Current cash back offers available to Finder members
Browse through our current active cash back offers below, many of which you can combine with the provider’s own sign-up offer to earn even higher rewards.
FINDER REWARDS EXCLUSIVE
Chequing Accounts
ENDS SOON
Get $175 from Finder
Become a Finder member, then open a new BMO Performance Chequing Account online through Finder as a first-time customer to get a $175 digital Visa card from Finder + earn up to $1,100 in welcome bonuses from BMO. Keep the account open until January 29, 2027. Offer ends November 30th, 2026.
Separate T&Cs apply.
Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026 at 11:59 PM ET.
Separate T&Cs apply.
Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027. One Neo reward per member. Offer ends December 30, 2026 at 5:00 PM ET.
Separate T&Cs apply.
Become a Finder member, then open and fund a new KOHO account through Finder as a first-time customer. Keep the account open until February 15, 2027. Offer ends December 30, 2026.
Separate T&Cs apply.
Become a Finder member, then open a new Qtrade Direct Investing account through Finder as a first-time client and fund it with a deposit that settles by the end of the promotion to receive an $80 digital Visa card from Finder + up to $5,000 in cashback (+$100 quick-pay bonus) from Qtrade. Keep your account open and funded until the reward is paid. Offer ends November 30, 2026, 5:00 PM ET.
Separate T&Cs and limits apply.
Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.
T&Cs apply.
We have a history at Finder of offering some of the best cash back rewards in Canada. You can see some of our best recently expired rebate offers here:
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a BMO performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from BMO. Offer ends December 3, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a Coast Capital Elevate Chequing Account online through Finder by December 3, 2025 to receive a $150 digital Visa gift card + earn up to $600 in welcome bonuses from Coast Capital.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder by November 27, 2025 and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $5 CAD signup bonus from Freecash.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $50 from Finder
Open and fund a KOHO account through Finder and receive a $50 digital Visa card. Offer ends November 30, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a BMO performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from BMO. Offer ends December 4, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a Coast Capital Elevate Chequing Account online through Finder by December 5, 2025 to receive a $150 digital Visa gift card + earn up to $600 in welcome bonuses from Coast Capital.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open a Scotiabank Preferred Package online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from Scotiabank. Offer ends February 28, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open a BMO Performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $800 in welcome bonuses from BMO. Offer ends February 28, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $5 CAD signup bonus from Freecash. Offer ends March 6, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Join Coast Capital and open an Unlimited Chequing Account through Finder to get a $150 digital Visa card + up to $850 in welcome bonuses when you bundle everyday banking with Coast Capital. Offer ends March 31, 2026. Separate T&Cs apply.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open an RBC Signature No Limit Banking Account through Finder to receive a $150 digital Visa card, plus qualify for RBC’s official welcome offer of a new Apple Watch. Offer ends March 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $10 CAD sign-up bonus from Freecash. Offer ends May 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $75 from Finder
Become a Finder Member & open and fund a KOHO account through Finder to receive a $75 digital Visa card. Offer ends April 30, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $175 from Finder
Open a BMO Performance Chequing Account online through Finder and receive a $175 digital Visa card + earn up to $800 in welcome bonuses from BMO. Offer ends April 30, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open an RBC Signature No Limit Banking Account through Finder and receive a $150 digital Visa card, plus qualify for RBC’s official welcome offer of a new Apple Watch. Offer ends May 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $10 CAD sign-up bonus from Freecash. Offer ends May 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $175 from Finder
Open a BMO Performance Chequing Account online through Finder and receive a $175 digital Visa card + earn up to $900 in welcome bonuses from BMO. Offer ends June 30, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Cash Advance Apps
Get $75 from Finder
Become a Finder Member & open and fund a KOHO account through Finder to receive a $75 digital Visa card. Offer ends June 30, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $100 from Finder
Open a Scotiabank Preferred Chequing Account online through Finder and receive a $100 digital Visa card + earn up to $1,000 in welcome bonuses from Scotiabank. Offer ends August 17, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Cash Advance Apps
Get $75 from Finder
Become a Finder Member & open and fund a KOHO account through Finder to receive a $75 digital Visa card. Offer ends August 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $175 from Finder
Open a BMO Performance Chequing Account online through Finder and receive a $175 digital Visa card + earn up to $900 in welcome bonuses from BMO. Offer ends August 31, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $10 CAD sign-up bonus from Freecash. Offer ends September 14, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $100 from Finder
Open a Scotiabank Preferred Chequing Account online through Finder and receive a $100 digital Visa card + earn up to $1,000 in welcome bonuses from Scotiabank. Offer ends September 15, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Cash Advance Apps
Get $75 from Finder
Become a Finder member, then open and fund a new KOHO account through Finder as a first-time customer. Keep the account open until December 15, 2026. Offer ends October 30, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Become a Finder member, then open a new Freecash account through Finder as a first-time user, withdraw at least US$20 in earnings within 30 days of account activation to receive a $40 digital Visa card from Finder + get a $10 CAD sign-up bonus from Freecash. Keep your account active until December 15, 2026. Offer ends October 30, 2026 at 4:59 PM ET.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $100 from Finder
Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until December 15, 2026. Offer ends October 30, 2026 at 4:59 PM ET.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing and Savings Accounts
Get $80 from Finder
Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until December 15, 2026. One Neo reward per member. Offer ends October 31, 2026 at 4:59 PM ET.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Accounts
Get $175 from Finder
Become a Finder member, then open a new BMO Performance Chequing Account online through Finder as a first-time customer to get a $175 digital Visa card from Finder + earn up to $900 in welcome bonuses from BMO. Keep the account open until December 30, 2026. Offer ends October 31, 2026.
Separate T&Cs apply.
