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Apple Pay is a digital wallet that allows you to make contactless purchases in store or online using just your iPhone or Apple device, without your physical debit or credit card. Learn how to use Apple Pay in Canada and find out which banks support Apple Pay in this guide.
Banks and credits unions that are compatible with Apple Pay in Canada*
Bank
Apple Pay
Samsung Pay
1st Choice Savings
Acadian Credit Union
Access Credit Union
Advance Savings Credit Union
Affinity Credit Union
American Express
Assiniboine Credit Union
ATB Financial
Bank of America Corporate cards
Bank of America (Merrill Lynch)
Bank of Montreal
Bayview Credit Union Limited
Beaubear Credit Union
Biggar & District Credit Union
Blackville Credit Union Limited
Brightside
Brim Financial
Caisse Populaire de Clare
Cambrian Credit Union
Canadian Tire (Mastercard credit cards)
Cape Breton Credit Union
Chinook Financial
CIBC (Interac debit cards, Mastercard and Visa credit cards)
Coastal Financial Credit Union
Coast Capital Savings Credit Union
Collabria Financial Services, Inc
Community Credit Union Ltd
Community Credit Union of Cumberland Colchester Ltd
Conexus Credit Union
Consolidated Credit Union
Copperfin Credit Union
Cornerstone Credit Union
Crossroads Credit Union
CUA
Desjardins
Dodsland and District Credit Union Limited
Dominion Credit Union
Eagle River Credit Union
East Coast Credit Union Ltd
EasternEdge Credit Union Limited
Enderby & District Financial, a division of First West Credit Union
Envision Financial, a division of First West Credit Union
Evangeline-Central Credit Union
First Calgary Financial
Foam Lake Savings & Credit Union
Fusion Credit Union
Glace Bay Central Credit Union
Gulf and Fraser Fishermen’s Credit Union
Hamilton Sound Credit Union
HSBC (Mastercard credit cards)
Innovation Credit Union
iNova Credit Union Limited
Interior Savings Credit Union
Island Savings, a division of First West Credit Union
Kerrobert Credit Union Limited
Kingston Community Credit Union
KOHO
LaHave River Credit Union
Leading Edge Credit Union
Libro Credit Union
Luseland Credit Union Limited
Macklin Credit Union
Mainstreet Credit Union
Malpeque Bay Credit Union
MBNA
Morell Credit Union Ltd
Mountain View Financial
National Bank of Canada
NBTA Credit Union
Neo
Newfoundland and Labrador Credit Union
New Ross Credit Union
New Waterford Credit Union Limited
North Sydney Credit Union
OMISTA Credit Union Limited
PenFinancial Credit Union
Peoples Trust Company
President’s Choice (Mastercard credit cards)
Princess Credit Union
Progressive Credit Union Limited
Prospera Credit Union
Provincial Credit Union Limited
Provincial Government Employees Credit Union
Public Service Credit Union
Radius Credit Union Limited
RBC – Royal Bank of Canada (Interac debit cards, Visa credit and prepaid cards)
Reddy Kilowatt Credit Union
Rogers Bank
Scotiabank
Servus Credit Union
Simplii Financial
Souris Credit Union
Stack
Steinbach Credit Union
St. Joseph’s Credit Union
Stoughton Credit Union Ltd
Sunova Credit Union
Sydney Credit Union Limited
Synergy Credit Union
Tandia Financial Credit Union
Tangerine
TD (Interac debit cards, Visa credit cards)
Teachers Plus Credit Union
Tignish Credit Union Limited
Thread Bank
Ukrainian Credit Union Limited
Unity Credit Union
Valley Credit Union
Valley First – Enderby, a division of First West Credit Union
Vancity
VantageOne Credit Union
Venture Credit Union Limited
Victory Credit Union
Westminster Savings Credit Union
Weyburn Credit Union
*The information presented in this table is accurate as of November 2, 2023.
How to add a debit or credit card to Apple Pay
Set up a debit or credit card on your iPhone in just a few steps:
Open Apple Wallet on your iPhone and tap the “+” button.
Scan the front of your debit or credit card by positioning it in the frame.
Tap Next.
Your card provider may want to verify your information by sending you an activation code. If applicable, select your verification method. Once you receive it, enter the code.
Once your card is verified, you’ll be able to make payments through Apple Pay.
With Apple Pay, you can make contactless payments using your iPhone, iPad, Apple Watch and Mac computer. But it’s only available on Apple devices and not all debit and credit cards are compatible. Compare banks and accounts that are compatible with Apple Pay in Canada.
Frequently asked questions about Apple Pay in Canada
Yes, you can withdraw cash using Apple Pay at cardless ATMs that support NFC withdrawals.
Yes. Apple Pay takes a number of measures to keep sensitive data safe. It doesn’t retain any transaction information or store the card numbers you use with Apple Pay. It also encrypts all sensitive data transmitted through Apple’s servers.
You can set up Apple Pay in the Wallet app on your iPhone. Simply open the app and tap the “+” symbol to add a credit, debit or prepaid card. You can then hold your phone near a card reader to make contactless payments.
Apple Pay and Google Pay are both secure contactless payment systems. But while Apple Pay is only available on Apple devices, Google Pay is available on Android and Apple devices.
Apple Pay is Apple’s mobile payment system. Apple Wallet is an app where you store your credit and debit card details so you can use them to make payments with Apple Pay.
Apple Wallet is a pre-installed iOS app on your iPhone or Apple Watch. You can also download it from the App Store.
Yes, Apple Pay launched in Canada in 2015. Check the table above for a list of banks and credit unions that support Apple Pay in Canada.
Yes, RBC Royal Bank of Canada supports Apple Pay. You can add your RBC debit and credit cards to your Apple Wallet and use Apple Pay to make quick and easy payments.
Yes, CIBC supports Apple Pay. Simply add your CIBC debit and credit cards to your Apple Wallet and use Apple Pay to make secure and convenient payments.
Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years, with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business. She has previously worked at Westpac, and has written for several other major banks including BCU, Greater Bank and Gateway Credit Union. Alison has a Bachelor of Communications from Newcastle University, with a double major in Journalism and Public Relations. She has ASIC RG146 compliance certificates for Financial Advice, Securities and Managed Investments and Superannuation. Outside of Finder, you’ll likely find her somewhere near the ocean.
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