Table sorted by combination of product features, popularity and commercial partnerships.
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Purchases Annual / Monthly fees Rewards earn rate Representative APR Key benefit Representative example
American Express® Business Gold Card image
29.4% (applies if you use the Flexible Payment Option )
Year 1 - £0, Year 2 onwards - £195
1 point per £1 spent
N/A (this product is not a credit card).
Earn 20,000 Membership Rewards points when you spend £3,000 in the first 3 months of Cardmembership. T&Cs apply.
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American Express® Business Platinum Card image
29.4% (applies if you use the Flexible Payment Option )
£650 per annum
1 point per £1 spent
N/A (this product is not a credit card).
Earn 50,000 Membership Rewards points when you spend £6,000 in the first 3 months of Cardmembership. T&Cs apply.
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British Airways American Express® Accelerating Business Card image
26.9%
£250 per annum
1.5 Avios per £1 spent
105.5% APR (variable)
Earn 30,000 bonus Avios points when you spend £5,000 in first 3 months of Cardmembership. Terms apply.
Representative example: When you spend £1,200 at a purchase rate of 26.9% (variable) p.a. with a fee of £250 per annum, your representative rate is 105.5% APR (variable).
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Capital on Tap Business Credit Card image
34.65%
£0
1 point per £1 spent
34.65% APR (variable)
Earn uncapped 1% cashback on all card spending and redeem points against your balance, for cash, for gift cards and more. T&Cs apply.
Representative example: When you spend £1,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).
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Funding Circle Business Cashback Card image
Funding Circle Business Cashback Card
Cashback
34.9%
£0
1% cashback
34.9% APR (variable)
Earn 2% cashback up to £2000 for 6 months, 1% after that. T&Cs apply.
Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
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Capital on Tap Pro Credit Card image
34.65%
£299
1 point per £1 spent
110.33% APR (variable)
Earn 1.25% on all preloaded card spend and convert points to Avios or Virgin Points. Unlimited airport lounge access included. T&Cs apply.
Representative example: When you spend £1,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 110.33% APR (variable).
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Moss Business Cashback Card image
N/A (this product is a charge card).
Subject to plan
Up to 1% cashback
N/A (this product is a charge card).
Spend-controlled business cards with automated receipt capture, approvals and accounting sync plus 0% interest and up to 1% cashback. T&Cs apply.
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