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How to send money to Poland

Need to send money from South Africa to Poland? Here’s how you can do it safely, conveniently and cheaply.

Money transfers can be troublesome, especially when you aren’t sure where to go to send money to Poland. Instead of visiting different banks to see if they exchange South African rand for Polish zloty, you may want to focus on comparing your options with money transfer companies. These can keep things quick and cheap so you can spend less time figuring out how to send money and more time doing other important tasks.

Compare international money transfer services to Poland

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day ZAR 0.00 0.271 PLN
1,354
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees. Go to site Show details
USD 1 Within an hour ZAR 250.00 0.27 PLN
1,285
Use promo code FREE to send your first transfer with no fee. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
USD 2,000 1 day ZAR 0.00 0.271 PLN
1,354
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
EUR 8 3 - 5 days EUR 3.00 0.27 PLN
1,349
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

International money transfers allow you to send money to a recipient in a different country, generally by providing funds to a bank or independent money transfer company. You have plenty of delivery methods, too. Bank-to-bank transfers, cash pick-up and deposits are all possible. All you need to do is find the right company with a good exchange rate and low fees and complete a few simple forms. Then your recipient should get their cash within a few days.

Banks versus money transfer companies/services

While banks can easily send international wire transfers, they’ll charge high fees and offer unattractive exchange rates. Money transfer companies, on the other hand, focus solely on moving money internationally. This allows them to offer better exchange rates and lower fees than you would get from a bank, making it a more affordable way to send money to Poland.

Options for sending money to Poland from South Africa

  • Money transfer companies with cash pick-up options. Providers like Western Union allow your recipient to pick up the funds you send at agent locations across Poland.
  • Bank transfers. Most major banks will allow you to send an international wire transfer to Poland.
  • Online money transfer providers. Send money to any Polish bank account from the convenience of your own home.
  • PayPal. PayPal may be better known for allowing you to pay for online shopping purchases but it’s also able to send international money transfers.
  • Cheques. Sending an international cheque is a slow but effective transfer method.

How to send money to Poland

If you’ve decided to go with a money transfer company, follow these steps to make the process quick and painless.

  1. Compare your money transfer options in the table above.
  2. Click “Go to site” and register with the provider.
  3. Start a transaction, enter your recipient’s information and how much you want to send.
  4. Pay for your transfer and save your receipt or tracking number.

You can use your tracking number to keep an eye on the progress of your transfer and report any problems if they come up.

Foreign exchange rates explained

Both money transfer companies and banks use exchange rate to determine how much one country’s currency is worth when converted to the currency of another currency. And because the South African rand is quite weak compared to the Polish zloty, you’ll be able to send less zloty per rand you spend. Keep in mind that this amount changes daily, so you’ll want to stay on top of trends if you plan on frequently sending money to Poland.


Emergency cash transfers in Poland

If you need to send money to Poland in a hurry, be wary of the fees and exchange rate that apply to your transaction. You’ll usually be charged a premium for sending an urgent transfer. Closely check the full cost of your transaction, and don’t be afraid to take a little extra time to compare your options. It could save your money and get more zloty in your recipient’s pocket when they need it most.

Tips for picking up cash in Poland

Whenever you pick up the funds from a cash transfer, make sure that you follow a few simple safety precautions to prevent yourself from becoming a victim of theft.

  • Avoid any high-crime areas.
  • Take a friend along for assistance and security.
  • Stay aware of your personal security at all times.
  • Deposit large sums into your bank account instead of carrying them around.

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