Compare Visa travel credit cards

Best Visa travel credit cards

When making our picks for best Visa travel credit cards, we compared several features among available travel cards, including reward points per dollar spent, value of points upon redemption, welcome offer values, annual travel credits, point transfer options, flexibility of reward categories and other perks or benefits a frequent traveler might look for in a travel credit card. We chose cards with exemplary performance in one or more of these categories for our list below.

Best Visa card for the ultimate traveler

Chase Sapphire Reserve®

Finder Rating: 4.6 / 5

★★★★★

Credit recommended (740-850) Apply now on Chase's secure site Rates & fees

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740
Min. credit score

$550
Annual fee

50,000
Points welcome offer

Up to 10x
Points

• Info
• Pros & cons
• Details

If you travel often and you want to get a credit card with high reward value and premium benefits, consider the Chase Sapphire Reserve® credit card.

• Reward points. Earn 3x points on travel and dining at restaurants worldwide, and 10x points on Lyft purchases until March 2022. Every other purchase earns you 1x points. Redeem your points through Chase Ultimate Rewards and get 50% higher value for your points.
• Signup bonus. Spend $4,000 within your first 3 months of card membership to earn 50,000 bonus points. According to the Chase website as of February 2019, that's up to $750 worth of travel redemption through Chase Ultimate Rewards.
• Annual travel credit. Each year get a $300 statement credit and use it as reimbursement for travel purchases charged to your card. Plus, get your Global Entry or TSA PreCheck application fee reimbursed on up to $100 once every four years.

Annual fee	$550
Purchase APR	16.99% to 23.99% variable
Foreign transaction fee	None
Welcome offer	50,000 points after spending $4,000 in the first 3 months
Rewards	10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases

Best Visa card for the frequent traveler

Chase Sapphire Preferred® Card

Finder Rating: 4 / 5

★★★★★

Credit recommended (670-850) Apply now on Chase's secure site Rates & fees

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670
Min. credit score

$95
Annual fee

60,000
Points welcome offer

Up to 5x
Points

• Info
• Pros & cons
• Details

Frequent travelers could get solid benefits with the Chase Sapphire Preferred® Card. With it, you can take advantage of a generous signup bonus and earn double points on travel and dining purchases.

• Reward points. Earn 2x points on travel and dining at restaurants and 1x points on everything else you buy. Also, until March 2022, you get to earn 5x points on Lyft rides. When you redeem your points for travel purchases through Chase Ultimate Rewards, they are worth 25% more.
• Signup bonus. Spend $4,000 within 3 months of your account opening and earn 60,000 bonus points - worth $750 when redeemed for flight tickets, hotel rooms, car rentals and cruises through Chase Ultimate Rewards.
• Point transfer. You can transfer your points at a 1:1 ratio with Chase's airline and hotel partners, including JetBlue, Southwest Airlines, United Airlines, Virgin Atlantic, IHG hotels, Marriott, The Ritz-Carlton World of Hyatt and more.

Annual fee	$95
Purchase APR	15.99% to 22.99% variable
Foreign transaction fee	None
Welcome offer	60,000 points after spending $4,000 in the first 3 months
Rewards	5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases

Best Visa card for Uber purchases

Uber Visa Card

Credit recommended (670-850) Read review

670
Min. credit score

$0
Annual fee

$100
Welcome offer

Up to 5%
Cash back

• Info
• Pros & cons
• Details

For a simple travel credit card with a massive rewards rate on Uber purchases, the Uber Visa Card could have what you need. With this card you can also earn accelerated cash back on dining, hotels and airfare purchases.

• Signup bonus. Spend $500 within 90 days of your account opening and earn a $100 cash bonus.
• Cash back. Earn 5% back in Uber cash on Uber, Uber Eats and JUMP purchases, and 3% back in Uber cash on dining, hotels and airfare. Everything else earns 1% back.
• No foreign transaction fees. Use your card abroad and you won't pay any foreign transaction fees.
• No annual fee. You earn all the cash back without paying an annual fee.

