Step 1
Create your Finder account
Sign up or log in to your Finder Member account.
Get a $150 digital Visa gift card when you become a Finder member and open a new BMO Performance Chequing Account
It’s easy to qualify, just follow these steps:
- Become a Finder Member and log in to your Finder account
- Click through to BMO via the promotional link on Finder
- Apply for the BMO Performance Chequing Account
- Complete the above steps within the promotion period (November 4 to December 4, 2025)
Offer ends December 4, 2025, 11:59 PM EST.
BMO Performance Chequing Account Overview
The BMO Performance Chequing Account is one of BMO’s most popular chequing accounts. It offers unlimited free transactions and e-Transfers, and a welcome bonus worth up to $700 (if you meet certain criteria). Just be aware that this account comes with a monthly fee of $17.95; however this can be waived if you maintain a minimum daily balance of at least $4,000.
- Get welcome bonuses worth up to $700 (if you meet certain criteria)
- Unlimited, free transactions and e-Transfers
- The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
- You can get up to $40 of your BMO credit card annual fee rebated annually
How the reward works
Step 2
Sign up for BMO Performance Chequing Account via Finder
Apply for a BMO Performance Chequing Account in the same session using the Finder promotional link during the Promotion Period.
Step 3
Maintain Account
Maintain account until reward is fulfilled. After verification, Finder emails your $150 digital Visa gift card.
Must read
Important: You must sign up for your BMO Performance Chequing Account via Finder, within the promotion period (November 4 to December 4, 2025). Registering outside the Promotion Period, or mismatched first and last name and email between Finder and BMO will disqualify the reward.
Read the full terms and conditions for the promotion
Eligibility at a glance
Who can participate?
- Legal Canadian residents, 18+
- Meet BMO’s “new customer” requirements (See the BMO Everyday Banking Offer Terms and Conditions)
- Customers who apply via Finder during the Promotion Period
- Finder Member account required
- Limit one Reward per person (first-time customers only)
Application requirements
- Apply for your BMO account via Finder during the Promotion Period.
- Keep your account active until your reward is sent
- Pay the monthly fee (or qualify for a waiver)
- Use the same name (first and last) and email address on your Finder account and BMO application
When and how you'll get your $150
- Finder will complete an eligibility check and issue the $150 digital gift card on the 4th of February, 2026
- Gift card is sent to the email associated with your BMO and Finder account
- Keep your BMO account active until the Fulfillment Date
- Didn’t receive your reward? Let us know at help-ca@finder.com within 3 months of opening your account. Finder may request you to submit additional evidence to confirm your eligibility for the reward.
Read the full terms and conditions for the promotion
Frequently asked questions
Before signing up
If I use my middle name or nickname in my application, will I still receive the reward?
Your first name, last name and email address must match exactly between your Finder and BMO accounts. A middle name is fine, but don’t use a nickname—that could make you ineligible.
What counts as a “new BMO customer”?
A new customer includes customers that currently have—or recently closed—a BMO chequing or savings account between the promotion period (November 4 to December 4, 2025). This includes accounts like the Primary Chequing, Interest Chequing, Premium Rate Savings, Smart Saver, Savings Builder, or Savings Amplifier. (See the BMO Everyday Banking Offer Terms and Conditions.)
Do I need to do anything after applying?
Just make sure you follow the steps above—especially logging in to your Finder account first. You will receive an email from Tremendous with a link to activate your digital Visa card.
What if I’m opening a joint account?
Both account holders must be eligible new BMO customers. If either person is an existing BMO customer, no one on the joint account will qualify.
What is the monthly fee—and how can I get it waived?
The account has a $17.95 CAD monthly fee. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.
After applying
How long does approval take?
The online application for a new BMO account typically takes about 7 minutes, but it can take a few days to process. Be ready with ID, SIN, and a valid Canadian address.
How will I know if I’ve qualified?
We’ll confirm eligibility on or before the 4th of February, 2026. If you qualify, you’ll get your reward on or by February 4, 2026.
About the $150 reward
How do I receive the digital Visa card?
You’ll get an email from Tremendous, our rewards partner with a link to redeem your reward. Shortly after you have redeemed your reward, you will receive an email with a link to your digital Visa card.
How long do I have to use the card?The reward must be activated on the Tremendous website within 12 months of being issued. The digital Visa card has a 6-month expiration date once activated.
I haven’t received my reward—who do I contact?
Email us at help-ca@finder.com and we’ll look into it. Please get in touch within 3 months of opening your account.
Other helpful info
Can I combine this with other BMO promotions?
Yes! This Finder reward can be combined with other BMO offers (unless stated otherwise).
Who is Tremendous and is it safe?
Yes, Tremendous is legit. It’s a trusted rewards platform used by Google, Visa, MIT and more. They’ve sent over $1 billion in rewards and use bank-grade security to protect your info.
Why is Finder offering this? What’s the catch?
No catch. Finder earns a small referral fee if you open the account through us—and in return, we pass a reward on to you. It’s one of the many perks of being a Finder member.
Need help?
Still have questions? Reach out to us at help-ca@finder.com—we’re here to help.