With the launch of the Nintendo Switch 2 scheduled for June 2025, gamers across Canada are eagerly anticipating the arrival of the new console. And if you don’t have enough cash saved to cover the upfront sticker price of $629.99, you might be wondering how to finance a Nintendo Switch in Canada.
In this guide, we’ll compare four Nintendo Switch financing options to help you find the most affordable way to get your hands on a new Switch.
Check the table below for details of selected stores that offer Nintendo Switch financing in Canada. For a more comprehensive list, check out our A-Z list of store financing.
| Store | Nintendo Switch financing features |
|---|---|
| Best Buy |
|
| Canada Computers |
|
| Costco |
|
| Newegg |
|
| Walmart |
|
Information above was last verified on May 6, 2025.
Many retailers offer a separate in-store financing option known as Buy Now Pay Later. These programs typically allow you to split the purchase price of a Nintendo Switch into four equal payments over six weeks—you make the first payment at checkout, then make each of the remaining three payments every two weeks.
There are no interest charges, and it’s possible to finance a Nintendo Switch with no credit. But the repayment period is much shorter than other financing options, which may make it difficult to budget for repayments, and late or missed payments may be reported to the credit bureaus.
Popular Buy Now Pay Later financing providers include Flexiti, Affirm, Afterpay, Klarna and Sezzle.
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Yes, no credit check Nintendo Switch financing is available in Canada. Buy Now Pay Later providers typically don’t conduct hard credit checks, so you can apply for a payment plan even if you have bad credit or no credit.
For example, Affirm conducts a soft credit check when you apply for a Buy Now Pay Later Plan, but this does not impact your credit score. Sezzle also indicates that it may undertake a soft credit check when you apply for a plan, but this won’t negatively affect your credit score.
But your credit score could take a hit if you miss a payment, as some providers may report late or missed payments to the credit bureaus.
Yes, bad credit Nintendo Switch financing is also available. Most Buy Now Pay Later providers either perform soft credit checks or no credit checks at all, so you may be able to qualify for a plan if you have bad credit.
Many alternative lenders also offer bad credit personal loans. Rather than focusing on your credit score, they’ll look at factors such as your income and existing debt before deciding whether to approve your loan. But high interest rates apply, and you’ll also need to check the fine print for any fees.
Rent-to-own programs also allow you to fund a Nintendo Switch purchase with bad credit. But because they’re extremely expensive, you’ll be much better off setting money aside in a high-interest savings account to save up for a Switch.
Yes, 0% Nintendo Switch financing is available in-store from some retailers. There are two options to consider:
Check the table below for details of current prices of Nintendo Switch models and bundles.
| Model | Price |
|---|---|
| Nintendo Switch 2 | $629.99 |
| Nintendo Switch 2 + Mario Kart World Bundle | $699.99 |
| Nintendo Switch OLED Model: Mario Kart 8 Deluxe Bundle | $449.99 |
| Nintendo Switch OLED Model + Super Mario Bros Wonder Bundle | $449.99 |
| Nintendo Switch OLED Model The Legend of Zelda: Tears of the Kingdom Edition | $469.99 |
| Nintendo Switch OLED Model | $449.99 |
| Nintendo Switch Neon Blue + Neon Red Joy-Con | $399.99 |
| Nintendo Switch Mario Kart 8 Deluxe Bundle | $399.99 |
| Nintendo Switch Lite: Hyrule Edition with Bonus Nintendo Switch Online + Expansion Pack | $274.99 |
| Nintendo Switch Lite | $259.99 |
Prices as of May 1, 2025
The monthly payments when financing a Nintendo Switch vary depending on several factors, including:
Your credit score and income can also impact the rate you get, so it’s worth shopping around to find the most affordable monthly payments.
Ryan wants to buy a Nintendo Switch 2 and Mario Kart World bundle, but he doesn’t have enough money saved to cover the $700 purchase price. He decides to compare a Buy Now Pay Later plan (Lender A) with an in-store payment plan (Lender B) and a credit union personal loan (Lender C) to decide on the best Nintendo Switch financing option.
As the table below shows, the BNPL plan is the cheapest option, but Ryan doesn’t think he can afford to pay $175 upfront and then every 2 weeks for the next 6 weeks. He decides that the $61.54 monthly payment on a personal loan from Lender C is easier to manage, even if it ends up costing him a little more in the long run.
| Lender A | Lender B | Lender C | |
|---|---|---|---|
| Loan amount | $700 | $700 | $700 |
| Interest rate | 0% | 0% | 9.99% |
| Admin fee | $0 | $69.99 | $0 |
| Loan term | 6 weeks | 12 months | 12 months |
| Total interest | $0 | $0 | $38.45 |
| Total cost | $700 | $769.99 | $738.45 |
| Regular payment | $175 every 2 weeks | $64.17 per month | $61.54 per month |
There are several ways to finance a Nintendo Switch in Canada, with OLED Switch finance also available. 0% financing is offered in-store and by online retailers, but you may need good credit to qualify. Make sure you compare a range of financing options before deciding on the most affordable way to fund your new console purchase.
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