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Review: WorldFirst business transfers

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This provider has closed as of January 30, 2019. But you have alternatives.

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World First has discontinued its services in the US effective January 30, 2019. The company will accept no new trades or transactions after this date, and inbound transfers received after 5 p.m. CT will be returned to the sender.

If you’re a personal or business customer who’s concerned about your account, call 737-226-5240 for assistance.

To find a suitable alternative, compare money transfer specialists to find the best rates, fees and turnaround you’re eligible for.


Min. Transfer Amount

No limit

Max. Transfer Amount

3 - 5 days

Transfer Speed


Product NameWorldFirst Business
Min. Transfer Amount$1,000
Max. Transfer AmountNo limit
Transfer MethodsOnline, Phone, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments, Market orders, Forward contracts
Transfer Speed
Minimum transfer time
3 - 5 days
Customer ServicePhone, Chat, Branch
Online Transfer FeeUSD 10
Exchange Rate UpdatesReal time


  • Competitive exchange rates.
  • Offers spot contracts, forward contracts and hedging options.
  • Weekly updates on market exchange rates.


  • Small numbers of currencies available.

Alternatives to WorldFirst

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 1 - 2 days USD 0.00 0.901 EUR 4,503 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1 1 - 2 days USD 40.00 0.904 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
EUR 1,000 1 - 2 days USD 10.00 0.895 EUR 4,467 Use TransferMate to help you send money to almost any country around the world for a small fee. Go to site Show details
USD 1 Within an hour USD 3.99 0.9 EUR 4,499 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.895 EUR 4,476 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1,000 1 day USD 0.00 0.895 EUR 4,476 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
USD 5,000 1 day USD 0.00 0.895 EUR 4,476 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Enjoy specialized business tools

With WorldFirst, businesses can make payments in three easy steps. And once you’ve set up an account, you’ll be assigned an account manager who will work with you to tailor a solution to meet your business’s needs. Choose from spot contracts, forward contracts, firm orders and bulk payments, and take advantage of WorldFirst’s currency tools.

Online sellers can sign up for free international receiving accounts in six currencies or send one-off or scheduled supplier payments.

Both businesses and online sellers can initiate a transaction online or over the phone with a live person.

WorldFirst is best for

  • Large transfers. With WorldFirst you must transfer a minimum of $1,000.
  • Bank-to-bank transfers. You can only make bank-to-bank transfers. If you want to pay with cash or a credit card, you’ll need to look for another provider.
  • Multiple trades. Send one payment from several trades.
  • Limited receiving accounts. Currently online sellers can only set up receiving accounts for UK, US, Europe, Canada, China and Japan.

How much does WorldFirst cost?

Exchange rates

WorldFirst deals in large volumes, trading more than $7 billion annually with small spreads on strong mid-market exchange rates. Through the WorldFirst Price Promise, this provider claims to match or beat any more favorable rate you might find, subject to some conditions.

WorldFirst assigns an account manager to each business customer. Your expert specialist suggests products and services that can affect the rate you’re extended for your international payments. It’s an unexpected plus to an already solid service.


The fee structure for businesses reflects the volume of business you expect to conduct with WorldFirst, which you’ll work out with your assigned account manager. In general, WorldFirst indicates these fees can be from $0 to $25 per transaction, and it promises to cover third-party transfer fees where it can.

What types of transfers can I make?

A suite of business products and services includes:

  • Spot contracts. This is your typical one-and-done money transfer.
  • Forward contracts. Lock in a solid rate for a future transfer of up to three years.
  • Bulk payments. Easily upload or automate large volumes of international payments at low rates.
  • Firm orders. Set a rate you’re interested in, and WorldFirst sends your money just as soon as the market catches up.
  • Seller receiving accounts. Set up receiving accounts for your e-business in US dollars, British pounds, euros, Canadian dollars, Japanese yen and Chinese yuan.

Pros and cons


  • Easy to use. WorldFirst is known for simple registration, setup and payments.
  • Strong exchange rates. Individuals and businesses get competitive rates with this top specialist.
  • Live chat. Speak with a representative online or call customer support for a live agent.


  • Two-step process. You’ll need to wire your money to WorldFirst, which then moves it along the process for deposit to your recipient’s account.
  • High minimum transfers. You’ll need to send at least $1,000 for each one-off business transfer.
  • Limited service. WorldFirst isn’t licensed for services in all US states.
  • Unknown fees. Your fee ultimately depends on multiple factors, you’ll only know that fee when you discuss the specific transfer with your account manager.

How do I make international payments through WorldFirst Business transfers?

    Sign up for a WorldFirst business account to take advantage of tools to leverage currency fluctuations and strengthen your profit margins.
  1. Sign up with WorldFirst. Provide your business information, including countries you typically do business with. WorldFirst activates your account after confirming your details.
  2. Work with your account manager. Discuss your business needs with a representative who can find the right solutions for your international payments.
  3. Book your rate. Provide your transfer details and agree on your quoted exchange rate.
  4. Wire your payment. Once WorldFirst receives your funds, it takes over to transact your order — whether a spot contract, forward order or scheduled payment.

Bottom line

WorldFirst provides a slew of solutions for borderless businesses and online sellers that deal with international payments. And it does it all with strong exchange rates and flexible business tools and accounts.

Looking for an alternative? Compare services like WorldFirst to get the best rates and fees.

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