Decide which Finder Reward you want to get, and click through from the link on Finder to complete your application on the reward partner's site.
2. Wait as we confirm your elgibility
Complete any qualifying actions, and wait for us to verify your reward status. Log in to your Finder account to track your rewards progress.
3. Get your cash back reward
The cash back reward will be sent to your email via a digital Visa gift card by the end of the eligibility period. Then you can earn more via the Refer-a-Friend program.
Are Finder Rewards the best cash back offers in Canada?
Finder Rewards are consistently some of the highest cash back available in Canada. Looking for the best rewards cash back deals in Canada can be time-consuming, which is why we try to make it easier than ever to earn some extra rebate bonuses on your everyday financial tasks.
Becoming a Finder member gives you immediate access to some of the best cash back deals in Canada, through our exclusive—often stackable—incentives that pay out in addition to the standard welcome bonuses offered by Canada’s leading banks, lenders and money apps.
Some of the unique perks of the Finder Reward program:
Industry-leading rebates: We work directly with financial institutions to secure exclusive rewards—often as high as $200—giving you access to higher cash back offers than you can find at standard comparison sites.
Fully stackable offers: Finder Rewards are often stackable with standard sign-up bonuses. That means you get the financial provider’s promotional offer plus our digital Visa gift card.
Guaranteed legitimacy: Over 3 million members trust Finder to help them find the best financial products and deals on the market and earn legitimate cash back on accounts for their finances.
How do Finder Rewards compare to other cash back rebate programs in Canada?
Finder Rewards
Standard rebate programs
Cash back value
High-value (exclusive $40 – $200+)
Lower-tier (typically $40 – $150)
Reward flexibility
Digital Visa Gift Card (spend anywhere)
Points, PayPal, or Interac e-Transfer (more complicated setup)
Verification
Direct partner verification (fast, secure and automated)
Third-party tracking (easily blocked; often requires manual proof)
Refer a friend and earn more with Finder Rewards
After opting in for a reward yourself, you can earn an extra
digital Visa gift card by sharing your unique referral link with your family and friends. Once someone signs up and completes the process to receive a Finder Reward, you’ll receive an additional digital Visa card yourself.
Opting in for the Refer-a-Friend program is a great way to leverage Finder Rewards for additional earning potential while sharing the benefits. Plus, there is no limit to the amount of referral bonuses you can earn through the program.
To learn more about how you can earn more with the Finder Rewards Refer-a-Friend program, check out our full guide here.
Full list of current Finder Rewards
Qtrade Investing Reward: Become a Finder member, then open a new Qtrade Direct Investing account through Finder as a first-time client and fund it with a deposit that settles by the end of the promotion to receive an $80 digital Visa card from Finder + up to $5,000 in cashback (+$100 quick-pay bonus) from Qtrade. Keep your account open and funded until the reward is paid. Offer ends November 30, 2026, 5:00 PM ET. Terms and conditions, FAQ
BMO Chequing Accounts Reward: Become a Finder member, then open a new BMO Performance Chequing Account online through Finder as a first-time customer to get a $175 digital Visa card from Finder + earn up to $1,100 in welcome bonuses from BMO. Keep the account open until January 29, 2027. Offer ends November 30th, 2026. Terms and conditions, FAQ
Scotiabank Chequing Accounts Reward: Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026 at 11:59 PM ET. Terms and conditions, FAQ
Neo Financial Chequing and Savings Accounts Reward: Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027. One Neo reward per member. Offer ends December 30, 2026 at 5:00 PM ET. Terms and conditions, FAQ
Neo Financial Chequing and Savings Accounts Reward: Become a Finder member, then open a new Neo Financial Chequing or Savings Account online through Finder as a first-time customer, deposit a total of at least $50 within 30 days of opening and keep the account active until February 15, 2027. One Neo reward per member. Offer ends December 30, 2026 at 5:00 PM ET. Terms and conditions, FAQ
KOHO Cash Advance Apps Reward: Become a Finder member, then open and fund a new KOHO account through Finder as a first-time customer. Keep the account open until February 15, 2027. Offer ends December 30, 2026. Terms and conditions, FAQ
Scotiabank Credit Cards Reward: Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026. Terms and conditions, FAQ
Finder Rewards frequently asked questions
It's for anyone who wants to be rewarded for switching or signing up to something new, likes getting more value from smart money decisions, and enjoys exclusive perks that aren't available elsewhere.
Nope. It doesn't cost anything to become a Finder member. We also won't charge you anything to participate in the Finder Rewards program.
No, you do not need to sign up separately. If you're a Finder member (it's free to join), you are automatically eligible for Finder Rewards. Just make sure to log in to your Finder account whenever you browse through reward offers and take action on eligible products.
We offer rewards to incentivize you to sign up for financial products through our site. We receive a commission from providers when you sign up, and part of those funds gets passed on to you as a cash back reward. There's no catch.
We only collect the information we need to confirm your signup and deliver your reward. Your details are safe with us—and we will never share your personal information without your permission.
If all requirements have been met within the promotion period, you'll receive a digital Visa gift card to the email you used to sign up for the account from our rewards partner, Tremendous. You'll get an email from Tremendous with a link to redeem your reward. Shortly after you have redeemed your reward, you will receive an email with a link to your digital Visa card.
Log in to your Finder account to see the current status of all Finder Rewards you're eligible for.
After the promotion period ends, the fulfillment period usually takes a couple of months for us to verify your reward status and for you to receive the reward.
If you haven't received your reward after the fulfillment date has passed, you can email us at help-ca@finder.com so we can investigate it.
The reward must be activated on the Tremendous website within 12 months of being issued. The digital Visa card has a 6-month expiration date once activated.
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Not financial advice
The information we provide does not constitute financial advice. You should consider your own personal circumstances and read the provider's terms and conditions before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
