WAAIP car insurance review Dec 2023
The Western Association of Automobile Insurance Plans connects high-risk drivers with an auto insurance company
finder.com's rating: 3.5 / 5
- Get a quote if you’ve been turned down by multiple providers.
- Pick something else if you have a clean driving record and want a good rate.
- High-risk drivers will like the personalized assistance.
Depends on provider
New car protection
|States served||Alaska, Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming|
|New car protection||Depends on provider|
|Pay schedule||Depends on provider|
|Claims methods||Depends on provider|
- Solution for high-risk drivers
- Provides an SR-22
- A nonprofit organization
- Good drivers can find better rates
- No online quote
|Anti-theft device discount||Depends on provider|
|Bundling discount||Depends on provider|
|Defensive driving discount||Depends on provider|
|Good student discount||Depends on provider|
|Loyalty discount||Depends on provider|
|Homeowner discount||Depends on provider|
|Military discount||Depends on provider|
|Safety device discount||Depends on provider|
|Special employment discount||Depends on provider|
|Usage-based discount||Depends on provider|
|Other discounts||Depends on provider|
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
Finding good insurance coverage when you’re considered a high-risk driver can be hard, but it doesn’t have to be. The Western Association of Automobile Insurance Plans connect motorists with providers who can get them the quality insurance coverage they need. Multiple providers and in-person support make managing your policy simple.
If WAAIP isn’t your only option, you’ll probably find a better rate at a standard insurance company, especially if you’re generally a safe driver. WAAIP offers plans designed for high risk drivers, so you won’t find all the bells and whistles you’d find at many other insurers.
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