How much does Toyota Highlander insurance cost?

The average Toyota Highlander insurance cost is $301 a month — or $3,606 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Use our table below to find out what your Toyota Highlander insurance cost would be.

Compare Toyota Highlander insurance rates with other models

A 2021 Toyota Highlander starts at a base price of $40,450. With the average insurance rate at $3,606 per year, the annual insurance cost–to–base car price ratio is 8.9%. Compare how much it costs to insure the Highlander with other Toyota models.

• How we got these rates

  To determine these estimated costs, we aggregated quotes from insurance companies using this profile:

  • Single, 35 year old female
  • Latest model vehicle
  • 20,000 km driven yearly
  • Perfect driving record
  • Equipped with winter tires
  • Driver located in Etobicoke, Ontario

  Other factors that can affect your Toyota Highlander insurance cost

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past several years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Compare free quotes online for your Toyota Highlander insurance rates

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Name	Product	Accident Forgiveness	Min. Liability Coverage	Discounts Available	Online Claims	Available Provinces
Surex Auto Insurance		Yes	$1,000,000	Up to 25%		Alberta, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon	Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor. Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.	Get a quote More Info	Compare	loading Fetching your data...
Onlia Car Insurance		Yes	$1,000,000	Over $500*		Ontario	Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options. Who it might be good for: Drivers in Ontario looking to save on insurance costs by driving safely.	Get a quote More Info	Compare	loading Fetching your data...
Aviva Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex. Who it might be good for: Drivers looking to customize their auto policy.	Get a quote More Info	Compare	loading Fetching your data...
Travelers Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex. Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.	Get a quote More Info	Compare	loading Fetching your data...

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About the Toyota Highlander

The Toyota Highlander has been around since 2001 and it is currently in its fourth generation. The midsize SUV is known for its excellent fuel economy and comfortable ride. The fourth generation comes with either a standard V6 engine or hybrid powertrain and a standard comprehensive active safety package.

Toyota Highlander money-saving safety features

You could save money on car insurance for your Toyota Highlander if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Toyota Highlander?

The 2020 Toyota Highlander received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4 star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Toyota Highlander as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Toyota Highlander model includes pre-collision system with pedestrian detection, lane departure assistance and road sign assist.

Bottom line on Toyota Highlander insurance

The Toyota Highlander is a solid choice within the midsize SUV category. At $2,076 per year, insurance rates are comparably affordable. If you want to learn more about car insurance, read through our comprehensive guide.