Apps & Loans Like Bree in Canada

Bree is an online-only lender that provides cash advances of up to $750. Launched in 2021, it aims to provide Canadians with a low-cost way to avoid overdrafts and NSF fees.

If you’d like to explore apps or sites similar to Bree, check out our list below.

Jump to:

• Cash advance apps like Bree
• Payday loan apps like Bree
• Personal loan sites like Bree

Cash advance apps like Bree in Canada

Finder Score	Costs	Loan Amount	Loan Term
KOHO Cover
Finder score 8.7 Great KOHO Cover	Finder score 8.7 Great	0% + monthly fee from $2	$20 - $250	Flexible	$75 REWARD Go to siteView details Compare product selection Compare	loading	Why we like it Get a cash advance ranging from $20 to $250 when you pay 0% + monthly fee from $2. You'll need a KOHO account to access this service. A KOHO account is free if you have direct deposit set up or if you move $1,000 into the account every month. Pros & cons Pros No late fees Zero interest No impact to credit score Free financial coaching available Cons KOHO account required
Nyble
Finder score 9.3 Excellent Nyble Credit Line	Finder score 9.3 Excellent	0%	$30 - $250	31 days, extendable	Use code CFIND1J to get 500 extra points and a $5 higher approval. T&Cs apply.	Go to siteView details Compare product selection Compare	loading	Why we like it Apply online for an interest-free line of credit of up to $250 to cover small expenses and build your credit. Get funds in 1-3 business days with a free account. For $11.99, get access to premium services, including funding in 1-30 minutes, credit monitoring and identity theft protection. Pros & cons Pros Easy application process No credit checks No interest Can improve your credit score Roll over your loan Cons Loan amount may not be enough for your needs $11.99 for fast transfers and other premium perks

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Payday loan apps like Bree

Note: Bree is not a payday loan, but it does have features similar to payday loans. Payday loans have higher amounts than Bree, and their APRs are in the triple digits.

Cost	Loan Amount	Loan Term	Serviced Provinces
Wagepay
Wagepay Wage Advance Loan	$14 per $100 borrowed	$100 - $1,500	Up to 62 days	BC and ON	View details Compare product selection Compare	loading	Why we like it Wagepay is an online payday lender that launched in Canada in 2020. Like Bree, you can get 24/7 approval and funding without needing to go through a credit check. But like other payday loans, it's an extremely expensive option. Pros & cons Pros iOS and Android apps available Instant process Bad credit is okay Cons Very expensive Not available in all provinces
iCash
iCash Payday Loan	$14 per $100 borrowed	$100 - $1,500	7 - 62 days	AB, BC, MB, NB, NS, ON, PEI	Go to siteView details Compare product selection Compare	loading	Why we like it Like Bree, iCash offers a quick, paperless application process, with 24/7 e-Transfer funding. You can borrow up to $1,500 and get your money in a few minutes after approval. But keep in mind that iCash payday loans are very expensive, just like other payday loans. Also, unlike Bree, iCash requires a credit check (if you're a first-time borrower). Pros & cons Pros Get your payday loan in one hour or less Bad credit is okay Cons Extremely expensive Short repayment terms

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Personal loan alternatives to Bree

Finder Score	APR Range	Loan Amount	Loan Term
LoanConnect
Finder score 8.8 Great LoanConnect Personal Loan	Finder score 8.8 Great	8.99% - 35.00%	$500 - $60,000	3 - 120 months	Go to siteView details Compare product selection Compare	loading	Why we like it LoanConnect is a loan search platform partnered with 30+ lenders. Like Bree, it can help you get a small, quick loan even if your financial situation isn't great. Lenders that LoanConnect is partnered with have easier eligibility requirements and offer faster funding than banks. Pros & cons Pros Pre-approval in five minutes Choose the best offer Options for good and bad credit Secured and unsecured loans available Cons High rates for bad credit Not a direct lender
Loans Canada
Finder score 8.6 Great Loans Canada Personal Loan	Finder score 8.6 Great	9.99% - 35.00%	$500 - $35,000	6 - 60 months	Go to siteView details Compare product selection Compare	loading	Why we like it Loans Canada is a loan search platform that connects you to suitable lenders. Like Bree, it can help you get a small, quick loan even if your financial situation isn't great. Lenders that Loans Canada is partnered with have easier eligibility requirements and offer faster funding than banks. Pros & cons Pros Accepts bad credit Large lender network Cons High rates and fees may apply You're limited to Loans Canada's network

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Which apps are close to Bree?

Nyble and KOHO are apps very similar to Bree. Like Bree, these apps offer small loan amounts and don’t charge any interest. Payday loan apps like iCash and Wagepay offer higher loan amounts and faster funding, but you’ll pay $14 for every $100 borrowed, which works out to annual percentage rates in the triple digits.

Payday loan apps vs cash advance apps like Bree

How does Bree compare?

You can read our Bree review for details, but here are the highlights:

How do I sign up for apps like Bree?

Sites like Bree require the following information:

• Name, email address and phone number
• Date of birth
• Linked bank account via bank verification

How do I get approved for sites like Bree?

Apps like Bree usually don’t involve any credit checks, but lenders will still need to verify that you can pay back their loan. To get approved for loans offered by these lenders, show them that your bank account doesn’t have NSF transactions in the last 60 to 90 days, and it has regular income deposits from valid sources, such as employment, government benefits and private pensions.

Which cash advance app features do Canadians want?

According to data from the Finder: Consumer Sentiment Survey January 2025, Canadians who are open to using cash advance apps care most about cost, speed and accessibility. The top feature was zero interest (14%), followed by zero or low monthly fees (9%) and instant funding (9%). Other valued features included 24/7 access to funding (8%) and no credit check requirements (8%).

Bottom line

Bree is a lender in Canada that offers small loans to help you pay for unexpected bills and avoid overdrafts. It charges no interest or mandatory fees. If Bree isn’t an option for you, consider other cash advance apps, such as Nyble or KOHO.

These apps typically max out at $750. If you need higher loan amounts, try online personal loans like Loans Canada. Payday loans also exist and provide instant funding, but they’re extremely expensive, so it’s best to avoid them.

Written by

Leanne Escobal

Senior Publisher

Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC®) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University. See full bio

Leanne's expertise

Leanne has written 185 Finder guides across topics including:

• Personal Loans
• Car Loans
• Business Loans
• Short-Term Loans
• International Money Transfers
• Make Money Online