Best chequing accounts in Canada

Compare chequing accounts by fees, bonuses, pros & cons and open an account online today.

BMO Performance Chequing Account

Earn a $700 welcome bonus" title="" data-original-title="More info"

Earn $700

$17.95 monthly account fee (can be waived)

Compare chequing accounts

Use the table below to compare accounts based on the features you’re looking for.

3 of 3 results
Finder Score Monthly Account Fee Free Transactions e-Transfer Fee Bonus Offer Rebate
Simplii Financial logo
Finder score
Finder score
$0
Unlimited
$0
Earn $300
Earn $300 when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends January 31, 2026.. T&Cs apply.
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BMO logo
Finder score
Finder score
$17.95
(can be waived)
Unlimited
$0
Earn $700
Get a $700 welcome bonus, plus a Walmart Delivery Pass subscription for up to 12 months when you open a BMO Performance Chequing and Savings Amplifier Account. Valid until March 2, 2026. Plus, earn a 4.60% promo rate with a new Savings Amplifier Account. T&Cs apply.
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Coast Capital logo
Finder score
Finder score
$0
Unlimited
$1.50
Get up to $350
New members can get up to $350 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account. Offer ends January 5, 2026.. T&Cs apply.
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Finder Score for chequing accounts

To make comparing even easier we came up with the Finder Score. Welcome offers, account fees and features across 60+ chequing accounts and 25+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the account - simple.

Read the full methodology

You may also be interested in these digital banks

People looking for chequing accounts may also be interested in digital banks due to the lower fees, convenience in managing your money anywhere with internet connection and for the tech-savvy features. You may also earn interest with digital banks.

Neo Everyday Account

N/A
Bonus Offer
$0
Monthly Account Fee
unlimited
Free Transactions
The highly-rated Neo Everyday Account and mobile app from Neo Financial makes it easy to manage your account anytime, anywhere. Serving as a chequing account, you'll also earn cashback on your spending – earn 2% on gas and groceries and 0.5% on all other spending when you have $3,000 in your account. It also comes with a $0 annual fee, no minimum balance requirements and free transactions.
  • Earn up to 2% cashback on spending
  • $0 account fee
  • $0 transactions
  • No minimum balance
  • No physical branches for in-person service
Monthly Account Fee $0
Free Transactions unlimited
Interac e-Transfer Fee $0
In-Network ATM Fee $0
Foreign Transaction Fee 2.5%
CDIC Deposit Insurance $100,000
Bonus Offer N/A

EQ Bank Personal Account

Earn 2.75%
Bonus Offer
$0
Monthly Account Fee
unlimited
Free Transactions
Earn 2.75% interest with an EQ Bank Personal Account. Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. Plus, you can also apply for a Joint account if you're looking to save with your partner or family.
  • $0 account fee
  • unlimited transactions
  • $0 Interac eTransfers
  • Earn 2.75% interest on your balance
  • No physical branches for in-person service
  • Some standard banking features not available such as overdraft protection, use of ATMs and the option to have paper statements
Monthly Account Fee $0
Free Transactions unlimited
Interac e-Transfer Fee $0
In-Network ATM Fee $0
NSF Fee $0
Foreign Transaction Fee 0%
CDIC Deposit Insurance $100,000
Bonus Offer Earn 2.75%

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