For a limited time, refer your friends to open the BMO Performance Chequing Account and after they successfully sign up for the account via Finder, you'll receive a $75 digital Visa gift card. There's no cap on referrals, so you could earn multiple gift cards. Be quick! Offer ends August 31, 2026.
Send your unique link to friends and family who are looking for a new everyday bank account so they can sign up for the BMO Performance Chequing Account via your link by August 31, 2026 date.
3. Get rewarded
Once that friend successfully signs up for the BMO Performance Chequing Account via Finder, you'll receive a $75 digital Visa gift card. Full T&Cs
Get a $175 digital Visa gift card when you become a Finder member and open a new BMO Performance Chequing Account
It’s easy to qualify, just follow these steps:
Click through to BMO via the promotional link on Finder
Apply for the BMO Performance Chequing Account
Register to become a Finder member
Complete the above steps within the promotion period (March 9 to April 30, 2026)
Is the Finder reward stackable with BMO’s promotional offer?
Yes, if you meet all eligibility requirements and complete all qualifying actions, you could earn both the Finder reward and BMO’s new account offer. That means the total possible bonus you could earn could be much higher than what you would earn with the bank bonus alone.
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with Finder Rewards!
BMO Performance Chequing Account Overview
Account Summary The BMO Performance Chequing Account is one of BMO’s most popular chequing accounts. It offers unlimited free transactions and e-Transfers, and a welcome bonus worth up to $900 (if you meet certain criteria).Just be aware that this account comes with a monthly fee of $17.95; however this can be waived if you maintain a minimum daily balance of at least $4,000.
Key Features
Get welcome bonuses worth up to $900 (if you meet certain criteria)
Unlimited, free transactions and e-Transfers
The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
You can get up to $40 of your BMO credit card annual fee rebated annually
How it works
Step 1
Create your Finder account
Sign up or log in to your Finder Member account.
Step 2
Sign up for BMO Performance Chequing Account via Finder
Apply for a BMO Performance Chequing Account in the same session using the Finder promotional link during the Promotion Period.
Step 3
Maintain Account
Maintain the account until the reward is fulfilled. After verification, Finder emails your $175 digital Visa gift card.
Must read
Important: You must sign up for your BMO Performance Chequing Account via Finder, within the promotion period (March 9 to April 30, 2026). Registering outside the Promotion Period, or having a mismatched first and last name and email between Finder and BMO, will disqualify the reward.
Customers who apply via Finder during the Promotion Period
Finder Member account required
Limit one Reward per person (first-time BMO customers only)
Application requirements
Apply for your BMO account via Finder during the Promotion Period.
Keep your account active until your reward is sent
Pay the monthly fee (or qualify for a waiver)
Use the same name (first and last) and email address on your Finder account and BMO application
When and how you'll get your $175
Finder will complete an eligibility check on or before 30th of May 2026 and issue the $175 digital gift card on or before 15th of June 2026
The digital Visa gift card will be sent to the email associated with your BMO and Finder account
Keep your BMO account active until the Fulfillment Date
Didn’t receive your reward? Let us know at help-ca@finder.com within 4 months of opening your account. Finder may request you to submit additional evidence to confirm your eligibility for the reward.
Your first name, last name and email address must match exactly between your Finder and BMO accounts. A middle name is fine, but don't use a nickname—that could make you ineligible.
A new customer includes customers that currently have—or recently closed—a BMO chequing or savings account between the promotion period (March 9 to April 30, 2026). This includes accounts like the Primary Chequing, Interest Chequing, Premium Rate Savings, Smart Saver, Savings Builder, or Savings Amplifier. (See the BMO Everyday Banking Offer Terms and Conditions.)
Just make sure you follow the steps above—especially logging in to your Finder account first. You will receive an email from Tremendous with a link to activate your digital Visa card.
Both account holders must be eligible new BMO customers. If either person is an existing BMO customer, no one on the joint account will qualify.
The account has a $17.95 CAD monthly fee. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
The digital Visa card can be used for online purchases just as you would use a credit card. There is no billing address associated with the card. You may enter your own address when shopping online.
You'll get an email from Tremendous, our rewards partner with a link to redeem your reward. Shortly after you have redeemed your reward, you will receive an email with a link to your digital Visa card.
The reward must be activated on the Tremendous website within 12 months of being issued. The digital Visa card has a 6-month expiration date once activated.
Email us at help-ca@finder.com and we'll look into it. Please get in touch within 3 months of opening your account.
Yes! This Finder reward can be combined with other BMO offers (unless stated otherwise).
Yes, Tremendous is legit. It's a trusted rewards platform used by Google, Visa, MIT and more. They've sent over $1 billion in rewards and use bank-grade security to protect your info.
It's for anyone who wants to be rewarded for switching or signing up to something new, likes getting more value from smart money decisions and enjoys exclusive perks that aren't available elsewhere.
There's no catch. Finder earns a small referral fee if you open the account through us—and in return, we pass a reward on to you. It's one of the many perks of being a Finder member.
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Advertiser disclosure
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