Annual fee	$0
Purchase APR	15.74%, 21.74% or 26.49% variable
Foreign transaction fee	None
Welcome offer	$100 Uber Cash after spending $500 in the first 90 days
Rewards	5% back in Uber Cash on Uber, Uber Eats and JUMP 3% back on dining, hotels and airfare 1% back on all other purchases

Best Visa hotel card

The World of Hyatt Credit Card

Finder Rating: 3.8 / 5

★★★★★

Credit recommended (670-850) See offer on Creditcards.com's secure site Rates & fees

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670
Min. credit score

$95
Annual fee

25,000
Points welcome offer

Up to 9x
Points

• Info
• Pros & cons
• Details

The World of Hyatt Credit Card is a one of the most rewarding Visa cards you can find. That's because you get a free night each year, a massive rewards rate on World of Hyatt stays, and the chance to earn a generous signup bonus worth up to 10 hotel stays.

• Reward points. Earn 9x points on World of Hyatt purchases, 2x points on fitness club and gym memberships, local transit and commuting purchases, at restaurants and on airline tickets purchased directly from the airline. Earn 1x points on everything else you buy.
• Signup bonus. Earn 25,000 bonus points after you spend $3,000 in your first 3 months of card membership. Earn an additional 25,000 bonus points after you spend another $3,000 within the first 6 months.
• Reward night. Get one reward night each year on your card anniversary. This is enough to offset the annual fee. Also, if you spend $15,000 with your card in one year, you get an additional free night.

Annual fee	$95
Purchase APR	15.99% to 22.99% variable
Foreign transaction fee	None
Welcome offer	25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months
Rewards	9x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases

How to choose the best Visa travel credit card

• Are you a frequent customer of a particular hotel or airline?
  Look into cobranded hotel or airline credit cards, as you may be able to earn significant rewards. You’ll also find unique perks that normal credit cards won’t offer.
• Where do you spend the most money?
  Rewards rates vary between cards, so lean toward the products that offer bonus rewards for the categories in which you spend the most.
• How do you want to redeem rewards?
  If you want simple redemptions, consider products like the Uber Visa Card. But if you enjoy transferring points and trying to get the most value from your rewards, look into cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.
• What kind of welcome offer do you want?
  Annual-fee cards tend to have superior welcome offers compared to those with no-annual-fee cards. But among annual-fee cards, a higher price doesn’t always mean a better bonus. For example, the Chase Sapphire cards sometimes have bonuses of equal value.

Compare Visa travel credit cards

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Chase Sapphire Preferred® Card			5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	15.99% to 22.99% variable	$95	Apply now View details	This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.	Compare	loading Fetching your data...
Chase Sapphire Reserve®			10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	16.99% to 23.99% variable	$550	Apply now View details	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months	Compare	loading Fetching your data...
Costco Anywhere Visa® Card by Citi			4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases	15.24% variable	$0	Apply now View details	Earn valuable cash back on everyday purchases at gas stations, restaurants and Costco as well as eligible travel with no foreign fees.	Compare	loading Fetching your data...
The World of Hyatt Credit Card			9x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases	15.99% to 22.99% variable	$95	See offer View details	Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.	Compare	loading Fetching your data...
Southwest Rapid Rewards® Priority Credit Card			2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases	15.99% to 22.99% variable	$149	See offer View details	Earn 40,000 points after you spend $1,000 in the first 3 months of account opening.	Compare	loading Fetching your data...
Marriott Bonvoy Boundless™ Credit Card			6x points at Marriott Bonvoy hotels and 2x points on all other purchases	15.99% to 22.99% variable	$95	See offer View details	Earn 100,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.	Compare	loading Fetching your data...
United℠ Explorer Card			2x miles at restaurants, hotels and United and 1x miles on all other purchases	16.49% to 23.49% variable	$0 intro annual fee for the first year ($95 thereafter)	See offer View details	60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.	Compare	loading Fetching your data...
IHG® Rewards Club Premier Credit Card			25x points at IHG hotels, 2x on gas, groceries and dining and 1x on all other purchases	15.99% to 22.99% variable	$89	See offer View details	125,000 points after spending $3,000 in the first 3 months.	Compare	loading Fetching your data...
Southwest Rapid Rewards® Plus Credit Card			2x points on Southwest Airlines and 1x points on all other purchases	15.99% to 22.99% variable	$69	See offer View details	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.	Compare	loading Fetching your data...
British Airways Visa Signature® Card			3x Avios on British Airways and partner airlines, 2x on hotels and 1x on all other purchases	15.99% to 22.99% variable	$95	See offer View details	50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Credit Card			2x points on Southwest Airlines and 1x points on all other purchases	15.99% to 22.99% variable	$99	See offer View details	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
CardMatch™ from creditcards.com			See terms	See issuer's website	See terms	See offer View details	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	Compare	loading Fetching your data...
IHG® Rewards Club Traveler Credit Card			15x total points at IHG hotels, 2x points at gas stations, grocery stores and restaurants and 1x points on all other purchases	15.99% to 22.99% variable	$0	See offer View details	Earn 75,000 points after spending $2,000 in the first 3 months from account opening.	Compare	loading Fetching your data...

