Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to send money to the Maldives

Wondering how to send money to the Maldives from South Africa? Here’s the information you need.

Although you may have limited options when it comes to transferring money to the Maldives, you don’t always have to rely on the first thing you find. Our guide will help you navigate the process of sending money to a recipient overseas, including how much it might cost to convert your South African rand to Maldivian rufiyaas.

Compare international money transfers to the Maldives

You may struggle to find a provider that will send rufiyaas from South Africa. Your best bet may be to make a same currency transfer in South African rand, then convert your money with a local currency exchange after receiving it.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 Within an hour ZAR 250.00 1.061 MVR
Use promo code FREE to send your first transfer with no fee. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

International money transfers allow you to convert currencies and send money to someone overseas. The average transfer process involves you providing funds to a bank or an independent transfer provider. It will then sends the money to your recipient in the Maldives.

Most transfers can be done in-person, over the phone, through a mobile app or online. You can pay with cash, card or a direct debit from your bank account. The transfer will then either be deposited into your recipient’s bank account, mobile wallet or made available as cash for them to pick up at a location in their country.

What are my options for transferring money to the Maldives?

Money transfer services

Few money transfer providers send money to the Maldives. MoneyGram and Western Union are two reliable services that are able to convert South African rand to rufiyaas. Both companies have years of experience in international money transfers and allow for various methods of sending money quickly.

South African rand in the Maldives

If you’re struggling to find a provider that will send rufiyaas, consider transferring South African rand.

Back to top

How do I compare transfer companies when sending money to the Maldives?

  • Exchange rates. Look for an exchange rate that’s close to market average when making an exchange. Exchange rates are set by the transfer provider, but vary day-to-day and between providers.
  • Pickup methods. Can your recipient pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account? Choose a method that’s more convenient for the person receiving the money.
  • Fees. Due to its limited accessibility in infrastructure and geography, international money transfer companies that send money to the Maldives usually require a higher fee for their service.
  • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
  • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch or by using a mobile app? The convenience of these options should impact your final choice.
  • Minimum transfer amount. What is the minimum transfer limit imposed by each company? Will this affect the size of your transfer?
  • Customer service. Is help available when you have a question regarding a transaction? Compare the availability of customer support options and hours.

Foreign exchange rates explained

Exchange rates determine how much one country’s currency is worth when converted to the currency of another country. When a country’s currency is strong, it will yield more money when exchanging it with a weak currency. The exact amount you’ll receive when exchanging money depends on global economics, so monitoring rates will help you decide when to make a transfer.

Steps to send money to the Maldives

  1. Find a money transfer company from the table above.
  2. Visit the lender’s website when you’re ready to make a transfer.
  3. Create an account and begin a new transfer.
  4. Enter your recipient’s information and the amount you want to send.
  5. Pay for your transfer.
  6. Keep your tracking number and receipt.

Once you’ve finished your part of the transfer, wait for your recipient to confirm that they’ve received their funds. This will ensure that there were no problems during the transfer process.

Back to top

Tips for picking up cash in the Maldives

The Maldives is classified as a safe destination for tourists, but political unrest since 2016 has seen an increase in petty crimes and violent protests. When you’re picking up cash in the Maldives, take a safety-first approach. Keep your cash hidden and deposit it with your bank as soon as possible. Take a friend along with you to collect the funds. Don’t walk around busy areas with lots of cash, and never take out a large amount of bills in public.

Same-day money transfers in the Maldives

It is possible to make a same-day money transfer to the Maldives by using a quick money transfer service like MoneyGram. However, the exchange rate you receive will likely be worse than one you might get if your transfer took more time, and you may have to pay more fees for the fast service. When you’re facing an emergency, a same-day transfer can be beneficial as long as you know the total cost you might have to pay.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site