Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
When to buy miles for your loyalty program
Stick to sales and promos if you want to purchase miles.
It’s typically not a great idea to buy miles from the airline for a simple reason: purchased miles cost more than they’re worth when redeemed. Most airlines charge around three cents per mile on average. Considering you can transfer miles to an airline at a 1:1 ratio with an eligible credit card, or earn miles at better rates directly with cobranded cards, buying miles directly usually isn’t worth it.
But on some rare occasions, it can make sense to buy miles. Here are the most common reasons you might choose to purchase miles.
Best times to buy airline miles
There are three instances where it could make sense to purchase airline miles.
Discounts and promos
Occasionally, some loyalty programs will run promotions or sales for buying miles. Depending on the loyalty program, you could find miles selling at a price closer to what they’re worth when redeemed.
It might make sense to buy miles using Avianca LifeMiles, for example, as this program is known for offering frequent sales.
Topping off your miles
It could be worth buying extra miles if you’re just short the few miles needed for a redemption. Of course, you will won’t get a great value for those last few miles, but your eventual redemption of accrued miles could make the trade-off worth it.
To keep your account from expiring
Many loyalty programs require you to earn or spend miles within a certain time period in order to keep your account open and avoid forfeiting your accrued miles.
Consider purchasing miles if you have a cache of miles on a loyalty program account you don’t use very often, and you don’t have an eligible credit card that can earn miles to that account. Buying miles will count toward mile accrual requirements and keep your account open.
Other considerations when buying miles
Here are a few things to keep in mind when you’re purchasing miles:
- Minimum purchase requirements.
Most loyalty programs only sell miles in certain quantities, such as 500 or 2,000 miles.
- Values change all the time.
The value of miles on a loyalty program change fairly frequently — often for the worse. While the 10,000 additional miles you purchased might have given you enough for a reward flight at the time of purchase, waiting even just a few months can put that reward flight out of reach. Check out our latest miles valuations for more information.
- Miles are best earned with credit cards.
Just about every loyalty program out there allows you to earn miles with an eligible credit card or to transfer credit card points into loyalty miles.
Compare airline credit cards
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Learn more about earning miles
Provided it’s part of a larger strategy, buying airline miles can help you inch toward your next big redemption. Just make sure it’s not your primary method of earning miles — the cost of purchasing miles will far outweigh your ultimate redemption value.
Compare rewards cards to find a card that lets you best earn points or miles on your favorite loyalty brand.
Frequently asked questions
More guides on Finder
Does a car loan affect your mortgage application?
Find out how to increase your borrowing power and get approved for a mortgage even if you have a car loan.
Best credit card combinations
Use these credit card combinations to boost your rewards earnings.
Earn up to $1,000 with these hot new Chase welcome offers
Both Chase Sapphire cards now offer an astounding welcome offer value for a limited time.
7+ hotels offering workation packages
Book a workation at one of these hotels and get Internet, coffee, private space and more.
How to deal with debt when you have bad credit
Credit counseling, debt relief programs and more options to consider.
Best credit cards for rewards in 2021
Take advantage of miles, points and perks with a card that best fits your lifestyle.
Best balance transfer credit cards of 2021
Here are our top balance transfer picks for 2021.
Best business credit cards for 2021
Here are our top picks for 2021.
Free Spirit® Travel More World Elite Mastercard® review
Earn additional points on Spirit purchases, plus earn points on groceries and dining.
Target 14 Days of Beauty sale
Get all the details on Target’s 14 Days of Beauty sale, including a full list of deals! And find some hacks on how to stack your savings.
Ask an Expert