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Up to 3%
Cash back
$0
Annual fee
15.24%, 21.24% or 24.24%
Purchase APR (variable)
670
Recommended credit score
Review by
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
The Venmo Credit Card is available for application for Venmo users directly through the Venmo app. You can apply by logging into your Venmo app and bringing up the menu bar. You should see an option for the Venmo Credit Card, similar to how the Venmo Debit Card is listed.
The Venmo Credit Card will be available on the Synchrony website at a later date.
Apply for the Venmo Credit Card with a good credit score of 670 or higher.
For a card with no annual fee, the cash back you can earn with the Venmo Credit Card isn’t bad. But there’s some fierce competition in the cashback card space, including heavy hitters like the Chase Freedom Flex℠. The Venmo Credit Card doesn’t bring quite enough benefits to the table to make it a top pick, though it’s not a bad choice if you can’t qualify for the big-name cashback cards out there.