Zions Bank routing numbers

Routing numbers are codes of between 8 and 11 digits used by Zions Bank and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your Zions Bank account.

Which Zions Bank routing number do I need?

The routing number you need to send or receive money through Zions Bank depends on whether your payment or transfer is domestic or international.

Transaction	Type of routing number	Zions Bank code
Payments and debits between US accounts	ACH routing number	124000054
Wire payments between US accounts	Domestic wire transfer number	124000054

Zions Bank ACH transfer routing number

The ACH routing number for Zions Bank is 124000054. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

Zions Bank wire transfer routing number

The routing number for US wire transfers through Zions Bank is 124000054. You can use this same number to receive international wire transfers to your Zions Bank account.

Zions Bank SWIFT code

The SWIFT code for international wire transfers through Zions Bank is . SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:

• The bank's name
• Its country code
• Its main headquarters
• A particular branch

How to confirm the routing number for Zions Bank on your own

Look at a paper check associated with your Zions Bank account to find the routing and account numbers for your account.

Other ways to confirm the correct Zions Bank routing number include:

• Call your bank. Your local Zions Bank branch or toll-free support line can provide you with routing numbers.
• Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
• Search Fedwire. Use your name, city or state to look up routing numbers for Zions Bank or double-check the one you have is correct.

Can routing numbers for Zions Bank change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Zions Bank is headquartered in Salt Lake City, services or branches in states outside of Utah may require a different routing number. Confirm routing numbers with a Zions Bank agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Zions Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.