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How to send money to Lesotho

Find a quick, affordable service to make a money transfer to Lesotho.

If you ever need to send money from South Africa to Lesotho, you can do so quickly and easily. Whether you’re making a one-off emergency transfer or looking to set up regular ongoing payments, you have multiple options at your disposal.

However, in order to ensure that you get the best possible exchange rate and can enjoy low fees, it’s important that you compare the features of different providers before deciding on the right one for you.

Compare Money Transfer Services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 Within an hour ZAR 500.00 0.065 USD
Use promo code FREE to send your first transfer with no fee. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks vs money transfer companies

The first place many people turn when they want to send money overseas is to their bank. South African banks will allow you to transfer money to Lesotho easily as the Lesotho Loti (LSL) and the South African rand are legal tender in Lesotho. In fact, South Africa, Lesotho, Namibia and Swaziland make up the Common Monetary Area, and the South African rand is legal tender across these countries.

However, banks may offer exchange rates lower than the rest of the market but also tend to charge quite high fees for international transfers. With this in mind, it makes much better financial sense to look into and possibly utilise the services of a specialist money transfer company. These companies offer better exchange rates and lower fees than the banks, as well as typically faster processing times for transactions. When you compare your options, these transfer companies typically offer a much better financial solution for your international money transfers than banks.

Jonathan Sends Money to Lesotho

Meet Jonathan. He lives in South Africa but he wants to send some money to his parents in Lesotho to help them get out of debt. His bank will allow the transfer but will charge high fees for the privilege, so he decides to look for a dedicated international money transfer provider. He compares the services of two providers to see how much money he can save.

Money Transfer Company 1Money Transfer Company 2
Exchange rate1 ZAR = 1.00 LSL1 ZAR = 1.00 LSL
Transfer feeR20R0
Transfer optionsOnlineOnline
Transfer timeWithin 2 daysWithin 24 hours
Amount received for R1,000 ZAR1,0001,000

As you can see, Jonathan doesn’t need to worry about the exchange rate as it is the same at both companies but by using the second provider, he can avoid paying a transfer fee and ensure that his funds arrive sooner.

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How to compare transfer companies when you need to transfer money to Lesotho?

When you’re looking for a money transfer company to take care of your international money transfer, compare the following company features:

  • Exchange rates. Look for a company that offers better exchange rates than its competitors. However, keep in mind that some companies may offer lower rates but also have lower fees.
  • Transfer fee. Check what transfer fees and other hidden charges may be attached to your transaction. Some companies will even scrap their fees entirely when you transfer more than a certain minimum limit.
  • Transfer time. How long will it take for your funds to arrive in Lesotho? Can a cash pickup be made within minutes or will your recipient need to wait for days?
  • Transfer methods. What options are available for lodging a transfer – online, over the phone and/or in a branch?
  • Transfer options. Depending on the type of transfers you want to make, you may be able to take advantage of the flexible features offered by some companies. These include regular scheduled payments, forward contracts and limit orders.
  • Minimum transfer amounts. Many companies will place a minimum limit on transfers, which can be restricting if you want to transfer less than the minimum amount.
  • Customer service. Compare the customer support offered by each company to find out what help will be on hand when you need it. Look for online help centres, phone support and live online chat.
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Options available to send money to Lesotho from South Africa

There are multiple options you can choose from when sending money to Lesotho. These include:

  • Bank to bank. Most South African banks will allow you to conduct transfers to a bank in Lesotho.
  • Money transfer companies. Western Union allows you to quickly send funds which can be picked up from an agent location in Lesotho in minutes.
  • Online providers. Some online companies allow you to send money to Lesotho online, often for low or minimal fees.
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Emergency cash transfers in Lesotho

In some cases, you may find that you need to transfer funds to Lesotho urgently. Although you obviously need to act quickly in such situations, make sure you’re aware of all the applicable fees. This will ensure that you send your funds quickly without ending up on the wrong end of a bad deal.

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Cash pickup or Western Union branches in Lesotho

Companies like Western Union and MoneyGram allow your transferred funds to be picked up from many branches across Lesotho, with the details of some of those branches provided below. Remember to provide proof of identification and a reference number when picking up funds, plus it may also be a good idea to phone ahead to make sure your Western Union agent has enough cash on hand to complete your transaction.

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How can you send money to Lesotho?

From bank transfers to online money transfer companies and even international money orders, there are plenty of options to choose from when transferring money to Lesotho. While the exact transaction process varies depending on the transfer method you choose, you’ll typically have to open an account with your bank or transfer provider first. Doing so will require you to supply your name, contact details, date of birth and proof of your identity.

You’ll be given a receipt and perhaps a tracking number once your transfer has been lodged. This will allow you to keep track of the progress of your international money transfer.

Sending money from South Africa to Lesotho is quick and easy, with more options at your disposal than ever before. However, it’s important that you do your research and shop around to find a provider that offers fast, secure transfers at an affordable price.

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