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Western Union Business Solutions review

Western Union Business Solutions
Fastest Transfer Speed
Within minutes
Minimum Transfer Amount
$1
Maximum Transfer Amount
$50,000

Summary

Managing cash flow and international payments around the world.

Western Union Business Solutions helps businesses of all sizes send and receive international payments 24/7. An arm of industry leader Western Union, WUBS enables businesses to make payments almost anywhere in the world and provides risk management services.

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Get customized rates and advice for your business

Western Union Business Solutions, or WUBS, helps your business get the best exchange rates by assigning a specialist who can research an individual plan for you in the following industries:

  • Education
  • Travel
  • Law
  • https://www.finder.com/send-money-to-germany

  • NGO
  • Health care
  • Financial institutions

These plans get you the best rates and minimize the risk of rate fluctuations when making international payments.

Business solutions

Western Union offers multiple ways to make international payments and helps your business manage risk. Here are the highlights.

International payments

With Western Union Business Solutions, your business has options for making payments, including:

  • Outgoing payments. Send global payments to almost anywhere in the world.
  • Incoming payments. Get paid with Western Union’s accounts receivable.
  • Mass payments. Send up to 10,000 payments at once.
  • Online payments. Conveniently make payments from your computer or smartphone.

Risk management

In addition to international payments, Western Union will help your business manage risk by:

  • Optimizing your cash flow.
  • Reducing your exposure to currency fluctuations.
  • Implementing a hedging strategy.
  • Protecting your profits.

How much does WU Business Solutions cost?

Transaction and handling fees vary depending on where you’re sending money. Whenever possible, Western Union Business Solutions keeps money in its banking network to avoid fees.

In some cases, it transfers money through correspondent banks that could possibly charge fees.

What other services does Western Union Business Solutions offer?

In addition to international payments, WUBS customers can receive payments from customers and conduct business in their native language through a number of services that include:

  • Cross-border business payments. Western Union helps small and medium-sized businesses manage their international transactions.
  • WU Edge. Through this free international platform, you can find business partners, make global payments and manage your cash flow and international transfers.
  • Online FX. This streamlined platform helps you send outgoing payments and transfers 24/7 from your computer or mobile.

Pros and cons of WU Business Solutions

Weigh the ups and downs of WU Business Solutions.

Pros

  • It’s secure. WUBS is backed by Western Union, an established company that’s been around for more than 150 years.
  • Recurring payments. Western Union saves your billing information so that you can make automatic, recurring payments.
  • Competitive exchange rates. And you can lock in those rates for future payments.
  • Customized services. An exchange specialist evaluates your business to get the best rates for you.
  • Customer service. Speak with a representative by phone 24/7.

Cons

  • Bank-to-bank transfers only. Unlike standard Western Union services, you can’t use cash or prepaid cards to fund a transfer.
  • Funding fees. Wire transfers can cost as much as $22.
  • Delayed delivery. Sending from a linked bank account can take up to 5 days for receipt.
  • No domestic payments. You cannot send money to and from the same currency.

How does Western Union compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 14 of 14
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
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How do I make international payments through WU Business Solutions?

To get started with Western Union Business Solutions, visit its website to set up an account. Be sure to have two forms of government-issued ID, like a driver’s license and a passport.

Each time you log in to your account, you’ll have access to your payment history. If you use WU Edge, you can even manage your funds through an easy-to-use dashboard.

Making payroll payments and sending money through Western Union Business Solutions is quick and straightforward.

  • Log in or create a free account. To create an account, you will need two forms of ID.
  • Provide your recipient’s details. Including their bank account information.
  • Initiate your payment. Select your currencies from the drop-down menus and enter the amount of your payment.
  • Provide your funds. Pay with a wire transfer, linked bank account or bill pay.

Bottom line

Western Union Business Solutions is a way for businesses of any size to streamline their international billing. Its customized service finds the best exchange rates and fees for your specific industry and business. Western Union is also available for personal transfers, which might be the right solution for your next in-person or global transfer for cash pickup.

But depending on your needs, be sure to compare the fees, rates and delivery speeds offered by other money transfer specialists before you part with your money.
Looking for an alternative? Compare services like Western Union to get the best rates and fees.

