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Banks that let you use Apple Pay

Check if your bank offers Apple Pay and learn how to use the digital wallet to make contactless purchases.

Apple Pay is a digital wallet that allows you to make contactless purchases in store or online using just your iPhone or Apple device, without your physical debit or credit card. Learn how Apple Pay works and how it compares to other digital wallet solutions in this guide.

Banks and credits unions that are compatible with Apple Pay*

Bank Apple PaySamsung Pay
1st Choice SavingsNo
Access Credit UnionNoNo
Affinity Credit UnionNo
American ExpressNoNo
Assiniboine Credit UnionNoNo
ATB FinancialNoNo
Bank of America Corporate cardsNo
Bank of America Merrill Lynch – Commercial CardsNo
Bank of Montreal (Interac debit cards, Mastercard credit cards)No
Brim FinancialNoNo
Cambrian Credit UnionNoNo
Canadian Tire (Mastercard credit cards)No
Chinook FinancialNoNo
CIBC (Interac debit cards, Mastercard and Visa credit cards)NoNo
Coast Capital Savings Credit UnionNo
Collabria Financial Services, IncNo
Conexus Credit UnionNoNo
Copperfin Credit UnionNoNo
Cornerstone Credit UnionNo
Enderby & District Financial, a division of First West Credit UnionNo
Envision Financial, a division of First West Credit UnionNoNo
First Calgary FinancialNoNo
Foam Lake Savings & Credit UnionNo
Fusion Credit UnionNo
HSBC (Mastercard credit cards)No
Innovation Credit UnionNo
Interior Savings Credit UnionNoNo
Island Savings, a division of First West Credit UnionNoNo
Kingston Community Credit UnionNoNo
Libro Credit UnionNoNo
Luseland Credit UnionNoNo
Macklin Credit UnionNo
Mainstreet Credit UnionNoNo
Mountain View FinancialNoNo
National Bank of CanadaNo
PenFinancial Credit UnionNoNo
President’s Choice (Mastercard credit cards)No
Prospera Credit UnionNoNo
RBC – Royal Bank of Canada (Interac debit cards, Visa credit and prepaid cards)NoNo
Servus Credit UnionNoNo
Simplii FinancialNo
Steinbach Credit UnionNoNo
Synergy Credit UnionNoNo
Tandia Credit UnionNoNo
TD (Interac debit cards, Visa credit cards)No
Unity Credit UnionNo
Valley First – Enderby, a division of First West Credit UnionNoNo
Westminster Savings Credit UnionNoNo

*The information presented in this table is accurate as of May 20, 2020.

How to add a debit or credit card to Apple Pay

Set up a debit or credit card on your iPhone in just a few steps:

    1. Open Apple Wallet on your iPhone and tap the “+” button.
    2. Scan the front of your debit or credit card by positioning it in the frame.
    3. Tap Next.
  1. Your card provider may want to verify your information by sending you an activation code. If applicable, select your verification method. Once you receive it, enter the code.
  2. Once your card is verified, you’ll be able to make payments through Apple Pay.

Compare accounts compatible with Apple Pay

See some of the banks that offer Apple Pay in the table below.

Name Product Interest Rate Account Fee Debit Transactions Interac e-Transfer Transactions
Scotiabank Basic Bank Account
$3.95 per month
12 free per month
With a low monthly account fee, you can earn points toward the Scene+ rewards program.
Scotiabank Ultimate Package
$30.95 per month ($0 if requirements met)
Earn up to $350 in benefits and savings. Plus, for a limited time, earn up to 0.60% on your MomentumPLUS Savings Account. Valid until February 28, 2022
Scotiabank Basic Plus Bank Account
$11.95 per month ($0 if requirements met)
25 free per month
Pay no monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month.
Scotiabank Student Banking Advantage Plan
Open an account and earn $60 plus a chance to win $30,000. Terms apply. Apply by January 31, 2022.
Scotiabank Preferred Package
$16.95 per month ($0 if requirements met)
For a limited time, earn a $300 welcome bonus and up to 0.55% interest on your MomentumPLUS Savings Account. Valid until February 28, 2022

Compare up to 4 providers

Bottom line

With Apple Pay, you can make contactless payments using your iPhone, iPad, Apple Watch and Mac computer. But it’s only available on Apple devices and not all debit and credit cards are compatible. Compare banks and accounts that are compatible with Apple Pay.

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