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Compare Aeroplan credit cards
Dreaming of your next vacation? Collect points with an Aeroplan credit card to get discounts on flights, hotels and more.
As one of Canada’s most popular frequent flyer programs, Aeroplan lets you earn travel rewards with over 150 partners. And if that’s not enough, you can also get an Aeroplan credit card to accumulate additional points wherever you shop. Find out how you can earn and redeem Aeroplan points (formerly called Aeroplan Miles) quickly and easily, and compare Aeroplan credit cards to get the best deal.
American Express Aeroplan Card
American Express Aeroplan Card
Purchase interest rate
Eligibility criteria, terms and conditions, fees and charges apply
American Express Aeroplan Card
Apply today and earn up to 15,000 Welcome Bonus Aeroplan points and a bonus Buddy Pass as a new cardmember.
Purchase interest rate: 30% annual interest rate applies to balances not paid in full each month
Aeroplan credit cards let you earn points for every purchase you make on your card. You can typically earn 1 Aeroplan Point for every $1 you spend on your card, but some cards have different ratios. For example, one card might offer 1.5 points for every $1 you spend, while another might offer 1 point for every $1.50 you spend.
You will also usually earn a different number of points for different types of purchases. Many cards offer a higher return on points for gas, grocery and drugstore purchases. They might also give you more points for shopping with Aeroplan partner organizations. You’ll typically earn less points on all other purchases.
When comparing Aeroplan credit cards, it helps to look at other factors like annual fees and introductory offers to make sure you’re getting the best bang for your buck. These cards can help you accumulate points faster, and you can pair them with your Aeroplan membership to earn double the points when you make purchases with an Aeroplan partner.
Deciding if an Aeroplan credit card is the right fit for you
There are a number of frequent flyer program credit cards out there, so it can be difficult to know if Aeroplan is the best choice for you. Before you settle on a plan, be sure to compare the features listed below.
Partner companies. You should look for a credit card associated with the frequent flyer plan that offers the largest network of partner companies where you shop most frequently.
Partner airlines. Find out how many airlines are willing to accept your credit card rewards before you settle on a program to make sure you have a wide range of options.
Available rewards. Look at each program’s “rewards store” to find out what you can use your points to purchase aside from airline tickets.
How to compare Aeroplan credit cards
If you’ve decided that an Aeroplan credit card is the best fit for you, you should consider a couple of factors before you pick the specific card that you want.
Return on travel rewards. Look at how much you’ll earn with each credit card, keeping in mind that more rewards usually means higher fees and interest rates.
Welcome offers. Many Aeroplan credit cards give you enough points to get a return flight within North America when you sign up. Think about how you can combine the biggest welcome bonus with the highest return on points and benefits.
Benefits. Aeroplan credit cards can come with benefits like travel insurance, airport lounge access and priority check-in. Choose a card that will give you practical perks that you know you’ll be able to use.
Annual fee. Most Aeroplan credit cards have annual fees ranging from around $120 to over $500. Make sure the fee you pay is balanced out by a higher return on rewards or more perks on your card.
Interest rates. As with all credit cards, interest rates are important if you intend to carry a balance. If you make regular repayments and always pay in full, this will be less important.
How to earn Aeroplan points on your credit card
The best way to earn points on your card is to charge eligible purchases to it. These include daily purchases (like gas, groceries and drugstore purchases) as well as bill payments and other expenses. You can also shop at partner stores to earn double the points on all of your purchases, and you can give additional cards to your family members so that all of your points are accumulated on one account. Many Aeroplan cards will also give you bonus points when you sign up. Just make sure to read the fine print, as some of these offers can only be redeemed when you’ve spent a certain amount of money in a specified time period. For example, you might be required to spend $500 in your first month to receive 10,000 bonus points.
Some cards will also offer bonus points for existing customers during promotions. In this instance, you might be able to cash in on extra bonus points for referring your family and friends to Aeroplan. Partner companies might also run promotional campaigns that let you earn more points for making certain purchases (such as buying a certain brand of cereal at the grocery store).
How to redeem your Aeroplan points
Once you’ve had your card for a while, you can exchange the points you’ve accumulated for travel through Aeroplan. You can do this by signing in to your Aeroplan membership and browsing its main page for flights and other rewards. You can make your purchase online or over the phone with an Aeroplan agent.
Flight redemptions are typically the best value for redeeming your Aeroplan points. If you’re not interested in flying, you can use your points for everything from hotel stays to car rentals to gift cards and merchandise.
If you don’t want to redeem your points for flights, you may be able to cash them in for some of the following travel rewards.
Travel packages. If you have enough points, you may be able to cash them in for an all-inclusive vacation package or cruise.
Hotel accommodation. Aeroplan has partnered with several hotel chains, so you can pick the best fit for your budget and earn double the rewards on your stay.
Car rentals. If you need a rental car, you can cash in your points with Avis, Budget or Payless car rentals.
Merchandise. You can redeem your points for hundreds of products in Aeroplan’s online store, ranging from clothing and jewellery to homewares and electronics.
Entertainment. You may be able to exchange your points for theme park tickets, wine tastings, city tours and other must-do experiences, depending on availability.
Gift cards. Aeroplan has partnered with many stores to provide gift cards that you can redeem online or in-person at the time of your choosing.
There are plenty of Aeroplan cards on the market for you to choose from. Learn how these cards work as well as whether they’re the right fit for you. If you decide that they are, make sure to look for a card that offers a good cost-benefit ratio and compare several providers to find the best deal.
Frequently asked questions about Aeroplan credit cards
You can earn and redeem points with Air Canada and a number of other Aeroplan partners. You can also exchange your points for merchandise and gift cards using the Aeroplan eStore.
Your Aeroplan points (formerly called Aeroplan Miles) can expire if you leave your account inactive for 18 months or more. You can make sure this doesn’t happen by using your Aeroplan membership or Aeroplan credit card to earn points or by redeeming a portion of your points before they’re set to expire.
Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, along with an Associate's Degree in Science from Camosun College. Much of Claire's coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. She has also worked extensively in the field of "Blended Finance" with the Canadian government. In her spare time, Claire loves rock climbing, travelling and drinking inordinate amounts of coffee.
Earn Aeroplan points when you spend money on your business with this premium credit card.
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