We’ve rounded up the latest and best RBC new account offers here so you can easily compare promotions and get the best deal for you. In the past, we saw a free RBC iPad offer, free Apple Watch offer and bonus cash offers — often worth hundreds of dollars — for opening an eligible RBC chequing account.
Check out the list of current RBC promotions on offer below (plus the free iPad offer), and compare with other Canadian bank offerings.
All RBC new account offers and promotions on now
We've gathered together the latest RBC promotions and offers available now so you can easily browse through the current RBC promos and compare deals.
RBC Signature No Limit Banking Account
Open a RBC Signature No Limit Banking Account and get the new Apple iPad (value of $499). T&Cs apply. Valid until November 2, 2026.
Through RBC's Value Program Rebate, pair this account with other eligible RBC accounts and save up to $12.95 per month. Only pay $10.95/month for this account with 2 other eligible RBC products.
Transactions
unlimited
Interac e-transfers
$0
Highlights
Open a RBC Signature No Limit Banking Account and get the new Apple iPad. T&Cs apply. Valid until November 2, 2026.
The monthly account fee is reduced if you have 2+ eligible RBC products (such as a credit card and personal investment account). It's waived for full-time students and newcomers to Canada. Seniors will pay just $7.95 per month.
Transactions
unlimited free
Interac e-transfers
$0
RBC VIP Banking Account
Open a RBC VIP Banking Account and get the new Apple iPad (value of $499). T&Cs apply. Valid until November 2, 2026.
Through RBC’s Value Program Rebate, pair this account with 2 other eligible RBC accounts and get cashback for some or all of your monthly fees—for example, only pay $19.95/month for this account.
Transactions
unlimited
Interac e-transfers
$0
Highlights
Open a RBC VIP Banking Account and get the New iPad (value of $499). T&Cs apply. Valid until November 2, 2026.
RBC Advantage Banking for Students
Open a no-monthly-fee RBC Advantage Banking Account for Students and get AirPods 4. Plus, get 3 months of Apple Music with your new AirPods. T&Cs apply. Valid until November 2, 2026.
Open a RBC Signature No Limit Banking Account to get a new Apple 11-inch iPad Wi-Fi 128GB (value of $499). Offer ends November 2, 2026.
To qualify for the offer, you must not currently have an RBC Personal Banking Account, and you must open a new RBC Signature No Limit Banking account by 9 PM ET on November 2, 2026. You must also complete two of the following three qualifying actions within 90 days of opening the account:
(1) Transfer the full amount of your automated recurring payroll or monthly recurring pension direct deposit to the account. (2) Set up two pre-authorized monthly payments from the account. (3) Set up two eligible bill payments to a service provider from the account using RBC Online Banking, the RBC Mobile app, an ATM or telephone banking.
You must then keep the account open and in good standing, while maintaining the qualifying actions (i.e. direct deposit, bill payment or pre-authorized payment) in effect, until at least November 2, 2027 to qualify. Other T&Cs apply.Open a RBC VIP Banking Account and get a new Apple 11-inch iPad Wi-Fi 128GB (value of $499). Offer ends November 2, 2026.
To qualify for the offer, you must not currently have an RBC Personal Banking Account, and you must open a new RBC VIP Banking Account by 9 PM ET on November 2, 2026. Then, within 90 days of opening the account, you must set up your full payroll or pension as a direct deposit, set up two pre-authorized monthly payments or make two eligible bill payments using RBC Online Banking, the RBC Mobile app, an ATM or telephone banking.
The account must then stay open and in good standing, with all qualifying actions staying in effect, until at least November 2, 2027. Other T&Cs apply.
RBC newcomer offers available now
If you’re a newcomer to Canada, RBC offers services and promotions to help you get started on your new Canadian financial journey.
Eligibility: Newcomers to Canada and international students who arrived within the last five years for non-credit card accounts (12 months for credit cards). Free transactions: Unlimited E-transfer fee: $0 Monthly account fee: No monthly fees for one year (on some accounts). Monthly fee of $11.95 after the first year on Advantage Banking Account. Bonus offer or perks: Get unlimited debit transactions, free e-Transfers, competitive exchange rates, credit card cashback bonuses, and no RBC fee on out-of-network ATMs in Canada. Credit card (yes/no): Yes.
This RBC promo comes with unlimited transactions
Up to $15,000 credit limit on a credit card
Service available in up to 200 languages
Monthly fee applies one year after you sign up for this RBC deal
Limits on the amount of free international transfers you can send per month
Is it worth switching banks for a RBC new account offer or promotion?
