If you open a BMO Performance Chequing Account through Finder between 16 June and 14 August 2025, you could earn a $150 digital Visa card—just for becoming a new customer and following a few simple steps.
Who can get this offer?
You’re eligible for the $150 reward if you:
- Are a Canadian resident aged 18 or older
- Become a Finder member for free (if you haven’t already)
- Are logged into your Finder account when applying
- Apply through Finder.com/ca/ by clicking on the unique link for the BMO Performance Chequing Account and are approved between 4:00am EST 16 June and 11:59pm EST 14 August 2025
- Meet BMO’s “new customer” requirements (see BMO’s full terms)
- Keep your account active until your reward is sent
- Pay the monthly fee (or qualify for a waiver)
- Use the same name (first and last) and email address on your Finder account and BMO application
Only one reward is available per approved account. If it’s a joint account, both applicants must meet all the criteria.
Who’s not eligible?
You won’t qualify if:
- You apply outside the promotional period
- You’re already a BMO customer (see BMO’s full terms)
- You’re not logged into your Finder account at the time of applying
- You’re a Finder member and did not apply for a BMO account through Finder.com/ca/
- You are logged in but apply directly on BMO’s website
- Your full name or email doesn’t match between Finder and BMO
- You’re a BMO employee or immediate family member of a BMO employee
When and how you’ll get your $150
We’ll check eligibility on or before 15 September 2025. If you qualify, you’ll get your $150 digital Visa card by 15 October 2025 via email, sent by our rewards partner Tremendous.
Keep your account open until you’ve received your reward.
Didn’t receive your reward and think you should have? Let us know at help-ca@finder.com within 3 months of opening your account.
Frequently asked questions
Before signing up
If I use my middle name or nickname in my application, will I still receive the reward?
Your first name, last name and email address must match exactly between your Finder and BMO accounts. A middle name is fine, but don’t use a nickname—that could make you ineligible.
What counts as a “new BMO customer”?
A new customer includes customers that currently have—or recently closed—a BMO chequing or savings account between the promotion period (16 June and 14 August 2025). This includes accounts like the Primary Chequing, Interest Chequing, Premium Rate Savings, Smart Saver, Savings Builder, or Savings Amplifier. (See BMO’s full terms.)
Do I need to do anything after applying?
Just make sure you follow the steps above—especially logging in to your Finder account first. You will receive an email from Tremendous with a link to activate your digital Visa card.
What if I’m opening a joint account?
Both account holders must be eligible new BMO customers. If either person is an existing BMO customer, no one on the joint account will qualify.
What is the monthly fee—and how can I get it waived?
The account has a $17.95 CAD monthly fee. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
After applying
How long does approval take?
The online application for a new BMO account typically takes about 7 minutes, but it can take a few days to process. Be ready with ID, SIN, and a valid Canadian address.
How will I know if I’ve qualified?
We’ll confirm eligibility on or before the 15th of September, 2025. If you qualify, you’ll get your reward by 15 October, 2025.
About the $150 reward
How do I receive the digital Visa card?
You’ll get an email from Tremendous, our rewards partner with a link to redeem your reward. Shortly after you have redeemed your reward, you will receive an email with a link to your digital Visa card.
How long do I have to use the card?
The digital Visa card has a 6-month expiration date once activated.
I haven’t received my reward—who do I contact?
Email us at help-ca@finder.com and we’ll look into it. Please get in touch within 3 months of opening your account.
Other helpful info
Can I combine this with other BMO promotions?
Yes! This Finder reward can be combined with other BMO offers (unless stated otherwise).
Who is Tremendous and is it safe?
Yes, Tremendous is legit. It’s a trusted rewards platform used by Google, Visa, MIT and more. They’ve sent over $1 billion in rewards and use bank-grade security to protect your info.
Why is Finder offering this? What’s the catch?
No catch. Finder earns a small referral fee if you open the account through us—and in return, we pass a reward on to you. It’s one of the many perks of being a Finder member.
Need help?
Still have questions? Reach out to us at help-ca@finder.com—we’re here to help.