Lenditt review
- Cost
- $14 per $100 borrowed
- Loan Amount
- $100 - $1,500
- Loan Term
- Up to 62 days
- Speed
- Within minutes with Interac e-Transfer
- Serviced Provinces
- ON
Our verdict
Apply from your phone and get a payday loan within minutes, but watch out for the high cost of borrowing.
Lenditt offers fast payday loans of up to $1,500. It's easy to apply through a user-friendly mobile app, and you can get approved and funded in a matter of minutes via e-Transfer. Lenditt also approves loans 24/7, ensuring that you can get fast access to cash when you need it.
But at the time of writing, Lenditt markets itself as a personal loan lender when it's actually a payday loan lender. Payday loans are extremely expensive and have short repayment periods, so it's essential that you consider all other options before deciding whether to apply.
What is Lenditt?
Lenditt is an online payday lender that offers loans ranging from $100 to $1,500 to ON
residents. It offers a paperless application process via mobile app, available for Android and iOS, with loan approvals provided 24/7.
Lenditt specializes in fast loans—you can get approved and funded within minutes. Loan funds are sent out via Interac e-Transfer, and there’s no need to provide collateral for your loan.
Payday loans have a maximum term of up to 62, but you’ll usually have to repay borrowed funds by your next payday.
Is Lenditt legit?
Lenditt Technologies Inc. is a fintech that was founded in 2023. It’s licensed as a payday lender in ON
(licence number: 4741394). The company’s website displays its payday lending licence number, lists phone and email contact details and provides an office address in Orleans, Ontario.
Lenditt also maintains active social media profiles and lists terms and conditions and a privacy policy on its website. However, it is not accredited by the Better Business Bureau.
What we like about Lenditt
- Fast access to funds. If your application is approved, loan funds are disbursed in minutes via e-Transfer. Learn more about instant loans.
- 24/7 approvals. Lenditt accepts and approves loan applications 24 hours a day, 7 days a week, all year round.
- Licensed payday lender. Lenditt Technologies is licensed and regulated as a payday lender.
- Easy application process. It’s quick and easy to apply for a loan via Lenditt’s user-friendly mobile app.
- Paperless application. You won’t need to gather multiple pieces of paperwork to apply for a payday loan from Lenditt.
- No collateral required. You don’t need to provide any assets as security to obtain a loan from Lenditt.
What to watch out for
- Markets itself as a personal loan. At the time of writing, Lenditt markets itself as a personal loan, which is misleading. It offers payday loans.
- Very expensive. The maximum amount a payday lender can charge you in Ontario is $14 for every $100 borrowed. Make sure you’re aware of the full cost of borrowing before you apply.
- Short repayment period. Payday loans have a maximum term of 62 but are typically designed to be repaid by your next payday. This short repayment period makes it very difficult to budget for the cost of paying off your loan.
- Not available across Canada. Lenditt only offers payday loans to ON
residents, so residents of other provinces and territories will need to consider other options. - May need to complete a credit check. When applying for a loan, you consent to the fact that Lenditt may use your personal information to obtain and update credit information about you from any credit reporting agency or credit bureau.
Alternative: Cash advances
Cash advances can be much cheaper, with APRs as low as 0% and flexible repayment terms. Fees apply for instant funding.Instant Transfers
- 0% + monthly fee from $2
- Borrow $20 – $250
- Flexible terms
- No credit check
High Maximum Limit
Builds Credit
Summary of Lenditt reviews
| Site | Details |
|---|---|
| Trustpilot | 4.7/5 based on 500+ Trustpilot reviews |
| No Lenditt reviews available | |
| Apple App Store | 3.8/5 stars based on 236 reviews |
| Google Play | 3.3/5 stars based on 433 reviews |
| BBB accreditation | No |
| BBB rating | F |
| BBB reviews | 1/5 based on 1 review |
Reviews as of August 11, 2026
What do Lenditt reviews say?
There are limited customer reviews for Lenditt available online. However, its mobile app has generally received positive reviews, with users praising the quick and easy application process along with helpful customer service. Negative Lenditt reviews mention being declined for a loan.
How to get a payday loan from Lenditt
You need to meet the following criteria to qualify for a loan:
- Canadian citizen
- Aged 19 to 64
- Employed in a salaried position
- Provide bank statements showing three months of employment history
- Have a chequing or savings account
Complete the following steps to get a Lenditt loan:
- Download the Lenditt app from the Apple App Store or Google Play.
- Create an account.
- Enter your personal information, employment details and financial information.
- Provide your bank account information.
- Choose the loan offer you want.
- Provide proof of ID, such as a driver’s licence or passport.
- Get funded.
Bottom line
If you need a 24/7 payday loan, Lenditt is well worth a look. It offers a simple application process and fast access to funds, helping you get through to your next payday. But payday loans are extremely expensive, so make sure you consider all other options before applying.
Frequently asked questions
Sources
Your reviews
