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Product	Welcome Offer	Rewards	Purchase Interest Rate	Annual Fee	Min. Credit Score	Description
BMO CashBack Mastercard	5% cashback	Up to 3% cashback	21.99%	$0	Min. recommended credit score: 660	Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.	Go to site More info Compare product selectionCompare	loading
Neo Mastercard	N/A	An average of 5% cash back	19.99% - 31.99% (up to 25.99% in NL & QC)	$0	Min. recommended credit score: 640	Earn cashback at a rate that grows with your Neo Everyday Account balance, and get an average of 5% cash back at thousands of retail partners.	Go to site More info Compare product selectionCompare	loading
American Express Cobalt Card	15,000 points	Up to 5x points per $1 spent	21.99%	$155.88	Min. recommended credit score: 700	Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.	Go to site More info Compare product selectionCompare	loading
Tangerine Money-Back Credit Card	10% cash back	Up to 2% cash back	20.95%	$0	Min. recommended credit score: 600	Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until August 31, 2025. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.	Go to site More info Compare product selectionCompare	loading
BMO Preferred Rate Mastercard	0.99% rate on balance transfers for 9 months	N/A	13.99%	$29	Min. recommended credit score: 660	Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee.	Go to site More info Compare product selectionCompare	loading
Tangerine World Mastercard	10% cash back	Up to 2% cash back	20.95%	$0	Min. recommended credit score: 600	Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until August 31, 2025. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.	Go to site More info Compare product selectionCompare	loading

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Written by

Emma Balmforth

Producer

Emma Balmforth is a producer at Finder. She is passionate about helping people make financial decisions that will benefit them now and in the future. She has written for a variety of publications including World Nomads, Trek Effect and Uncharted. Emma has a degree in Business and Psychology from the University of Waterloo. She enjoys backpacking, reading and taking long hikes and road trips with her adventurous dog. See full bio

Emma's expertise

Emma has written 134 Finder guides across topics including:

Banking
Personal Loans
Car Loans
Business Loans

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