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Wawa® Credit Card review

Last updated:  

Get rewards on Wawa gas purchases.

  • Get this card if you are a Wawa gas station regular.
  • Pick something else if you buy gas from other gas stations.
  • Apply with a good to excellent credit score of 670 or higher.
The information about Wawa® Credit Card has been collected independently by Finder and and has not been reviewed or provided by the issuer.

Up to 25

Cents off a gallon

$0

Annual fee

26.49%

Purchase APR (variable)

670

Recommended credit score

Details

Product NameWawa® Credit Card
Card typeStore card
Annual fee$0
Purchase APR26.49% variable
Balance transfer APRN/A
Interest free periodUp to 25 days
Late payment feeUp to $40

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Wawa® Credit Card comes with a $0 annual fee and you get to earn 25 cents per gallon for the first two months, which roughly comes out to 10% cash back. After that, you earn 5 cents per gallon. This may not seem like much, but you’ll get around 2% cash back if a gallon costs $2.50.

Unfortunately, there is a monthly cap of 100 gallons, which comes down to around $250 spent per month. The rewards you earn on this amount is around $5 each month. After reaching the cap, you won’t earn any rewards. Another downside is that the card doesn’t offer an interest-free period or rewards on other Wawa purchases, even on their hoagies.

All this makes the card worth considering only if you spend up to $250 on gas every month at Wawa gas stations. If you spend more than that, other gas credit cards can get you up to 5% cash back without a monthly cap.

How to apply for the Wawa® Credit Card

To apply for the card, you must be at least 18 years old and a US resident. If you meet these criteria, here’s how to apply:

  1. Visit the Wawa website.
  2. Locate the Wawa® Credit Card under Fuel, cards and more.
  3. Click Apply now.
  4. Fill out the application form.
  5. Review the form and submit.

What credit score do I need?

Increase your chances of approval with a good to excellent credit score of 670 or higher. However, some cardholders managed to get this card with a fair credit score of 630.

Compare gas rewards cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Blue Cash Preferred® Card from American Express
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
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Bottom line

The Wawa® Credit Card comes with a generous 25 cents per gallon at Wawa gas stations during your first two months of card membership. This is the only perk that makes the card worth it.

After that, you earn 5 cents per gallon. This roughly equals to 10% cash back for the first two months and 2% cash back after that. Also, you get to earn rewards only up to your first 100 gallons per month.

But if you buy more gas than that, this card won’t do you any good. If you buy more than 100 gallons per month or if you want a higher rewards rate on your gas purchases, consider other gas credit cards.

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