Is Wagepay a legitimate lender?

Yes. Wagepay is licensed to operate as a payday lender in British Columbia and Ontario.

Do I need to complete a credit check to get a loan like Wagepay?

No, Wagepay does not require you to undergo a credit check to qualify for a loan. Other payday lenders and cash advance apps also typically do not carry out credit checks.

How much can I borrow with a payday loan?

The maximum amount you can borrow with a payday loan in Canada is $1,500. However, the amount a lender will approve you for depends on factors such as your income and employment history.

What app can I use to get money immediately?

There are several apps that provide access to instant loans. These include cash advance providers like Nyble, Bree and KOHO as well as payday lenders such as Wagepay and iCash. Learn more about the best loan apps .

What information do I need to provide to apply for a small loan?

The details you need to provide to get a small loan varies depending on the lender. However, you generally need to provide your name, address, contact details, Social Insurance Number, bank account details and income and employment information. You'll also need to provide proof of ID, such as a driver's licence or passport.