Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Mydoh Smart Cash Card Review

The RBC Mydoh app teaches your child how to handle their finances proactively with its innovative prepaid Visa card for kids. 

Try the Mydoh app for free for the first month to see if you like it and then pay a small monthly fee to keep your account active.

No reviews yet. Write a review


Monthly Fee


Cost per transaction

The Mydoh Smart Cash Card app and its reloadable Mydoh Smart Cash Card Visa debit are designed to help teach your child how to make sound financial decisions from an early age. Backed by RBC, the Mydoh app teaches kids about money by letting you assign chores, fund weekly paydays and monitor your child’s spending decisions when using the Smart Cash Card. With the Mydoh app, your child learns how to spend money responsibly and develop good financial habits. Enjoy a free 1-month trial when you sign up today and, for a limited time, get $15 added to your Mydoh account.

30-second take

  • Mydoh Smart Cash Card is a great tool to help you to teach your child how to develop effective money management skills.
  • Choose another tool if you aren’t very tech-savvy, your child doesn’t have access to a mobile phone or iPad, or you don’t want to pay a small monthly fee.

How Mydoh Smart Cash Card works

To get started with Mydoh Smart Cash Card, download the app and set up an account (your Mydoh Wallet). You can then send an invite to your child to open a linked account.

  • Parent account. Your parent account lets you assign tasks, send your kids money, react to transactions with emojis and lock or unlock your child’s card.
  • Kids account. Your child’s account lets them manage the tasks you assign, track the money they earn and spend, and play money trivia. Their account will be linked to their Mydoh Smart Cash Card (a reloadable, prepaid card powered by Visa).

Mydoh App review: The basics

If you want an app and prepaid card that lets your child manage their own money and learn good financial habits then you may benefit from Mydoh Smart Cash Card.

  • 1-month free trial. Try the app for free for the first month to see if you like it. After your 30-day free trial ends, a monthly subscription fee will be taken out of your Mydoh Wallet to keep your account active.
  • Conversation starter. The app opens up space for you to have discussions with your child about how to earn and responsibly spend money.
  • Full oversight. You can keep an eye on your child’s spending and lock or unlock your child’s account as needed.
  • Streamlined app. You and your child can interact through the app, and it has innovative features to help you track tasks and payments.
  • Learn through play. Your child can play trivia to learn the basics about money along with tips on how to manage their finances.
  • Mydoh Smart Cash Card. The RBC Visa Prepaid Mydoh Smart Cash Card is available as a physical and digital card and can be used to pay for purchases online or in-store anywhere Visa tap is accepted.

How much does Mydoh Smart Cash Card cost?

Mydoh Smart Cash Card costs $2.99 a month. This monthly fee allows up to five children to be on your plan. Plus, the first 30 days are free.

3 things you’ll like about Mydoh Smart Cash Card

  1. Automatic payments. Your payments will be automatically scheduled in the app so your child will receive their allowance like clockwork (as long as tasks are completed).
  2. Many spending options. Kids can spend in-store and online up to allowable limits with their Mydoh Smart Cash Card (issued by RBC and powered by Visa) anywhere Visa is accepted.
  3. Family plans at no extra cost. You can add up to five children to your plan without paying an additional monthly fee.

3 things to watch out for with Mydoh

  • Monthly fee. You’ll have to pay a fee of $2.99 per month to keep your account active.
  • More accounts to manage. You’ll need to remember additional login information and getting an account will mean adding an extra app to your phone.
  • No rewards program. It’s not possible to earn points or cash back with the Mydoh Smart Cash Card prepaid card since it’s not linked to a dedicated rewards program.

What should I know before I get the Mydoh app?

Eligibility requirements for the Mydoh app

You may need to meet the following requirements to get a Mydoh Smart Cash Card prepaid card for your child:

  • Be a Canadian citizen, permanent resident or temporary resident of Canada
  • Be over the age of majority in your province
  • Have a working bank account
  • Have a child between the age of 6 and 18 with access to a mobile phone or iPad

Required documents and information

To sign up for a Mydoh Smart Cash Card prepaid card, you’ll need to provide the following:

  • Name, date of birth and contact information for you and your child
  • Your email address and phone number
  • Proof of valid government-issued ID (unless you log in with your RBC Online Banking account)

How to apply for Mydoh Smart Cash Card

  1. Click on this secure Mydoh link or the go to site button above to be redirected to the Mydoh website.
  2. Select “Parent sign-up” and follow the prompts to set up your account.
  3. Enter application details such as your name and contact information.
  4. Once approved, add money to your Mydoh Smart Cash Card Wallet from your RBC account or with an Interac e-Transfer.
  5. Invite your kid(s) to download the app and walk them through how it works.

How do I fund my Mydoh Smart Cash Card account?

As the parent, you can fund your Mydoh Smart Cash Card Wallet using Interac e-Transfer or from your RBC Canadian personal chequing account or credit card.

Your Mydoh Smart Cash Card Wallet lets you send money to your child(ren), up to the allowable limits. Every time you send money to your child through the app, money flows from your Mydoh Wallet to your child’s Mydoh Smart Cash Card.

Is the Mydoh Smart Cash Card app safe for my child?

All the information you and your child provide to open up an account is encrypted, as is the data transmitted through your child’s Smart Cash Card. A full audit trail is kept whenever money moves to and from your Mydoh Smart Cash Card Wallet.

Your child’s Mydoh Smart Cash Card is set up to block various merchant category codes that are deemed inappropriate for youth, such as gambling and alcohol purchases.

How can I contact Mydoh Smart Cash Card?

You can use the in-app chat function or reach Mydoh Smart Cash Card by email at

Bottom line on the Mydoh App

The Mydoh Smart Cash Card app and prepaid Visa card are designed to help your child learn good money habits. Your child gets a regular allowance when they complete tasks, and you get to monitor their spending and use the information you gather to stimulate discussions about budgeting, debt management and more. Enjoy a 1-month free trial when you sign up today.

You can view the full terms and conditions related to the MyDoh app on the MyDoh website.

Mydoh App FAQs

Go to site