Nissan insurance rates

Average Nissan insurance cost

The average cost to insure a Nissan is $284 per month, but you could spend anywhere from $231 per month up to $314 on Nissan insurance. Keep in mind that the actual cost of Nissan insurance you pay every month will vary based on factors like the Nissan model you own, your age, your driving history and location.

Nissan car insurance rates by model

• How we got these rates

  To determine these estimated costs, we aggregated quotes from insurance companies using this profile:

  • Single, 35 year old female
  • Latest model vehicle
  • 20,000 km driven yearly
  • Perfect driving record
  • Equipped with winter tires
  • Driver located in Etobicoke, Ontario

  Our estimated price is for full insurance coverage, which usually includes mandatory liability coverage, comprehensive and collision coverage.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past several years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Compare free car insurance quotes online for your Nissan

How a vehicle from Nissan affects insurance costs

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Nissans’ good safety ratings generally make them affordable to insure. Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle.

Pros and cons of insuring a Nissan

About the Nissan brand

Based in Yokohama, Japan’s second-largest city, Nissan manufactures vehicles from budget-priced family cars to extravagant performance machines. Founded in 1933, the company distributes cars branded with Nissan, Infiniti and Datsun logos.

Nissan is one of the largest car manufacturers in the world, competing with other big brand names like Toyota and GM. Nissan also makes the world’s seventh bestselling electric vehicle, the Leaf.

Are there any standout Nissan models?

The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-liter, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fiber front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain. Prices start at $175,500.

Nissan car facts

• Nissan sells cars along a spectrum of price points. You’ll find budget models like the Versa ($16,498 MSRP), for example, as well as high-priced options like the GT-R ($130,498 MSRP).
• Nissans typically score good crash ratings across the board from the Insurance Institute for Highway Safety (IIHS).
• Nissan Canada Finance (NCF) offers financing and leasing options with turnaround times that are typically faster than auto loans from a bank. But you may not get the best financing rates on a Nissan through NCF.

What is NissanConnect?

Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. You can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.

Bottom line

You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record or bad credit. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Nissan

• Where are Nissans made?

  Nissans have manufacturing plants in the US, Mexico and Japan.

• Are Nissans safe?

  Yes, generally speaking most Nissan models do very well in safety tests.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• How can I finance a Nissan?

  You can finance a Nissan by taking out a traditional car loan from a bank, credit union or online lender. Going this route usually comes with the most competitive rates, though it’s not as fast. If speed is your main priority, then you might want to consider financing directly through an authorized dealership.

Written by

Julia Cameron

Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio