Table sorted by combination of product features, popularity and commercial partnerships.
Account fees Funding requirement Interest (AER) Arranged overdraft Incentive Representative example
Monzo logo
Monzo Current Account
Finder AwardCashback
£0
No minimum funding requirement
0% AER
39% EAR variable
Monzo Instant Access Savings Pot earns you 3.25% AER interest (variable), paid monthly into the Pot you create
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39% EAR variable.
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Monzo logo
Monzo Max with Family
Finder AwardCashback
£22 per month
No minimum funding requirement
0% AER
39% EAR variable
Worldwide Travel and Phone Family Insurance + UK and Europe RAC Family Breakdown Cover
Monzo Max with Family Add-on is £22 per month. 18-69 only. T&Cs apply. You must have a Monzo Current Account to sign up to Monzo Max + Family. Travel insurance provided by Zurich, powered by Qover. Phone insurance provided by Assurant. Breakdown cover provided by RAC.
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39% EAR variable. Account fee of £22 per month.
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Monzo logo
Monzo Max
Finder AwardCashback
£17 per month
No minimum funding requirement
0% AER
39% EAR variable
Worldwide Travel and Phone Insurance + UK and Europe RAC Breakdown Cover
Monzo Max is £17 per month, for a minimum 3 months. 18-69 only. T&Cs apply. You must have a Monzo Current Account to sign up to Monzo Max. Travel insurance provided by Zurich, powered by Qover. Phone insurance provided by Assurant. Breakdown cover provided by RAC.
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39% EAR variable. Account fee of £17 per month.
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Monzo logo
Monzo Extra
Finder AwardCashback
£3 per month
No minimum funding requirement
0% AER
39% EAR variable
Get the best of Monzo money management: see your other banks and credit cards in Monzo, credit insights, personalised spending categories and more
Account fee of £3 per month. 18+ only. T&Cs apply. You must have a Monzo Current Account to sign up to Monzo Extra.
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39% EAR variable. Account fee of £3 per month.
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