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Visa travel rewards benefits

Depending on your credit score, most banks will either give you a Visa Platinum or a Visa Signature card. The difference between the two is the higher credit line you get with the Visa Signature, starting from $5,000. You also get additional perks and higher coverage amounts. But all Visa cards come with:

• • Car rental coverage.
    When you pay the full rental amount with your Visa card, you get coverage against collision damage and theft up to the value of the car. Some cars aren’t covered, including minivans, expensive or antique cars. The coverage extends to 15 consecutive days within the US or 31 days abroad.

• • Roadside dispatch.
    Visa uses a pay-per-use dispatch program, which sends help when your car breaks down. The service is available 24/7 and a single service call costs $59.95.

• • Zero Fraud Liability.
    You’re protected against unauthorized fraudulent charges made with your card, but you have to report them to your bank.

• • Lost or stolen card reporting.
    In case you lose your card or it’s stolen, call Visa at 800-847-2911 and customer service will help you.

• Emergency card replacement and cash disbursement.
  If you lose your card, Visa can block it for you and arrange an emergency card replacement with your bank. They will also work with your issuer to arrange sending cash near you.

Visa Signature benefits

• • Travel and emergency assistance.
    When you’re traveling anywhere in the world, you have access to emergency service assistance 24/7. Services include, emergency message service, medical, legal, emergency transportation assistance, lost luggage locator service, translation service and more. Know, that you are responsible for any third-party service charges.

• • Lost luggage reimbursement.
    Use your card to buy a common carrier ticket and get reimbursement for your checked or carry-on bags and their contents in case of theft or loss.

• • Trip delay and cancelation reimbursement.
    Get up to $300 when you’re stuck for more than 12 hours due to a covered event. You can also get reimbursement for the non-refundable purchases you made, like flight tickets or cruises in the case of trip cancelation.

• Travel accident insurance.
  Use your Visa Signature card to buy your common carrier ticket and get travel accident insurance.

What is Visa Signature Concierge?

Alternatives to Visa travel credit cards

Visa isn’t the only network that has great travel credit cards. Consider its biggest competitors as well, including:

• Mastercard. This network offers alternatives such as the Citi Prestige® Credit Card, Citi Premier℠ Card and cobranded American Airlines credit cards.
• American Express. There are powerful Amex travel credit cards, such as The Platinum Card® from American Express, American Express® Gold Card and Delta SkyMiles® Gold American Express Card.

Bottom line

If you’re looking for the best travel credit card, make sure you consider Visa credit cards. You won’t have any problems paying anywhere in the world, plus you get to earn rewards and — depending on what kind of Visa card you get — you can enjoy Visa travel benefits and protection.

Frequently asked questions

• Is Visa a credit card issuer?

  No. Visa provides banks with payment products, which the banks offer to their consumers in the form of credit, debit or prepaid cards.

• What is the difference between Visa and Mastercard?

  Visa and Mastercard are widely accepted payment methods with no significant differences.

• Do all Visa cards come with no foreign transaction fees?

  No. But Visa travel credit cards, and especially those that have an annual fee, often come with no foreign transaction fees.