If you need a short-term loan to help see you through your next paycheque, NoJuice claims to offer no credit check loans of up to $500. But there are other options when you need quick cash. Check out these legit NoJuice alternatives.
Like NoJuice, KOHO’s Cover allows you to access a small cash advance to cover an unexpected expense. You’ll need to pay a monthly subscription fee to qualify for funding, but just like with NoJuice, you don’t need perfect credit to qualify. You can access the money instantly, and KOHO doesn’t charge a cent of interest on what you borrow.
Bree offers short-term loans that are structured in a very similar way to NoJuice cash advances. You can apply online with no credit check, there are no interest charges to worry about, and instant approvals are provided 24/7. But while NoJuice charges a $2.99 monthly fee, you can borrow from Bree without paying any mandatory fees.
Just like NoJuice, Nyble offers small, short-term loans online with no credit checks. There are no interest charges or late fees to worry about, and you can get your money instantly (for a fee). But the key difference is that Nyble reports your repayments to the Equifax credit bureau, so making on-time payments could help improve your credit score.
Wagepay is licensed as a payday lender in BC, AB and ON. You can access a short-term loan of up to $1,500, and the money usually needs to be repaid on your next payday. Bad credit won’t stop you from qualifying for a loan, and Wagepay approves and funds loans 24/7.
NotchUp is a licensed payday lender that has made a name for itself by charging less than the industry standard for a payday loan. This lender charges a flat fee of $5 per advance, and like NoJuice, you don’t need to pass a credit check to qualify. You can get funded in a matter of minutes 24/7, and if you sign up for a NotchUp Plus monthly subscription, making on-time payments could help improve your credit score.
NoJuice claims to offer the following features to borrowers:
We’re not sure whether NoJuice is a legit lender or not. While its website looks professional, our research into this provider raised the following concerns:
That’s why we’re not willing to sign off on its legitimacy.
The exact features you can expect from these NoJuice alternatives will vary depending on whether you choose a cash advance or a payday loan.
With a cash advance, you can usually borrow a small amount of money interest-free. Eligibility requirements are lenient, so you won’t need to pass a credit check to qualify for funding. There are often no late fees either, but a monthly subscription fee may apply. And if you want instant access to your money, this will also incur a fee. Repayment periods are flexible too, so it’s often possible to change your loan repayment to a later date.
With a payday loan, you can access larger loan amounts of up to $1,500. You can apply and get approved regardless of your credit score, and many lenders offer fast loan funding via e-Transfer 24/7.
But payday loans usually come with extremely high APRs. Lenders can charge $14 for every $100 borrowed, and you will usually need to repay the loan on your next payday. This can make it very difficult to budget for your loan repayments, so make sure you’re aware of the full cost of borrowing before you apply.
Terms and Conditions of the Finder Coast Capital Elevate Chequing Account Digital Visa Card Reward Promotion.
Finder Rewards is a performance-driven loyalty program that helps partners grow acquisition, improve retention, and amplify brand exposure.
Terms and Conditions of the Finder BMO Performance Chequing Account Digital Visa Card Reward Promotion.
Our expert contributors are a key part of Finder’s content. Learn more about the opportunities for experts who work with us.
Need to reduce your internet costs or find a faster provider? Here’s how to find the best provider in Canada for your needs.
Products and providers awarded Finder Best and Finder Recommended badges help signal approval from our experts. Here are guidelines on how to obtain, upload and use Finder badges.
Finder Canada About Us page.
