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Compare Visa travel credit cards
Get worldwide acceptance and earn rewards on your purchases.
Market-leading rewards and the freedom to swipe anywhere in the world make Visa credit cards some of the best for travel. But to get the full benefits when making purchases abroad, choose a card with no foreign transaction fees.
Our pick for a Visa travel credit card
Compare Visa travel credit cards
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Best Visa travel credit cards
When making our picks for best Visa travel credit cards, we compared several features among available travel cards, including reward points per dollar spent, value of points upon redemption, welcome offer values, annual travel credits, point transfer options, flexibility of reward categories and other perks or benefits a frequent traveler might look for in a travel credit card. We chose cards with exemplary performance in one or more of these categories for our list below.
Best Visa card for the ultimate traveler: Chase Sapphire Reserve®
If you travel often and you want to get a credit card with high reward value and premium benefits, consider the Chase Sapphire Reserve® credit card.
Best Visa card for the frequent traveler: Chase Sapphire Preferred® Card
Frequent travelers could get solid benefits with the Chase Sapphire Preferred® Card. With it, you can take advantage of a generous signup bonus and earn double points on travel and dining purchases.
Best Visa card for the occasional traveler: U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card
Occasional travelers could find the U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card to be a great choice. You can earn accelerated points depending on where you spend most money every month.
Best Visa card for Uber purchases: Uber Visa Card
For a simple travel credit card with a massive rewards rate on Uber purchases, the Uber Visa Card could have what you need. With this card you can also earn accelerated cash back on dining, hotels and airfare purchases.
Visa travel rewards benefits
Depending on your credit score, most banks will either give you a Visa Platinum or a Visa Signature card. The difference between the two is the higher credit line you get with the Visa Signature, starting from $5,000. You also get additional perks and higher coverage amounts. But all Visa cards come with:
- Car rental coverage.
When you pay the full rental amount with your Visa card, you get coverage against collision damage and theft up to the value of the car. Some cars aren’t covered, including minivans, expensive or antique cars. The coverage extends to 15 consecutive days within the US or 31 days abroad.
- Roadside dispatch.
Visa uses a pay-per-use dispatch program, which sends help when your car breaks down. The service is available 24/7 and a single service call costs $59.95.
- Zero Fraud Liability.
You’re protected against unauthorized fraudulent charges made with your card, but you have to report them to your bank.
- Lost or stolen card reporting.
In case you lose your card or it’s stolen, call Visa at 800-847-2911 and customer service will help you.
- Emergency card replacement and cash disbursement.
If you lose your card, Visa can block it for you and arrange an emergency card replacement with your bank. They will also work with your issuer to arrange sending cash near you.
Visa Signature benefits
- Travel and emergency assistance.
When you’re traveling anywhere in the world, you have access to emergency service assistance 24/7. Services include, emergency message service, medical, legal, emergency transportation assistance, lost luggage locator service, translation service and more. Know, that you are responsible for any third-party service charges.
- Lost luggage reimbursement.
Use your card to buy a common carrier ticket and get reimbursement for your checked or carry-on bags and their contents in case of theft or loss.
- Trip delay and cancelation reimbursement.
Get up to $300 when you’re stuck for more than 12 hours due to a covered event. You can also get reimbursement for the non-refundable purchases you made, like flight tickets or cruises in the case of trip cancelation.
- Travel accident insurance.
Use your Visa Signature card to buy your common carrier ticket and get travel accident insurance.
What is Visa Signature Concierge?
Back to topHow to compare Visa travel credit cards
- Affiliated partners.
If you’re looking to get an airline credit card, make sure you check with which partner airlines you can earn and redeem miles with. Sometimes the list of affiliated partners can include hotels and car rental services.
- Interest rates and fees.
Although you may be focusing on the reward program, it’s essential that you give the same consideration to the interest rates and charges. Generally, reward credit cards have higher annual fees and rates than non-reward credit cards, so make sure you’re able to pay your balance on time.
- Points per dollar spent.
The earn rate for points per dollar spent varies between cards. However, it’s also important to see what each point can be exchanged for. The points you earn may not have a high value when exchanged, which means more points per dollar will not necessarily get you more.
- Welcome offers.
Some credit cards come with great welcome benefits, which can earn you big rewards fast. They’ll generally offer to give you more points for every dollar spent for a certain period of time, or offer you a certain number of points on signup. Make sure you check what happens to your earn rate once the introductory period ends.
Bottom line
If you’re looking for the best travel credit card, make sure you consider Visa credit cards. You won’t have any problems paying anywhere in the world, plus you get to earn rewards and — depending on what kind of Visa card you get — you can enjoy Visa travel benefits and protection.
Back to topFrequently asked questions
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