Best Visa travel credit cards
When making our picks for best Visa travel credit cards, we compared several features among available travel cards, including reward points per dollar spent, value of points upon redemption, welcome offer values, annual travel credits, point transfer options, flexibility of reward categories and other perks or benefits a frequent traveler might look for in a travel credit card. We chose cards with exemplary performance in one or more of these categories for our list below.
Best Visa card for the frequent traveler
|Welcome Offer||60,000 points|
|Minimum Credit Score||670|
Best Visa card for the ultimate traveler
Best Visa hotel card
The World of Hyatt Credit Card
Finder rating 3.8 / 5 ★★★★★
How to choose the best Visa travel credit card
- Are you a frequent customer of a particular hotel or airline? Look into cobranded hotel or airline credit cards, as you may be able to earn significant rewards. You’ll also find unique perks that normal credit cards won’t offer.
- Where do you spend the most money? Rewards rates vary between cards, so lean toward the products that offer bonus rewards for the categories in which you spend the most.
- How do you want to redeem rewards? If you enjoy transferring points and trying to get the most value from your rewards, look into cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.
- What kind of welcome offer do you want? Annual-fee cards tend to have superior welcome offers compared to those with no-annual-fee cards. But among annual-fee cards, a higher price doesn’t always mean a better bonus. For example, the Chase Sapphire cards sometimes have bonuses of equal value.
Compare Visa travel credit cards
Visa travel rewards benefits
Depending on your credit score, most banks will either give you a Visa Platinum or a Visa Signature card. The difference between the two is the higher credit line you get with the Visa Signature, starting from $5,000. You also get additional perks and higher coverage amounts. But all Visa cards come with:
- Car rental coverage. When you pay the full rental amount with your Visa card, you get coverage against collision damage and theft up to the value of the car. Some cars aren’t covered, including minivans, expensive or antique cars. The coverage extends to 15 consecutive days within the US or 31 days abroad.
- Roadside dispatch. Visa uses a pay-per-use dispatch program, which sends help when your car breaks down. The service is available 24/7 and a single service call costs $59.95.
- Zero Fraud Liability. You’re protected against unauthorized fraudulent charges made with your card, but you have to report them to your bank.
- Lost or stolen card reporting. In case you lose your card or it’s stolen, call Visa at 800-847-2911 and customer service will help you.
- Emergency card replacement and cash disbursement. If you lose your card, Visa can block it for you and arrange an emergency card replacement with your bank. They will also work with your issuer to arrange sending cash near you.
Visa Signature benefits
- Travel and emergency assistance. When you’re traveling anywhere in the world, you have access to emergency service assistance 24/7. Services include, emergency message service, medical, legal, emergency transportation assistance, lost luggage locator service, translation service and more. Know, that you are responsible for any third-party service charges.
- Lost luggage reimbursement. Use your card to buy a common carrier ticket and get reimbursement for your checked or carry-on bags and their contents in case of theft or loss.
- Trip delay and cancelation reimbursement. Get up to $300 when you’re stuck for more than 12 hours due to a covered event. You can also get reimbursement for the non-refundable purchases you made, like flight tickets or cruises in the case of trip cancelation.
- Travel accident insurance. Use your Visa Signature card to buy your common carrier ticket and get travel accident insurance.
Alternatives to Visa travel credit cards
- Mastercard. This network offers alternatives such as the Citi Prestige® Credit Card, Citi Premier® Card and cobranded American Airlines credit cards.
- American Express. There are powerful Amex travel credit cards, such as The Platinum Card® from American Express, American Express® Gold Card and Delta SkyMiles® Gold American Express Card.
If you’re looking for the best travel credit card, make sure you consider Visa credit cards. You won’t have any problems paying anywhere in the world, plus you get to earn rewards and — depending on what kind of Visa card you get — you can enjoy Visa travel benefits and protection.Back to top
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