That depends on your current finances and financial goals. Being one of Canada’s Big Five banks, RBC has a lot to offer in terms of features and financial products.
Whether you’re looking for a chequing account, long-term savings accounts, credit cards, investment options, personal financing, a car loan or a mortgage, RBC offers it all. You’ll almost always find RBC promotions on offer for various accounts. RBC has 17 million clients worldwide and is the biggest bank in Canada by market share, and second largest by assets, as of 2020.
That said, consider the fees and features of any bank account before signing up to ensure you’re getting the right value for your money. For example, if you’re looking for a simple, no-fuss chequing account, instead of opting for one of RBC’s offers, you may be better off signing up for a chequing account from one of Canada’s digital banks – like Simplii or Tangerine – which tend to offer no-fee accounts with unlimited monthly transactions.
RBC promotions vs. other Canadian bank offers on now
Although the RBC iPad offer is unique to RBC, other Canadian banks and credit unions are offering competitive promotions right now. Here are some other options you can use to compare with RBC offers:
Exclusive
BMO Performance Chequing Account
Finder exclusive:Get a $175 digital Visa gift card from Finder. Become a Finder Member and open a BMO Performance Chequing Account through Finder.
The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
Transactions
$0
Interac e-transfers
$0
Highlights
Earn up to an $900 cash bonus. Plus, get a Walmart+ membership for up to 12 months.
BMO Performance Chequing Account
Earn up to $900. Earn up to an $900 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until August 6, 2026.
The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
Transactions
$0
Interac e-transfers
$0
Highlights
Earn up to an $900 cash bonus. Plus, get a Walmart+ membership for up to 12 months.
BMO Premium Plan Chequing Account
Earn up to $900. Earn up to an $900 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until August 6, 2026.
Monthly account fee waived if you have at least $6,000 in your account at all times or a combined balance of $30,000 across your Ultimate Package and a MomentumPLUS Savings Account.
Transactions
$0
Interac e-transfers
$0
Highlights
Earn up to $700 when you bundle an Ultimate Package, savings account, and registered account. Valid until July 2, 2026.
Scotia High Interest Savings Account
Earn up to 5% for the first 3 months when you open your first Scotia High Interest Savings Account. T&Cs apply.
Earn up to 5% for the first 3 months when you open your first Scotia High Interest Savings Account.
Simplii No Fee Chequing Account
Earn $300 and a $50 Skip gift card when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends September 30, 2026.
The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. You also won't have to pay a monthly fee if you opt for Tier 2 where, if you hold $40,000 to $99,999 in combined average monthly CIBC eligible balances, you'll be eligible for rebates on select ATM fees. If you opt for Tier 3 by holding $100,000 or more in combined eligible CIBC balances, you will also get credit card fee rebates and free overdraft protection.
Transactions
Unlimited
Interac e-transfers
$0
Highlights
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.
Innovation Federal Credit Union No-Fee Chequing Account
Apply to win $2,500. Open a No-Fee Bank Account and you'll be entered to win. Valid until June 30, 2026.
Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until October 31, 2026.
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by July 31, 2026. Thereafter, you'll earn 0.30%.
Frequently asked questions about RBC promotions and offers
During the 2025 RBC Apple Watch offer, RBC gave away a new Apple Watch Series 10 GPS for free to eligible new customers.
During the 2024 free iPad offer, RBC was giving away a 10th Generation Apple iPad (10.9-inch, 64GB, Wi-Fi). Customers could choose between one of four different colours for your free iPad: silver, blue, yellow or pink.
You can find the RBC offers available to you by logging in to RBC Online Banking on a web browser and clicking the "Offers for You" link in the top menu. If you're on the RBC Mobile app, log in and navigate to the bottom of the Account Summary page to see your offers.
The RBC offer terms and conditions may change depending on the promotion, but you'll typically need to fulfill a few basic requirements to get your bonus offer from RBC:
Open an eligible RBC account
Deposit money into that account
Set up your account for one or more recurring activities (e.g. direct deposits, bill payments or Visa Debits)
Once you've completed the requirements of the RBC deal before the set deadlines, RBC will give you the bonus offer or fulfill its end of the promotion.
RBC offers a full suite of banking products including chequing accounts, savings accounts, credit cards, mortgages, car loans, personal loans, lines of credit, student loans, investment management and more. RBC also frequently offers promotions for new customers when they sign up for an account. Compare all RBC promotions currently on offer here.
Chelsey Hurst is a publisher at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature.
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Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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