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Banks that let you use Apple Pay

Check if your bank offers Apple Pay and learn how to use the digital wallet to make contactless purchases.

Updated . What changed?

Apple pay logo

Apple Pay is a digital wallet that allows you to make contactless purchases in store or online using just your iPhone or Apple device, without your physical debit or credit card. Learn how Apple Pay works and how it compares to other digital wallet solutions in this guide.

Banks and credits unions that are compatible with Apple Pay*

Bank Apple Pay Samsung Pay
1st Choice Savings No
Access Credit Union No No
Affinity Credit Union No
American Express No No
Assiniboine Credit Union No No
ATB Financial No No
Bank of America Corporate cards No
Bank of America Merrill Lynch – Commercial Cards No
Bank of Montreal (Interac debit cards, Mastercard credit cards) No
Brim Financial No No
Cambrian Credit Union No No
Canadian Tire (Mastercard credit cards) No
Chinook Financial No No
CIBC (Interac debit cards, Mastercard and Visa credit cards) No No
Coast Capital Savings Credit Union No
Collabria Financial Services, Inc No
Conexus Credit Union No No
Copperfin Credit Union No No
Cornerstone Credit Union No
Desjardins No
Enderby & District Financial, a division of First West Credit Union No
Envision Financial, a division of First West Credit Union No No
First Calgary Financial No No
Foam Lake Savings & Credit Union No
Fusion Credit Union No
HSBC (Mastercard credit cards) No
Innovation Credit Union No
Interior Savings Credit Union No No
Island Savings, a division of First West Credit Union No No
Kingston Community Credit Union No No
KOHO No
Libro Credit Union No No
Luseland Credit Union No No
Macklin Credit Union No
Mainstreet Credit Union No No
MBNA No
Mountain View Financial No No
National Bank of Canada No
PenFinancial Credit Union No No
President’s Choice (Mastercard credit cards) No
Prospera Credit Union No No
RBC – Royal Bank of Canada (Interac debit cards, Visa credit and prepaid cards) No No
Scotiabank No No
Servus Credit Union No No
Simplii Financial No
Stack No
Steinbach Credit Union No No
Synergy Credit Union No No
Tandia Credit Union No No
Tangerine No No
TD (Interac debit cards, Visa credit cards) No
Unity Credit Union No
Valley First – Enderby, a division of First West Credit Union No No
Vancity No
Westminster Savings Credit Union No No

*The information presented in this table is accurate as of May 20, 2020.

How to add a debit or credit card to Apple Pay

Set up a debit or credit card on your iPhone in just a few steps:

    1. Open Apple Wallet on your iPhone and tap the “+” button.
    2. Scan the front of your debit or credit card by positioning it in the frame.
    3. Tap Next.
  1. Your card provider may want to verify your information by sending you an activation code. If applicable, select your verification method. Once you receive it, enter the code.
  2. Once your card is verified, you’ll be able to make payments through Apple Pay.

Compare accounts compatible with Apple Pay

See some of the banks that offer Apple Pay in the table below.

Name Product Interest Rate Account Fee Debit Transactions Interac e-Transfer Transactions
Scotiabank Student Banking Advantage Plan
0%
$0
unlimited
unlimited
Sign up today and get up to 5,000 SCENE or Scotia Rewards Points. Terms apply. Apply by April 30, 2021.
Scotiabank Preferred Package
0%
$15.95 per month ($0 if requirements met)
unlimited
unlimited
Earn $300 cash when you open a new Scotiabank Preferred Package. Apply by December 16, 2020.
Scotiabank Basic Bank Account
0%
$3.95 per month
12 free per month
2 free per month
With a low monthly account fee, you can choose between earning points toward the SCENE or Scotia Rewards reward programs.
Scotiabank Ultimate Package
0%
$30.95 per month ($0 if requirements met)
unlimited
unlimited
Earn $300 cash when you open a new Scotiabank Ultimate Package. Apply by December 16, 2020.
Scotiabank Basic Plus Bank Account
0%
$10.95 per month ($0 if requirements met)
25 free per month
10 free per month
Pay no monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month.
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Compare up to 4 providers

Name Product Interest Rate Promotional Interest Rate Min. Bal / Min. Deposit Account Fee
Tangerine Savings Account
0.10%
2.1%
$0 / $0
$0
Earn 2.10% interest for 5 months (up to a maximum of $1,000,000) as a new Tangerine client when you open your first savings or chequing account and use the promo code EARNMORE. Plus, get up to a $150 bonus when payroll requirements are met. Apply online by January 31, 2021.
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Compare up to 4 providers

Bottom line

With Apple Pay, you can make contactless payments using your iPhone, iPad, Apple Watch and Mac computer. But it’s only available on Apple devices and not all debit and credit cards are compatible. Compare banks and accounts that are compatible with Apple Pay.

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