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Volvo Car Financial Services auto loans review

With no online application, you'll have to visit a dealership to get financing through this luxury manufacturer.

  • Best for drivers looking to wrap their car payment, insurance and maintenance costs into one bill.
  • Pick something else if you want to apply online.
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Product NameVolvo Car Financial Services
Financing typesPurchase,Leasing,Lease Buyout
Eligible car typesNew,Certified Preowned


  • Discounts for military members, recent college grads and more
  • Can combine financing, maintenance and insurance costs into one bill
  • Late payments might come with a grace period


  • No online application
  • No discounts for first responders
  • No information on potential rates or loan terms

Volvo Car Financial Services special discounts

  • Military: Yes
  • College grad: Yes
  • Repeat customers: Yes
  • First responders: No
  • Accessibility equipment: Yes

Volvo Car Financial Services reviews and complaints

BBB accredited No
BBB rating B
BBB customer reviews
BBB customer complaints 30 customer complaints
Customer reviews verified as of 19 October 2020
Volvo Car Financial Services doesn’t have a page on Trustpilot as of 21 November 2019. And while it does have a page on the Better Business Bureau, it’s not accredited or rated, nor does it have any customer reviews.

How to apply

While you can’t apply online, Volvo Car Financial Services does let you request a quote from a local dealership:

  1. Visit the Volvo Car Financial Services website and click Volvo Shopping Tools under the Shopping Tools menu.
  2. Click Receive a quote.
  3. Select the model you’re interested in, enter your contact info and select your preferred dealership. Click Submit.

The authorized Volvo dealership you selected should contact you with more information within one business day.

How do repayments work?

Volvo offers five ways to repay your loan or lease:

  • Automatic ACH transfers from your bank account
  • Through Volvo Car Financial Services’ online portal
  • By phone
  • By mail
  • Through Western Union or MoneyGram

Some contracts might include a small grace period before you’re charged a late fee, though it varies.

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