Finder makes money from featured partners, but editorial opinions are our own.

Loans like Personalized Loans

Compare Personalized Loans alternatives to find the funding you need.

Personalized Loans offers short-term loans of between $300 and $2,000. There are no credit checks, and you can get approved and funded the same day.

But if you don’t qualify for a loan from Personalized Loans, or if you think you might get better terms elsewhere, check out these loans like Personalized Loans.

Installment loans like Personalized Loans

If you want access to a large lender network: Loans Canada

Loans Canada Personal Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
Go to site Read review

Loans Canada Personal Loan

$300 – $50,000
Loan amount
6.99% – 46.96%
APR
3 - 60 months
Term
Loans Canada is a loan search platform where you can compare loan offers from one of Canada's largest networks of lenders. You can fill out a single loan application and then get matched with suitable lenders, and there are multiple loan types available through the platform. If you apply and get approved, you'll receive your loan within one to three business days.
  • Easy to compare loans from multiple lenders
  • Options to suit all types of credit
  • Free to use
  • Loan amounts of up to $50,000 available
  • Not a direct lender
  • High interest rates if you have bad credit
Loan amount $300 – $50,000
APR 6.99% – 46.96%
Term 3 - 60 months
Min. credit score 300
Fees No application, origination or brokerage fees
Origination fee 0
Turnaround time Receive funds in as little as 24 hours.

If you want fast access to loan offers: LoanConnect

LoanConnect Personal Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
Go to site Read review

LoanConnect Personal Loan

$500 – $50,000
Loan amount
8.99% – 46.96%
APR
3 - 120 months
Term
Loan search platform LoanConnect makes it easy to compare multiple lenders by filling out a single online application. You can apply without it affecting your credit score, and you can get offers from lenders in as little as 60 seconds. There's a wide range of loan types available, and you can get funded the same day in some cases.
  • Compare loans from multiple lenders
  • Loans for good and bad credit available
  • Better Business Bureau accredited with an A+ rating
  • Not a direct lender
  • High rates for bad credit
Loan amount $500 – $50,000
APR 8.99% – 46.96%
Term 3 - 120 months
Min. credit score 300
Fees No application, origination or brokerage fees
Origination fee 0
Turnaround time Receive funds in as little as 24 hours.

If you want a no credit check loan: LoansLoans.ca

LoansLoans.ca Installment Loan
Finder Score:
★★★★★
Go to site Read review

LoansLoans.ca Installment Loan

$500 – $1,000
Loan amount
28% – 32%
APR
3 months
Term
LoansLoans.ca is an online broker that offers short-term loans of up to $1,000. There are no credit checks involved, and you'll get an instant response after applying. If you're approved, the funds will be in your account within 24 hours.
  • Bad credit won't stop you getting a loan
  • Get funded within 24 hours
  • No collateral required
  • Very expensive
  • Brokerage fee applies
  • Not available for self-employed workers
Loan amount $500 – $1,000
APR 28% – 32%
Term 3 months
Min. credit score 300
Fees Late payment fee (2.66% per month), $45 NSF fee, broker fee
Origination fee $300
Turnaround time Receive funds in less than 24 hours

Compare more installment loans

1 - 7 of 7
Name Product Ratings APR Range Loan Amount Loan Term Broker Compliance Requirements
Spring Financial Installment Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
10.80% - 46.99%
$500 - $35,000
9 - 78 months
Requirements: min. income $2,000/month, 3+ months employed, min. credit score 550
Loans Canada Installment Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
8.00% - 46.96%
$500 - $50,000
4 - 60 months
Loans Canada is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.
Requirements: min. credit score 300
LoanConnect Installment Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
8.99% - 46.96%
$500 - $2,500
3 - 6 months
LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.
Requirements: min. credit score 300
easyfinancial Personal Loan
Finder Score:
★★★★★
Customer Survey:
★★★★★
9.99% - 46.96%
$500 - $100,000
9 - 120 months
Requirements: min. income $1,200/month
MDG Financial Installment Loan
Not yet rated
29.78% - 44.80%
Up to $1,600
Up to 36 months
Requirements: no min. income, min. credit score 560
LoansLoans.ca Installment Loan
Finder Score:
★★★★★
28.00% - 32.00% + broker fee
$500 - $1,000
3 months
Requirements: min. income $1,200, 2+ months employed. No credit check required.

