Wells Fargo credit cards with no foreign transaction fees

Wells Fargo cards with no foreign transaction fees

Wells Fargo has fewer products than competing providers and as a result offers just one product without foreign transaction fees.

• Hotels.com® Rewards Visa® Credit Card

Notable Wells Fargo foreign transaction fee credit cards

Aside from its no foreign transaction fee card, Wells Fargo offers just two other credit cards.

• The Wells Fargo Active Cash℠ Credit Card is an excellent 2% cashback card. Unlike other 2% cards on the market, it pays the full 2% cashback at the time of purchase.
• The Wells Fargo Platinum Card is a straightforward intro APR card with a long 18 months intro period on purchases and balance transfers. This is a strong offering given the rarity of balance transfer offers on the market.

Wells Fargo charges 3% in foreign transaction fees

Purchases you make abroad with a Wells Fargo foreign transaction fee card are charged an additional 3% of the total amount of the purchase. This is the industry average for a foreign transaction fee.

Wells Fargo isn’t your best bet for a no foreign transaction fee credit card

Wells Fargo’s only no foreign transaction fee credit card is the Hotels.com cobranded card. This is a niche card — even by travel card standards — and likely isn’t a good fit for a majority of consumers.

Try these Wells Fargo no foreign transaction fee alternatives

Here are a few of our favorite no foreign transaction fee cards across other providers and card types.

• Cash back. We’re big fans of flat cashback cards, which offer solid rewards on every purchase. The Capital One Quicksilver Cash Rewards Credit Card is a great choice which doesn’t have foreign transaction fees.
• Student card. Consider cards such as the Deserve® Edu Card and Journey Student Rewards from Capital One.
• Secured card. For a no-foreign-transaction-fee secured card, Capital One is your best bet.
• Low APR. Non-travel, low-APR cards with no foreign transaction fees are a bit hard to find. But here’s one: the PenFed Gold Visa® Card.

Here’s how to compare Wells Fargo no foreign transaction fee cards

In the case of Wells Fargo, you’re going to compare the Hotels.com card against other provider cards. Here are the main features to examine to help you make the right choice.

• Annual fee. No-foreign-transaction-fee cards can have annual fees ranging in cost from $0 to thousands of dollars. It’s unnecessary to pay an annual fee just to save on international costs.
• Signup bonus. The higher the annual fee you’re willing to pay, the higher bonus you’ll likely see.
• Rewards. Try to pick a rewards structure that matches your typical spending. For example, if you’re a foodie, consider a card that offers dining bonus rewards.
• Intro APR. Many no-foreign-transaction-fee cards also have intro APRs on purchases, balance transfers or both. These promotional interest rates usually last between 12 and 15 months.

Bottom line

Wells Fargo has only one card with no foreign transaction fee, and its a niche card at that. Unless you’re a Hotels.com fan, you’ll want to look at cards from other providers that waive this fee. Check out our foreign transaction fee guide to compare options.