Related: Compare RBC chequing accounts
RBC new account offers and promotions
Explore the latest RBC offers and see how much you could potentially gain by opening an account with this popular Canadian bank.
We’ve rounded up the latest and best RBC new account offers here so you can easily compare promotions and get the best deal for you. In the past, we saw a free RBC iPad offer, free Apple Watch offer and bonus cash offers — often worth hundreds of dollars — for opening an eligible RBC chequing account.
Check out the list of current RBC promotions on offer below (plus the free iPad offer), and compare with other Canadian bank offerings.
All RBC new account offers and promotions on now
We've gathered together the latest RBC promotions and offers available now so you can easily browse through the current RBC promos and compare deals.
Exclusive
RBC Signature No Limit Banking Account
Finder exclusive: Get a $150 digital Visa gift card from Finder. Become a Finder Member and open an RBC Signature No Limit Banking Account through Finder.
RBC Signature No Limit Banking Account
Get an Apple Watch Series 11 GPS when you open your first RBC Signature No Limit Banking Account, plus get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch. Apply by June 1, 2026.
RBC VIP Banking Account
Get a new Apple Watch. Plus, get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch. T&Cs apply. Valid until June 1, 2026.
RBC Advantage Banking for Students
Get $100 Open a no-monthly-fee RBC Advantage Banking Account for Students to receive $100. Valid until June 1, 2026.
RBC Leo’s Young Savers Account
Get $25 when you open an RBC Leo’s Young Savers Account for your child. Valid until June 1, 2026.
RBC High Interest eSavings Account
Earn 4.60% interest for 3 Months when you open your 1st RBC High Interest eSavings account.
How to qualify for the RBC new account offer
Get the new Apple Watch Series 11 GPS (42 mm or 46 mm case with your choice from select bands) when you open your first RBC Signature No Limit Banking Account, plus get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch. Apply by June 1, 2026.New subscribers only. After 3 months, the subscription automatically renews until cancelled. How to get your new Apple Watch: 1. Open an eligible RBC bank account by June 1, 2026. 2. Set up and complete two of the following by August 10, 2026: Your payroll or pension as a direct deposit, two pre-authorized monthly payments and/or two eligible bill payments to a service provider. Terms and conditions apply.Get a new Apple Watch. Plus, get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch. T&Cs apply. Valid until June 1, 2026.
RBC newcomer offers available now
If you’re a newcomer to Canada, RBC offers services and promotions to help you get started on your new Canadian financial journey.
RBC Newcomer Advantage
N/A
Bonus Offer
Bonus Offer
$0
Monthly Account Fee
Monthly Account Fee
Unlimited
Free Transactions
Free Transactions
Eligibility: Newcomers to Canada and international students who arrived within the last five years for non-credit card accounts (12 months for credit cards).
Free transactions: Unlimited
E-transfer fee: $0
Monthly account fee: No monthly fees for one year (on some accounts). Monthly fee of $11.95 after the first year on Advantage Banking Account.
Bonus offer or perks: Get no-fee international money transfers and competitive exchange rates, credit card cashback bonuses, a free Safety Deposit Box for one year and no RBC fee on out-of-network ATMs in Canada.
Credit card (yes/no): Yes.
Free transactions: Unlimited
E-transfer fee: $0
Monthly account fee: No monthly fees for one year (on some accounts). Monthly fee of $11.95 after the first year on Advantage Banking Account.
Bonus offer or perks: Get no-fee international money transfers and competitive exchange rates, credit card cashback bonuses, a free Safety Deposit Box for one year and no RBC fee on out-of-network ATMs in Canada.
Credit card (yes/no): Yes.
- This RBC promo comes with unlimited transactions
- Up to $15,000 credit limit on a credit card
- Service available in up to 200 languages
- Monthly fee applies one year after you sign up for this RBC deal
- Limits on the amount of free international transfers you can send per month
| Monthly Account Fee | $0 |
|---|---|
| Free Transactions | Unlimited |
| Interac e-Transfer Fee | $0 |
| In-Network ATM Fee | |
| Bonus Offer | No offer available |
You can explore more banking plans designed for newcomers to Canada in our full guide here.
