Loans like Personalized Loans

Compare Personalized Loans alternatives to find the funding you need.

Personalized Loans offers short-term loans of between $300 and $2,000. There are no credit checks, and you can get approved and funded the same day.

But if you don’t qualify for a loan from Personalized Loans, or if you think you might get better terms elsewhere, check out these loans like Personalized Loans.

Installment loans like Personalized Loans

Finder Score APR Range Loan Amount Loan Term

If you want access to a large lender network: Loans Canada

Loans Canada logo
Finder score
Finder score
9.99% - 35.00%
$500 - $35,000
6 - 60 months
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Why we like it

Loans Canada is a loan search platform where you can compare loan offers from one of Canada's largest networks of lenders. You can fill out a single loan application and then get matched with suitable lenders, and there are multiple loan types available through the platform. If you apply and get approved, you'll receive your loan within one to three business days.

Pros

  • Easy to compare loans from multiple lenders
  • Options to suit all types of credit
  • Free to use
  • Loan amounts of up to $35,000 available

Cons

  • Not a direct lender
  • High interest rates if you have bad credit

If you want a personalized loan: Cashco

Cashco Financial logo
Finder score
Finder score
35.00%
$500 - $9,000
6 - 60 months
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Why we like it

Cashco Financial is an alternative lender that offers flexible personal loans to non-prime borrowers. If your credit score isn't the best, you can work with Cashco to get a combination of loan amount, loan term and interest rate that works for your situation.

Pros

  • Lenient criteria
  • Non-employment income is okay
  • Bad credit is okay

Cons

  • High rates for bad credit

If you want fast access to loan offers: LoanConnect

LoanConnect logo
Finder score
Finder score
8.99% - 35.00%
$500 - $60,000
3 - 120 months
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Why we like it

Loan search platform LoanConnect makes it easy to compare multiple lenders by filling out a single online application. You can apply without it affecting your credit score, and you can get offers from lenders in as little as 60 seconds. There's a wide range of loan types available, and you can get funded the same day in some cases.

Pros

  • Compare loans from multiple lenders
  • Loans for good and bad credit available
  • Better Business Bureau accredited with an A+ rating

Cons

  • Not a direct lender
  • High rates for bad credit

If you want a no credit check loan: Green Loans

Green Loans logo
Finder score
Finder score
22.00% - 35.00% + broker fee
$300 - $1,000
3 - 12 months
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Why we like it

Green Loans is an online broker that offers short-term loans of up to $1,000. There are no credit checks involved, and you'll get an instant response after applying. If you're approved, the funds will be in your account within 24 hours. However, watch out for a broker fee that can be in the hundreds.

Pros

  • Bad credit won't stop you getting a loan
  • Get funded within 24 hours
  • No collateral required

Cons

  • Very expensive
  • Brokerage fee applies
  • Not available for self-employed workers
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⚠️ Warning: Be cautious with payday loans
High-cost payday loans are unsustainable for long-term use, with up to $14 charged per $100 borrowed. If you're experiencing financial hardship, call Credit Counselling Society for free financial counselling (Mon–Fri, 8am–5pm at 1-888-527-8999). Also consider payday loan alternatives.

Payday loans like Personalized Loans

Cost Loan Amount Loan Term Serviced Provinces

If you want 24/7 loan approval and funding: iCash

iCash logo
$14 per $100 borrowed
$100 - $1,500
7 - 62 days
AB, BC, MB, NB, NS, ON, PEI
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Why we like it

iCash is an online payday lender that offers fast access to loans of up to $1,500. Loan approval is instant and automated, so you can apply and get funded 24 hours a day. If your application is approved, the funds will be sent to your account by e-Transfer within minutes.

Pros

  • Get a loan 24/7
  • Fast access to funds
  • Apply online or via a mobile app
  • No credit checks
  • 4.6/5 stars based on over 2,400 Trustpilot reviews

Cons

  • Very steep interest rates
  • Short repayment terms

If you want a fast payday loan: GoDay

GoDay logo
$14 per $100 borrowed
$100 - $1,500
Up to 62 days
AB, BC, MB, NB, NS, ON, PEI, SK
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Why we like it

GoDay is an online payday lender that uses an automated system to assess your loan application. This means you can get an instant decision on your application 24/7, and if you're approved, you'll be funded in as little as one hour.

Pros

  • Same-day funding
  • Wide range of incomes accepted
  • Easy online application process
  • No credit checks
  • 4.4/5 stars based on over 2,900 Trustpilot reviews

Cons

  • Very high interest rates
  • Short repayment terms
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How does Personalized Loans compare?

Check the pros and cons of Personalized Loans to get a better idea of how it stacks up against the competition:

Pros

  • No credit checks required to qualify for a loan
  • Get approved and funded the same day
  • Wide range of income types accepted, including wage loss insurance CNESST and pensions
  • Repay your loan over a period of up to 5 months
  • Plenty of positive customer reviews

Cons

  • You must be a resident of Quebec to qualify for a loan
  • Annual interest rate of 19.99%
  • $55 fee for missed payments
  • Maximum loan amount of $2,000 may not be enough for some borrowers

Is Personalized Loans legit?

Personalized Loans is an online lender that has plenty of positive online customer reviews. It’s a member of the Canadian Lenders Association, and its website lists phone and email contact details, an office address and a privacy policy.

Summary of Personalized Loans reviews

Personalized Loans has largely received positive customer reviews, having earned an average rating of 4.8/5 from over 2,100 Trustpilot reviews. Customers who left positive Personalized Loans reviews mentioned factors such as the fast and easy approval and funding process as well as helpful customer service. People who left negative reviews commonly complained about being refused for a loan or the high cost of borrowing.

Bottom line

If you’re searching for loans like Personalized Loans, there are plenty of alternatives to consider. Shop around and compare your options to find the best terms. But be aware that these loans may come with high interest rates and fees along with short repayment periods, so make sure you can afford repayments before you apply.

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To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.
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Written by

Writer

Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

Tim's expertise
Tim has written 542 Finder guides across topics including:
  • Banking
  • Personal Loans
  • Car Loans
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