World of Hyatt Business Credit Card
A midtier business card with a terrific welcome offer for those loyal to the Hyatt brand.
- Get this card if you want a business card that offers Hyatt points on your top spending categories.
- Get something else if you stay at more hotels other than Hyatt properties.
- Apply with an excellent credit score of 670 or higher.
Points as welcome offer
Up to 9x
Purchase APR (variable)
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The World of Hyatt Business Credit Card is the newest card from Hyatt as well as their first small business credit card. It costs $199 each year to use, comes with a 15.99% to 22.99% variable APR and earns 2x points in your top three eligible spending categories each quarter, reverting to your top two eligible categories after December 31 2022.
It also earns 4x points at Hyatt hotels and resorts, 2x points at fitness clubs and gym memberships and 1x points on all other purchases. As an upper mid-tier card, it also offers an assortment of perks, such as credits, travel protections and automatic Discoverist elite status.
In some ways, hotel credit cards tend to live or die based on their perks and extra features. The generally low value of hotel points and infrequency of hotel stays has a lot to do with this, so hotel cards need to really shine to be worth a pick over many of the strong general travel cards on the market. The World of Hyatt Business Credit Card is one such strong card as it not only offers a flexible and strong rewards rate but several valuable perks, including an elite status worth well over $100 dollars.
Perhaps the biggest draw is the card’s massive signup bonus: earn 75,000 bonus points after you spend $7,500 within your first three months of account opening. We value Hyatt points at slightly under 2 cents a piece as of October 2021, meaning this bonus is worth around a whopping $1,500 in value.
In terms of raw earning power, a card that earns Chase Ultimate Rewards points will come out ahead since you can simply transfer points over to your Hyatt purchases. But if your business regularly stays at Hyatt, the World of Hyatt Business Credit Card’s welcome offer and perks are a terrific value.
How to apply for the World of Hyatt Business Credit Card
- Go to the Chase website.
- Select Business at the top navigation bar.
- Hit Business credit cards under Choose what’s right for your business.
- Locate the World of Hyatt Business Credit Card and choose Learn more.
- Select Apply as a guest if you’re new to Chase or Sign in to apply faster if you already have a Chase account.
- Fill in the requested information and hit Submit.
World of Hyatt Business Credit Card benefits
- Earn points. Until December 31, 2022, you’ll earn 2x points on your top three eligible spending categories, reverting to your top two eligible spending categories after that. Eligible categories include dining, flights booked directly with the airline, car rentals, local transit, gas stations, Internet, cable and phone services, social media and search engine advertising and shipping. This card also earns 4x points at Hyatt hotels including eligible restaurants and spas, 2x points at fitness clubs and on gym memberships and 1x points on all other purchases.
- Signup bonus. Earn 75,000 points after you spend $7,500 in your first 3 months. This is worth around $1,500 based on Finder’s recent valuations, which could easily help you nab a night or two at a luxury Hyatt property.
- Annual statement credits. Each year you’ll receive up to $100 in Hyatt credit. You’ll earn $50 in credit after you spend $50 or more at any Hyatt property, up to twice each anniversary year.
- Discoverist status. Signing up for this card will allow you to receive automatic Discoverist status for your Hyatt account. This status offers a variety of additional benefits, such as 10% additional points on purchases, room upgrades, premium Internet, late checkout and more.
- Earn tier-qualifying nights. Earn five tier-qualifying night credits for every $10,000 you spend on the card annually.
- Point rebate. Spend $50,000 or more in a year and you’ll receive 10% back on point redemptions for the remainder of that calendar year.
- Complimentary subscription to Headspace. Apply for the card by December 31, 2021 and you’ll receive a one-year subscription to the meditation app Headspace.
- Travel protections. This card comes with an array of Visa Signature protections and perks, including car rental insurance, trip cancellation and interruption insurance, roadside dispatch, travel and emergency services, purchase protection and extended warranties.
- No foreign transaction fees. You won’t pay any additional foreign transaction fees on purchases made abroad with this card.
- Free employee cards. You won’t pay a fee to add additional employee cards to your account.
World of Hyatt Business Credit Card drawbacks
- Earning rate outclassed by other Chase cards. While the earning rates on this card is solid, it’s generally outclassed by several of Chase’s Ultimate Rewards cards, such as the Chase Freedom Flex℠ and the Chase Sapphire Preferred® Card.
- Light on business perks. Despite its status as a business credit card, it has surprisingly few perks or earning categories aimed squarely at business owners.
- High spending required on some perks. Several of the card’s perks require a sizable amount of spending to achieve.
World of Hyatt Business Credit Card customer reviews and complaints
The World of World of Hyatt Business Credit Card has only recently released so customer thoughts on the card are slim as of October 2021. However, Chase currently sports the following ratings on Better Business Bureau and Trustpilot. These ratings are a reflection of customer experiences with Chase as well as Chase’s ability to resolve any customer complaints.
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The World of Hyatt Business Credit Card is a more than solid option for business owners that want a way to earn more on their Hyatt stays and enjoy a few perks while they do so. We would have liked to see a few more business-related perks and a slightly higher earning rate on purchases, but the card offers enough value to warrant the cost of the card. However, if you don’t regularly stay at Hyatt properties, you’ll likely find better value with another business credit card.