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Chris Lilly

Chris Lilly

Group publisher

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Highlights

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured Publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

5 articles written by this author

Compare rapid COVID tests for businesses in Canada

Here's what you need to know about COVID testing requirements for employees who need to travel for business.

Stacie Hurst & Chris Lilly 16 February 2022
Compare rapid COVID tests for businesses in Canada

Compare 2-month payday loans

Compare 2-month payday loan options, including rates and total costs.

Chris Lilly 21 September 2021
Compare 2-month payday loans

The best balance transfer credit cards of 2022

Here's our picks for the best balance transfer credit cards. Compare cards ranging from the longest intro APR periods to the lowest fees.

Chris Lilly 15 December 2020
The best balance transfer credit cards of 2022

Compare credit building credit cards and rebuild your credit history

Compare credit builder credit cards from a range of providers.

Chris Lilly 31 October 2019
Compare credit building credit cards and rebuild your credit history

How to improve your credit score and establish better credit

Building up your credit score doesn’t have to be difficult. Read our comprehensive guide to find out how to improve credit rating and what to look out for.

Chris Lilly 15 April 2018
How to improve your credit score and establish better credit
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