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Wells Fargo Secured Credit Card vs. OpenSky® Secured Visa® Credit Card
Are you looking for a secured card with a high credit limit or no credit check?
How do I choose the right card for me?
A good place to start is to look at your credit history. If you have no credit history whatsoever, the OpenSky® Secured Visa® Credit Card is probably your best bet, at least for accessibility.
If you have a past credit history and want to upgrade your card in the future, the Wells Fargo Secured Credit Card makes a good choice. In time, you can increase your credit limit and upgrade to a secured card directly through Wells Fargo. This card is also great if you’re not a US citizen.
Without rewards to worry about, both cards are solid choices for helping rebuild your credit. And since you should be paying off your statement balance in full each month, the APR difference between the two shouldn’t prove a huge deal.
In the end, both cards offer a solid opportunity to rebuild your credit, with the main determining factor on which is best for you laying with your credit history. But if you’re not too crazy about either card, compare the features of other secured cards until you find the one that’s right for your needs. Learn more about secured cards in our comprehensive guide.
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