Is it worth switching banks for a RBC new account offer or promotion?
That depends on your current finances and financial goals. Being one of Canada’s Big Five banks, RBC has a lot to offer in terms of features and financial products.
Whether you’re looking for a chequing account, long-term savings accounts, credit cards, investment options, personal financing, a car loan or a mortgage, RBC offers it all. You’ll almost always find RBC promotions on offer for various accounts. RBC has 17 million clients worldwide and is the biggest bank in Canada by market share, and second largest by assets, as of 2020.
That said, consider the fees and features of any bank account before signing up to ensure you’re getting the right value for your money. For example, if you’re looking for a simple, no-fuss chequing account, instead of opting for one of RBC’s offers, you may be better off signing up for a chequing account from one of Canada’s digital banks – like Simplii or Tangerine – which tend to offer no-fee accounts with unlimited monthly transactions.
RBC promotions vs. other Canadian bank offers on now
Although the RBC iPad offer is unique to RBC, other Canadian banks and credit unions are offering competitive promotions right now. Here are some other options you can use to compare with RBC offers:
Exclusive
BMO Performance Chequing Account
Finder exclusive: Get a $175 digital Visa gift card from Finder. Become a Finder Member and open a BMO Performance Chequing Account through Finder.
BMO Performance Chequing Account
Earn up to $800. Earn up to an $800 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart Delivery Pass subscription for up to 12 months. Valid until June 1, 2026.
BMO Premium Plan Chequing Account
Earn up to $800. Earn up to an $800 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart Delivery Pass subscription for up to 12 months. Valid until June 1, 2026.
Exclusive
KOHO Everything Plan
Finder exclusive: Finder Members get a $75 digital Visa gift card. Become a Finder Member & open and fund the KOHO Everything Plan.
Scotiabank Preferred Package
Earn up to $700 when you bundle a Preferred Package, savings account, and registered account. Valid until July 2, 2026.
Scotiabank Ultimate Package
Earn up to $700 when you bundle an Ultimate Package, savings account, and registered account. Valid until July 2, 2026.
Exclusive
Scotia High Interest Savings Account
Finder exclusive: Finder Members get a $80 digital Visa gift card. Become a Finder Member & open a Scotia High Interest Savings Account.
Scotia High Interest Savings Account
Earn up to 5% for the first 3 months when you open your first Scotia High Interest Savings Account. T&Cs apply.
Simplii No Fee Chequing Account
Earn $300 and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends September 30, 2026.
Simplii High Interest Savings Account
Earn 4.60% interest for 5 months on up to $100,000 in savings. Terms Apply. Offer ends July 31, 2026.
Coast Capital Free Chequing, Free Debit, and More Account
Earn $150. New members can get $150 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account. Offer ends July 6, 2026.
Coast Capital Elevate Chequing Account
Earn $450. New members can get $450 when they open and use a Coast Capital Elevate Chequing Account. Offer ends July 6, 2026.
Coast Capital Unlimited Chequing Account
Earn $450. New members can get $450 when they open and use a Coast Capital Unlimited Chequing Account. Offer ends July 6, 2026.
EQ Bank Personal Account
Earn 2.75% interest on your money with qualifying direct deposits of $2,000/month, and 1.00% otherwise.
CIBC Smart Account
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete the qualifying actions within 2 months. Offer ends May 13, 2026.
Innovation Federal Credit Union No-Fee Chequing Account
Apply to win $2,500. Open a No-Fee Bank Account and you'll be entered to win. Valid until June 30, 2026.
TD Unlimited Chequing Account
Get up to $750 when you open a TD Unlimited Chequing Account. Terms and conditions apply. Offer ends June 3, 2026.
Tangerine No-Fee Daily Chequing Account
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until October 31, 2026.
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by July 31, 2026. Thereafter, you'll earn 0.30%.
You can explore more options from the Big Five banks, digital banks, credit unions and prepaid cards in our full guide to the best bank promotions in Canada.
Frequently asked questions about RBC promotions and offers
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