Editor's choice: Carvana
- Most credit types welcome
- 45-day preapproval
- Seven-day guarantee
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This Swedish automaker has earned a reputation for building secure and reliable premium cars. But they come at a hefty price. Luckily, you have a few financing options to consider — from securing a loan through an online lender or going directly through your Volvo dealer.
If you’re prepared to use the car you’re buying as collateral, a secured car loan from a bank, credit union or online lender will usually offer the most competitive rates. However, it can take a few days to compare lenders and complete the application process. Another option is to take out an unsecured personal loan. This will likely come with higher rates, though, since your car won’t be used as collateral.
More concerned about getting behind the wheel of your new Volvo as fast as possible? Then financing directly through Volvo Car Financial Services may be your best bet. While this will typically come with higher rates, you can often pick out your car, secure financing and drive home all in the same day. You have two options to consider:
You may find that your local dealership offers its own special promotions as well. And as always, the rates and terms you qualify for will depend on your credit history and personal financial situation.
*Rates as of December 6, 2018.
Volvo offers special deals for military members who buy a new car while deployed overseas. Volvo also offers Volvo Care, which combines maintenance costs and insurance with your monthly car payment. See your Volvo dealership for more details.
When you’re looking for a Volvo, you can expect to pay anywhere from $33,700 to $52,300 or more for the basic trim of a 2019 model. However, the actual price you pay for your new Volvo will depend on where you live, your negotiating skills and any special promotions you qualify for.
Yes, all new Volvos come with a four-year, 50,000-mile limited and powertrain warranty. And it goes one step further to offer an industry-leading three-year, 36,000-mile complimentary scheduled maintenance plan as well.
Volvo has pioneered many safety features that are now industry standards. For example, the company developed the first three-point seat belt in 1959, but then admirably gave up the patent rights so that all car makers could adopt this life-saving invention.
The luxury car brand also created the rear-facing child safety seat, side-impact airbags and blind-spot monitoring. Volvo continues to be an early adopter, announcing that starting in 2019, all new Volvo models will be electric or hybrid powered.
Volvo is known as one of the most innovative brands in the business, and it’s easy to see why. If you’ve got your heart set on one, you can finance it on your own through a bank or online lender to score a more competitive rate. But if speed is your main concern, you may want to go directly through an authorized Volvo dealer.
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