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Volvo Car Financial Services auto loans review

Kellye Guinan

Last updated: Apr 27, 2020

With no online application, you'll have to visit a dealership to get financing through this luxury manufacturer.

Best for drivers looking to wrap their car payment, insurance and maintenance costs into one bill.

Pick something else if you want to apply online.

Product Name	Volvo Car Financial Services
Financing types	Purchase,Leasing,Lease Buyout
Eligible car types	New,Certified Preowned

Phone number	866-499-6793
Customer service hours	8 a.m. – 8 p.m. ET, Monday through Friday
Twitter	@VolvoCarUSA
Facebook	@VolvoCarUSA

Pros

Discounts for military members, recent college grads and more
Can combine financing, maintenance and insurance costs into one bill
Late payments might come with a grace period

Cons

No online application
No discounts for first responders
No information on potential rates or loan terms

Volvo Car Financial Services special discounts

Military: Yes
College grad: Yes
Repeat customers: Yes
First responders: No
Accessibility equipment: Yes

Volvo Car Financial Services reviews and complaints

BBB accredited	No
BBB rating	B
BBB customer reviews
BBB customer complaints	30 customer complaints
Customer reviews verified as of	19 October 2020

Volvo Car Financial Services doesn’t have a page on Trustpilot as of 21 November 2019. And while it does have a page on the Better Business Bureau, it’s not accredited or rated, nor does it have any customer reviews.

How to apply

While you can’t apply online, Volvo Car Financial Services does let you request a quote from a local dealership:

Visit the Volvo Car Financial Services website and click Volvo Shopping Tools under the Shopping Tools menu.
Click Receive a quote.
Select the model you’re interested in, enter your contact info and select your preferred dealership. Click Submit.

The authorized Volvo dealership you selected should contact you with more information within one business day.

How do repayments work?

Volvo offers five ways to repay your loan or lease:

Automatic ACH transfers from your bank account
Through Volvo Car Financial Services’ online portal
By phone
By mail
Through Western Union or MoneyGram

Some contracts might include a small grace period before you’re charged a late fee, though it varies.

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Kellye Guinan

Kellye Guinan is a writer and editor with Finder and has years of experience in academic writing and research. Between her passion for books and her love of language, she works on creating stories and volunteering her time on worthy causes. She lives in the woods and likes to find new bug friends in between reading just a little too much nonfiction.

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