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Gemini review

Buy and sell crypto on Gemini with free crypto withdrawals.

Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Our take on Gemini

Gemini is a highly-reputable cryptocurrency exchange that has both a simple and more dynamic user interface (UI).

Crypto newbies may use the exchange to purchase crypto with one click while others may trade using the platform’s advanced ActiveTrader setup.

And once you purchase any of the 100+ crypto assets that Gemini supports, the exchange gives you the option to earn a yield on your assets via Gemini Grow. This feature of the platform allows you to lend certain crypto assets to earn a yield of up to 8% on them.

On the downside, the site doesn’t support certain major crypto assets and fees are a bit high if you don’t use the ActiveTrader interface.


Finder Rating


Gemini pros and cons


  • Wide range of currencies to exchange
  • Incentives for newcomers, welcoming UI
  • Insurance on currency balances up to $250,000
  • Can earn interest on balance


  • Varying fee structure with highest fees on mobile app
  • Missing some notable top 20 currencies
  • No linked debit cards available

About Gemini – company history and background

Gemini is a cryptocurrency exchange with a simple UI that’s user friendly and accommodating to newcomers and experienced traders alike. Gemini is a New York trust company, which ensures that the company is compliant with a number of security and financial regulations. Gemini allows users to earn interest on eligible cryptocurrency balances.

Newcomers can earn $150 in Bitcoin when they invest $1,000 or more into the platform within 30 days of joining. Some more notable currencies aren’t available on the platform, namely some of the non-ERC20 tokens from the top 20 range of currencies.

Gemini Improve Image 1

Listed Gemini crypto exchange assets

Gemini supports over 84 cryptocurrencies, but some notable assets are missing. Namely, Binance USD, BNB and Cardano, which are in the top 20 cryptos by market cap. In total, 14 of the top 20 cryptos are available on Gemini.

Popular assets on Gemini
Gemini supports
Avalanche (AVAX)
Gemini does not support
Binance USD (BUSD)
Gemini supports
Bitcoin (BTC)
Gemini does not support
Gemini does not support
Cardano (ADA)
Gemini supports
Cosmos Hub (ATOM)
Gemini supports
Dai (DAI)
Gemini supports
Dogecoin (DOGE)
Gemini supports
Ethereum (ETH)
Gemini does not support
LEO Token (LEO)
Gemini supports
Lido Staked Ether (stETH)
Gemini supports
Polkadot (DOT)
Gemini supports
Polygon (MATIC)
Gemini supports
Ripple (XRP)
Gemini supports
Shiba Inu (SHIB)
Gemini supports
Solana (SOL)
Gemini supports
Tether (USDT)
Gemini does not support
Gemini supports
Gemini does not support
Wrapped Bitcoin (WBTC)
Deposit methods
  • Bank transfer (ACH)
  • Debit card
  • PayPal
  • Wire transfer
  • Apple Pay
  • Google Pay

Gemini deposit and withdrawal fees

Transaction type Fee
Deposit funds Cryptocurrency : None
Wire Transfer: None
ACH: None. Bank may charge transfer fee
Debit Card Transfer: 3.49% of total amount
PayPal: 2.50%
Withdraw funds Cryptocurrency: None (for 10 withdrawals and below per month)
Others: None (for 10 withdrawals and below per month)

Gemini trading fees

Type Fee
Trading Web Order Transaction Fees (USD)
≤ $10.00 $0.99
> $10.00 - $25.00 $1.49
> $25.00 - $50.00 $1.99
> $50.00 - $200.00 $2.99
> $200.00 1.49% of your web order value
Trading Taker fee - 0.03-0.4%
Trading Maker fee - 0-0.2%

Maker fee explained. A maker fee is the fee charged when you propose an order for other traders to take. In other words, this fee is charged when you place a limit order to sell an asset, but that order is not filled immediately.

Taker fee explained. A taker fee is a fee charged when a buy order is matched immediately with a sell order on the books. This is the fee charged when you place a market buy order.

Gemini’s most notable weakness is its fee structure. Fees are competitive if you turn on ActiveTrader. However, if you don’t, then the fees can add up quickly. Buying through the mobile app has very high fees compared to using ActiveTrader, and the fees are the same on the desktop site without ActiveTrader on.

Gemini allows users to earn interest on their balances. Interest rates can be as high as 7.4% depending on the tokens in a user’s balance. User balances are covered by a robust insurance plan and cold storage of wallets. However, it is worth noting that Gemini is still holding the private keys to these wallets. Also, Gemini’s insurance does not cover losses due to theft from unauthorised access of an individual’s account – so if, for example, somebody guesses your password, you wouldn’t be protected by insurance.

How to sign up on Gemini exchange

  1. Click on the 'Get Started' button
    Fill up the form to create an account.
  2. Verify your identity
    Submit proof of address and some additional identification. Use either a passport or a driver's license for this.
  3. Add a bank account
    Before you can start trading, you have to add your bank account to your Gemini account. There are a number of options to choose from, so choose the option most compatible.
  4. Trade
    After all that is processed, you're ready to trade on Gemini.

Is Gemini safe?

Trust rating. Gemini rates highly for security. Gemini has never been hacked. Security features of Gemini include 2-factor authentication, SOC 2 compliance (the first ever cryptocurrency exchange to do so), and FDIC insurance for fiat currencies up to $250,000.

Past hacks. No hacks have ever taken place.

Security audits. Gemini has undergone heavy duty auditing. Gemini is the first ever cryptocurrency exchange to pass the SOC 2 type 1 examination. They will be audited for compliance with this examination every year.

Insurance. The company has full FDIC insurance, just like a bank does, for fiat currencies up to $250,000.

Gemini customer support

Downloads on Google Play4.3 stars, 1M+ downloads
Downloads on Apple Store4.2 stars, 92,100 ratings

How to reach Gemini

  • Contact form
  • LinkedIn
  • Email
  • Twitter
  • Facebook page
  • Live chat (bot)

Alternatives to Gemini exchange

1 - 3 of 18
Name Product Deposit methods Fiat Currencies Cryptocurrencies Offer Disclaimer
Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT


Certain trading features are limited or unavailable to residents of Ontario and Quebec.
Bitbuy Digital Currency Exchange
Cryptocurrency, Interac e-Transfer, Wire transfer


Limited time only: Free $40* when you sign up and fund your Bitbuy account. T&Cs apply.
Changelly Crypto-to-Crypto Exchange
Credit card, Cryptocurrency, Debit card, Wire transfer, Apple Pay


Disclaimer: Star ratings are only displayed for products with 10 or more reviews.

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