Get a $175 digital Visa gift card from Finder with BMO

Your first name, last name and email address must match exactly between your Finder and BMO accounts. A middle name is fine, but don't use a nickname—that could make you ineligible.

You must be a New Customer: someone who has not held an active account, profile, or established service relationship with BMO or its affiliates (any BMO product) in the 20 years before applying. You also can't be an existing customer as defined in the BMO Everyday Banking Offer Terms and Conditions.

Just make sure you follow the steps above. We'll notify you when your reward activation link is available in your Finder dashboard. Once activated, the digital Visa gift card will be sent to the email associated with your BMO and Finder accounts via our rewards partner, Tremendous.

All named account holders must independently meet the New Customer definition. If any holder is an existing or recent BMO customer, the account won't qualify. Only one Reward is awarded per approved account, regardless of the number of joint owners.

The account has a $17.95 CAD monthly fee. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.

The digital Visa card can be used for online purchases just as you would use a credit card. There is no billing address associated with the card. You may enter your own address when shopping online.

You'll get an email from us to notify you when you can activate the reward in your Finder dashboard. After you've activated your reward, the digital Visa gift card will be sent to your email via our rewards partner, Tremendous.

The reward must be activated on the Tremendous website within 12 months of being issued. The digital Visa card has a 6-month expiration date once activated.

We'll check your eligibility on or before December 30, 2026 and issue your $175 digital Visa gift card on or before January 29, 2027. If you haven't received it, email us at help-ca@finder.com within 60 days of the eligibility check date (December 30, 2026) and we'll look into it.

Receiving BMO's own welcome offer for the same account doesn't affect your eligibility for this Finder reward. You won't get the Finder reward if you redeem another similar BMO promotion or cashback offer.

Yes, Tremendous is legit. It's a trusted rewards platform used by Google, Visa, MIT and more. They've sent over $1 billion in rewards and use bank-grade security to protect your info.

It's for anyone who wants to be rewarded for switching or signing up to something new, likes getting more value from smart money decisions and enjoys exclusive perks that aren't available elsewhere. There's no catch. Finder earns a small referral fee if you open the account through us—and in return, we pass a reward on to you. It's one of the many perks of being a Finder member.

If you signed up for the BMO Performance Chequing Account reward during a previous promotional period, you can find more info below:

You can find the Terms & Conditions for past BMO promotional periods below: