Can I add my Wells Fargo credit card to Apple Pay?

Use your Wells Fargo credit card when you add it to your Apple Pay app on your iPhone. Just tap your phone or Apple Watch at participating locations — but not all retailers are on board yet.

How to set up Wells Fargo credit card for Apple Pay

The steps may vary depending on your iOS device, but general directions are:

1. Open the Wallet app or tap Wallet & Apple Pay.
2. Select to add your credit card.
3. If you already have the card on iTunes, use the card’s security code to add it to Apple Pay.
4. To add a new card, select Add a different card and enter the card’s details or use your iSight camera to scan your card.

Note: Sometimes you may be asked for additional information to verify your credit card. Follow the steps provided to you by the app to verify your credit card account.

How does my Wells Fargo credit card work with Apple Pay?

Once you add your Wells Fargo credit card, Apple Pay stores it as a virtual card. This means you can make purchases with your iPhone without your physical card passing through a POS terminal.

At check out, look for the Apple Pay or Contactless Payments symbols. Unlock your iPhone or watch and bring it top close to the POS terminal.

Benefits of using your Wells Fargo credit card for Apple Pay

Adding your Wells Fargo credit card to Apple Pay will let you:

• Make purchases with your iOS device. Use your iPhone, iPad or Apple Watch to pay at check out at participating locations.
• Send money to contacts. Tap the Apple Pay icon in the messenger app when chatting with contacts and enter the amount you wish to send.
• Purchase iOS apps. Buy new apps at the App Store or make in-app purchases.

Compare Wells Fargo credit cards

All Wells Fargo cards are compatible with Apple Pay. Compare cards to find the right Wells Fargo card for you.

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Wells Fargo Propel American Express® Card			3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases	0% intro for the first 12 months (then 14.49% to 24.99% variable)	$0	View details	Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.	Compare	loading Fetching your data...
Wells Fargo Cash Wise Visa® Card			1.5% cash back on all purchases	0% intro for the first 15 months (then 13.99% to 25.99% variable)	$0	View details	$150 cash rewards bonus when you spend $500 in purchases in the first 3 months.	Compare	loading Fetching your data...
Wells Fargo Rewards® Card			5x points on gas, groceries, and drugstores for the first 6 months on up to $12,500, then 1x points after that and on all other purchases	0% intro for the first 15 months (then 12.49% to 25.49% variable)	$0	View details	Earn 5x points on gas, grocery, and drugstore purchases for the first 6 months on up to $12,500 and 1x points on all other purchases.	Compare	loading Fetching your data...
Wells Fargo Platinum Card			N/A	0% intro for the first 18 months (then 15.49% to 24.99% variable)	$0	View details	Enjoy a 18 months intro APR period on purchases and balance transfers.	Compare	loading Fetching your data...
Wells Fargo Visa Signature® Card			5x points up to $12,500 on gas, groceries, and drugstores for the first 6 months, then 1x points after that and on all other purchases	0% intro for the first 15 months (then 12.49% to 25.49% variable)	$0	View details	Earn 5x points on gas, grocery, and drugstore purchases for the first 6 months on up to $12,500 and 1x points on all other purchases.	Compare	loading Fetching your data...
Wells Fargo Cash Back College℠ Card			3% back on gas and groceries for the first 6 months, then 1% after that and on everything else	0% intro for the first 6 months (then 11.15% to 21.15% variable)	$0	View details	Earn 3% back on gas and groceries for the first 6 months. Then earn 1% on those purchases and on everything else.	Compare	loading Fetching your data...
CardMatch™ from creditcards.com			See terms	See issuer's website	See terms	See offer View details	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	Compare	loading Fetching your data...

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Bottom line

Adding your Wells Fargo credit card to Apple Pay will let you pay for your purchases with your iPhone or Apple Watch at participating locations. Also, Apple Pay can simplify sending money to friends and family directly from the messenger app.

Need a different card? Compare other credit cards to find a card that meets your financial needs.

Frequently asked questions

• Can I use Apple Pay in every store?

  Not yet. But there are more than a million stores across the country that accept this payment method.

• Which stores accepts Apple Pay?

  Many larger retailers and online stores accept Apple Pay. Here are just a few:

  • Apple Store
  • Best Buy
  • KFC
  • Dunkin’
  • McDonald’s
  • Nike

  • Staples
  • Subway
  • Starbucks
  • Pizza Hut
  • Groupon
  • Airbnb

• Is it safe to put my credit card on Apple Pay?

  Yes. You are covered by Wells Fargo card protection features, plus the access to your iPhone is protected by face ID or fingerprint ID lock.

  Apple Pay adds another layer of protection by hiding your credit card number and assigning a digital number instead. This hides your credit card information to merchants and Apple servers.