Account fees
Funding requirement
Interest (AER)
Arranged overdraft
Incentive
Representative example
Revolut Standard
£0
No minimum funding requirement
0% AER
Get a £20 welcome bonus when you spend your first £20 (T&Cs apply)
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Monzo Current Account
Cashback
£0
No minimum funding requirement
0% AER
39% EAR variable
Monzo Instant Access Savings Pot earns you 2.75% AER interest (variable), paid monthly into the Pot you create
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39% EAR variable.
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