What are the interest rates of a Loanz personal loan?

The interest rates of a Loanz personal loan range from 29.90% - 46.90%<span class="table-popover" rel="popover" data-content="Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender’s terms and conditions and credit criteria." title="" data-original-title=""> .

Who owns Loanz Canada?

Loanz Canada is owned by Consumer Genius Inc., which is a parent fintech company that also offers personal financing solutions in the US and Australia.

What can I use the Loanz personal loan for?

Loanz says you can use the money for anything you need. While it asks you during the application process about why you're applying, it doesn't add any stipulations for how the money must be used.

Will I be approved for a loan even if my credit score isn't great or if I have no credit?

Loanz considers applications from borrowers with poor credit scores or no credit history, but approval is not guaranteed. If you don't qualify for a personal loan with Loanz, you maybe referred to another lender.

Do I have to pay any fees to Loanz?

You won't pay any fees to apply for a Loanz, and you're under no obligation to accept what you have been approved for. But if you take out a loan, you may come across fees and charges for late or missed payments and non-sufficient funds. Check with Loanz about these details before committing to a loan.