Wells Fargo credit cards with no foreign transaction fees

Wells Fargo is lesser-known for its travel credit cards so there are limited options when it comes to products with no foreign transaction fees. In fact, Wells Fargo only has one card that fits this bill. Still, this one card is worth considering as it might just fit your needs.

What is a typical Wells Fargo foreign transaction fee?

A typical Wells Fargo foreign transaction fee is 3% of any transaction made abroad. This is standard across the industry. In your credit card terms, you’ll see this rate listed as the foreign currency conversion fee.

All of Wells Fargo products have this fee, except for the Wells Fargo Propel American Express® Card.

Wells Fargo credit cards with no foreign transaction fee

Wells Fargo Propel American Express® Card

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This may be the only no-foreign-transaction-fee card from this provider, but prepare to be surprised. It’s a superb travel credit card, offering strong rewards in fuel, dining, flights, hotels and more. Plus, it has an attractive welcome offer, especially for a no-annual-fee card.

Compare Wells Fargo credit cards with no-foreign-transaction-fee cards

With only one Wells Fargo travel card to choose from, you might want to check out other providers for more no-foreign-transaction-fee card options. You’ll find plenty of great products.

What type of card are you looking for?

Most no-foreign-transaction-fee products are travel cards. Though there are other types without this fee, they’re less widely available.

When deciding between no-foreign-transaction-fee credit cards, first determine what rewards categories are important to you. Here’s a short list of star cards for other categories:

• Cash back

  We’re big fans of 1.5% cashback cards, which offer solid rewards on every purchase.

  If you’re a fan too, consider the Capital One® Quicksilver® Cash Rewards Credit Card or the HSBC Cash Rewards Mastercard® credit card, neither of which has foreign transaction fees.

• Student card

  Consider cards such as the Deserve® Edu Card and Journey® Student Rewards from Capital One®.

• Secured card

  For a no-foreign-transaction-fee secured card, Capital One is your best bet.

• Low APR

  Non-travel, low-APR cards with no foreign transaction fees are a bit hard to find. But here’s one: the PenFed Gold Visa® Card.

Important factors to consider

While you’re comparing cards from different providers, here are a few factors that might help you pick the winner:

• Annual fee

  No-foreign-transaction-fee cards can have annual fees ranging in cost from $0 to thousands of dollars. It’s unnecessary to pay an annual fee just to save on international costs.

• Signup bonus

  The higher annual fee you’re willing to pay, the higher bonus you’ll likely see.

• Rewards

  Try to pick a rewards structure that matches your typical spending. For example, if you’re a foodie, consider a card that offers bonus rewards on dining.

• Intro APR

  Many no-foreign-transaction-fee cards also have intro APRs on purchases, balance transfers or both. These promotional interest rates usually last between 12 and 15 months.

  Though you can find intro APRs for 18 to 21 months, the cards may come with foreign transaction fees.

Another card with no foreign transaction fees

Hilton Honors American Express Card

• Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
• Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
• Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
• Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• Enjoy complimentary Hilton Honors Silver status with your card. Plus, spend $20,000 on eligible purchases on your card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
• No Annual Fee.
• Terms Apply.

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Bottom line

Wells Fargo has only one card with no foreign transaction fee. However, there are plenty of cards from other providers that waive this fee. Check out our foreign transaction fee guide to compare options.

Frequently asked questions

• With Wells Fargo's travel card, what can I redeem points for?

  There are multiple redemption options, such as cash, travel, gift cards, merchandise and charitable donations.

• Why doesn't Wells Fargo offer many no-foreign-transaction-fee cards?

  These cards are usually travel products. Wells Fargo tends to offer products geared toward everyday spending, with bonus categories such as gas and groceries.

• Why should I get a card with no foreign transaction fees?

  It could be an excellent tool on an international vacation, or if you frequently make purchases on foreign websites. A 3% fee on purchases might not sound like a lot, but it can add up.

Megan Horner

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As the publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.