How long does it take to get approved for a Prudent Financial Services car title loan?

You can apply and get approved in as little as 30 minutes.

Is Prudent Financial a bank?

No. Prudent Financial Services is an alternative lender that offers car title loans and home equity loans in Ontario.

What are Prudent Financial's interest rates?

Prudent Financial says its interest rates range from 19.99% to 34.99%<span class="table-popover" rel="popover" data-content="Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender’s terms and conditions and credit criteria." title="" data-original-title=""> . However, you'll also need to take into account any loan fees that apply, as the maximum APR with this lender is 34.99%.

What should I do if I'm going to struggle to afford a loan payment?

If you think you may struggle to make a payment, you can contact Prudent Financial Services two to three days before the payment is due. The lender will hold your payments free of charge for up to two weeks in the event of an emergency.