Note: You may be charged a broker fee up to $300.
Fat Cat Loans Personal Loan
Finder Score:
★★★★★
4.84% - 35.99%
$300 - $50,000
3 - 84 months
Requirements: min. income $1,000/month, min. credit score 300
loading
⚠️ Warning: Be cautious with payday loans
High-cost payday loans are unsustainable for borrowing over a continued period of time and are expensive as a means of longer-term borrowing. View payday costs and regulations by province here. If you're experiencing financial hardship call Credit Counselling Canada for free financial counselling (Monday-Friday 8:00am-5:00pm at +1 866-398-5999). You may also want to consider payday loan alternatives.

Payday loans like Personalized Loans

If you want 24/7 loan approval and funding: iCash

iCash Payday Loan

$100 – $1,500
Loan amount
7 – 62 days
Loan Term
2 minutes
Min. Turnaround Time
iCash is an online payday lender that offers fast access to loans of up to $1,500. Loan approval is instant and automated, so you can apply and get funded 24 hours a day. If your application is approved, the funds will be sent to your account by e-Transfer within minutes.
  • Get a loan 24/7
  • Fast access to funds
  • Apply online or via a mobile app
  • No credit checks
  • 4.6/5 stars based on over 2,400 Trustpilot reviews
  • Very steep interest rates
  • Short repayment terms
Loan amount $100 – $1,500
APR Varies by province
Term 7 - 62 days
Min. Turnaround time As little as 2 minutes with Interac e-Transfer
How to apply Online
In Store
Credit Check Yes

If you want a fast payday loan: GoDay

GoDay Payday Loan

$100 – $1,500
Loan amount
1 – 62 days
Loan Term
2 minutes
Min. Turnaround Time
GoDay is an online payday lender that uses an automated system to assess your loan application. This means you can get an instant decision on your application 24/7, and if you're approved, you'll be funded in as little as one hour.
  • Same-day funding
  • Wide range of incomes accepted
  • Easy online application process
  • No credit checks
  • 4.4/5 stars based on over 2,900 Trustpilot reviews
  • Very high interest rates
  • Short repayment terms
Loan amount $100 – $1,500
APR Varies by province
Term Up to 62 days
Min. Turnaround time As little as 2 minutes with Interac e-Transfer
How to apply Online
In Store
Credit Check Yes
Maximum borrowing costs of payday loans per province
Always refer to your contract for exact repayment amounts and costs.
Province Max. cost of borrowing a $100 payday loan Cooling off period to cancel loan Max. penalty for returned cheque or pre-authorized debit
Alberta $15 2 business days $25
British Columbia $15 2 business days $20
Manitoba $17 48 hours excluding Sundays and holidays $20
New Brunswick $15 48 hours excluding Sundays and holidays $20
Newfoundland and Labrador $14 2 business days $20
Nova Scotia $15 Next business day (2 days for online loans) $40 (default penalty)
Ontario $15 2 business days $25
Prince Edward Island $15 2 business days N/A
Quebec Limit of 35% AIR N/A N/A
Saskatchewan $17 Next business day $25

How does Personalized Loans compare?

Check the pros and cons of Personalized Loans to get a better idea of how it stacks up against the competition:

Pros

  • No credit checks required to qualify for a loan
  • Get approved and funded the same day
  • Wide range of income types accepted, including wage loss insurance CNESST and pensions
  • Repay your loan over a period of up to 5 months
  • Plenty of positive customer reviews

Cons

  • You must be a resident of Quebec to qualify for a loan
  • Annual interest rate of 19.99%
  • $55 fee for missed payments
  • Maximum loan amount of $2,000 may not be enough for some borrowers

Is Personalized Loans legit?

Personalized Loans is an online lender that has plenty of positive online customer reviews. It’s a member of the Canadian Lenders Association, and its website lists phone and email contact details, an office address and a privacy policy.

Summary of Personalized Loans reviews

Personalized Loans has largely received positive customer reviews, having earned an average rating of 4.8/5 from over 2,100 Trustpilot reviews. Customers who left positive Personalized Loans reviews mentioned factors such as the fast and easy approval and funding process as well as helpful customer service. People who left negative reviews commonly complained about being refused for a loan or the high cost of borrowing.

Bottom line

If you’re searching for loans like Personalized Loans, there are plenty of alternatives to consider. Shop around and compare your options to find the best terms. But be aware that these loans may come with high interest rates and fees along with short repayment periods, so make sure you can afford repayments before you apply.

Leanne Escobal's headshot
To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.
Tim Falk's headshot
Written by

Writer

Tim Falk is a freelance writer for Finder. Over the course of his 15-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

More guides on Finder

Go to site