Can I mobile deposit a cheque using a picture of a picture?

No. Uploading a picture of a picture may violate your bank's mobile cheque deposit terms and conditions. For example, the TD Mobile Deposit terms and conditions state: "Each Item deposited through TD Mobile Deposit must be an image of the front and back of the original Item and not an image of a photocopy, PDF or other printout."

Is it better to deposit a cheque in person or online?

If you're searching for the quickest and most convenient way to deposit a cheque, you can't go past mobile cheque deposit. But if you want the cheque to clear and be able to access the funds in your account as soon as possible, it's worth noting that banks often have shorter hold periods for cheques deposited in a branch rather than via mobile device or ATM.

How long does it take to deposit a cheque online at RBC?

You can deposit a cheque online using RBC mobile banking in just a couple of minutes. You'll need to sign the back of the cheque, log in to mobile banking and upload images of the cheque. However, under RBC's hold policy, it could take up to five business days for the cheque to clear.

Will I pay a fee when I deposit a cheque online?

Typically, no. Most banks will not charge any mobile cheque deposit fees. If you're not sure, check with your bank if you'll be charged a fee before making a deposit.