Frequently asked questions

In what countries does Western Union Business Solutions provide services?

Western Union Business Solutions is available in the US, Canada, the UK, Australia, Belgium, Austria, France, Germany, Italy, Ireland, the Netherlands, Chile, Colombia, Cyprus, Czech, Hong Kong, Malta, Malaysia, Jordan, Japan, New Zealand, Peru, Philippines, Poland, Singapore, Switzerland and United Arab Emirates.

How many payments can I make with Western Union Business Solutions?

You can make up to 10,000 payments with one call.

Does my contractor or employee need to have a Western Union account to receive payments?

No, you can send payments directly to a bank account. In some countries, you can even mail a money order to your recipient’s home or office.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
Xe
Within minutes
$4
Xe has fast transfers with low fees and a range of foreign currency tools.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
WorldRemit - 4free
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
PayPal (business)
Within minutes
$0
Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
Wise (TransferWise) International Money Transfers Business
Within minutes
From $8.16
Enjoy high maximum transfers into more than 20 currencies, while saving up to 90% over local banks.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
PayPal
Within minutes
From $0
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
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Julia Finder

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Avatar

Sabrina

August 03, 2019

i want a clarity. to transfer it western union business solution , my daughter’s university bill is providing me their beneficiary name , account and address of western union at the same time giving me other bank account details. i am confused which want to use.


Avatar

fayemanuel Finder

August 04, 2019

Hi Sabrina,


Thanks for contacting Finder.


When you make a payroll payments and send money through Western Union Business Solutions you’ll be needing the following information from your daughter’s university.


Log in or create a free account. To create an account, you will need two forms of ID.

Provide your recipient’s details. Including bank account information.

Initiate your payment. Select your currencies from drop-down menus and enter the amount of your payment.

Provide your funds. Pay with a wire transfer, linked bank account or bill pay.


I hope that helps.


Kind Regards,

Faye


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Ephraim

January 12, 2019

I’m opening up a business where it is to be Estimated that I send about 10 Thousand western Union transfer a month, only in the USA, is there a program that would make it easier to send my information and will I get a discount?


Avatar

johnbasanes Finder

January 15, 2019

Hi Ephraim,


Thank you for reaching out to finder.


You may want to check the My WU® rewards system provided on the website of Western Union. It is a reward system where you could earn points and get discounts on future transfers. You may also contact a specialist via the WU business solutions website where a specialist can determine what you need and expect and compare it to what they could deliver. Hope this helps!


Cheers,

Reggie


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Knowledge Is Power

August 19, 2018

Can someone in usa use western union business solutions to send funds to me in nigeria?


If yes,


What is the maximum amount to be sent from usa or to be received in nigeria?


And in such a case, will i paid in nigerian naira local currency or usa dollars which the sender will send?


Thank you


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Avatar

Kyle Morgan Finder

August 20, 2018

Hi and thanks for reaching out,


You’ll be able to receive a money transfer in Nigeria using Western Union Business Solutions if the sender has set up a business account. There’s also no limit on the amount of currency being transferred. When the money transfer goes through, you’ll receive Nigerian Naira.


If the sender doesn’t have a business account, they’ll have to send money to you through a personal Western Union account. However, the transfer limit is $50,000 when funds are sent to Nigeria using a personal account.


I hope you’ve found this answer helpful!


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Efe

March 20, 2018

How long will it take money to get to Nigeria bank account


Avatar

joelmarcelo

March 22, 2018

Hi Efe,


Thanks for leaving a question on finder.


Transfers to your bank account can take one to three days to arrive.


Cheers,

Joel


Avatar

Mantime

September 12, 2017

I want clarity. The beneficiary address is Victoria, British Columbia. What is the country, is it Columbia? Is the money being received by the bank address in New York?


Avatar

Jonathan

September 12, 2017

Hello Mantime,


Thank you for your inquiry.


British Columbia is a province in Canada. If it was sent there, it is likely that the clearing bank will be also in Canada.


You may contact them directly by clicking “To get started with Western Union Business Solutions, visit its website” link above to be redirected to their page.


Hope this helps.


Cheers,

Jonathan


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