Fee	$48
Foreign Currency Conversion Fee	2.5%
Cash Advance Minimum Fee	$5
Late Payment Fee	N/A
	Apply now More Info

Credit Score	660
Minimum Age	Age of majority in the province/territory of residence
Minimum Income	$12,000
Household Income	N/A
	Apply now More Info

Claire Horwood

Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, along with an Associate's Degree in Science from Camosun College. Much of Claire's coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. She has also worked extensively in the field of "Blended Finance" with the Canadian government. In her spare time, Claire loves rock climbing, travelling and drinking inordinate amounts of coffee.

30-second take

Get this card if you want the chance to rack up points towards free movies at Cineplex theatres.

Choose something else if you want a higher return on points or you’re looking for a more flexible rewards or cash back program.

You must have a minimum annual income of $12,000 to qualify for this card.

The basics

If you’re a die-hard movie buff and can’t wait to see all of the latest blockbusters in theatre, then the Scotiabank SCENE Visa Card might be right up your alley. For every 1,250 SCENE points, you can redeem a free movie and get $10 off at participating restaurants for 1,000 points.

Earn SCENE points. Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere.
Welcome offer. Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by October 31, 2021.
No annual fee. Avoid paying an annual fee and order supplementary cards at no extra charge.

The perks

Save on car rentals. Get a discount of up to 25% off at participating Budget and AVIS car rental locations in both Canada and the US.
World class service. Dial into customer service 24/7 by calling the number on the back of your card. Use this service to report fraudulent charges, cancel or replace lost or stolen cards or find answers to any number of questions that might come up along the way.

What to watch out for

No comprehensive insurance coverage. The Scotiabank SCENE Visa Card doesn’t offer either product or travel insurance, so you’re on the hook if anything goes wrong.

What do other customers say?

Many customers are pleased with the blockbuster rewards on offer from the Scotiabank SCENE Visa Card. The fact that this card is fee-free is a big draw for students and other young people. Cardholders get to enjoy a free general admission movie for every 1,250 SCENE points and a VIP Cinemas™ movie for 2,500 points. However, some customers prefer to have a more flexible rewards program, which can be exchanged for travel, merchandise, gift cards, pre-paid cards and more.

What should I know before I apply

Application criteria:
- Be a Canadian citizen or permanent resident.
- Age of majority in province/territory of residence.
- Have an annual gross income of at least $12,000 without declaring bankruptcy in the past 7 years.
- Your name, residential status and contact information.
- Your social insurance number and date of birth.
- Your email address and phone number.

How to apply

Click Go to site on this page to be securely directed to your Scotiabank SCENE Visa Card application.
Read through the Disclosure Statement details and click Accept & Continue.
Complete the application with details that include your name, email address, social insurance number and birth date.
Review and submit your application.

Bottom line

The Scotiabank SCENE Visa Card offers top-notch movie rewards for eligible purchases. If you’re looking to get more bang for your buck without the hefty annual fee, then this card might be right up your alley.