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Send money to Latin America securely and easily with a wire transfer from USPS.
If you need to send funds overseas USPS offers wire transfers that are available through the Sure Money program. You can use it to send up to $1,500 per day to 10 countries in Central and South America.
Marc Terrano is the lead publisher of Points Finder and a co-host of the Pockey Money podcast. He was previously a writer and publisher for home loans at Finder. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney.
Transfer money safely and quickly
USPS provides a 15-minute guarantee. Should your transfer not arrive at the receiving bank within 15 minutes, you may request to be refunded the sale amount.
How much does it cost to transfer money with USPS?
For transfers through the Sure Money program, an $12.20 fee applies for transfers of up to $750 and a $18.45 fee applies for transfers between $750 and $1,500.
USPS exchange rates
When you transfer to Ecuador, El Salvador, Nicaragua and Peru through the Sure Money program are made in US dollars.
Transfers to Argentina, Colombia, the Dominican Republic, Guatemala, Honduras and Mexico are made in the local currency of the receiving country. Exchange rates will apply to these transactions, and Sure Money rates update regularly to keep pace with market rates.
You can review the exchange rate that applies to your transaction before you confirm your transfer details.
What if I need to send money from home?
Online transfer services can greatly help when you need to send money from home or on the go. There are several online providers who will send a transfer for free with competitive exchange rates, including OFX, XE and TransferWise.
You can either make a wire transfer using USPS Sure Money, or purchase a money order. Money orders are also available at Post Office locations, and may be sent to additional locations.
Wire transfers are sent at the time of purchase, and have a 15-minute guarantee. Sending a money order takes significantly longer, as it will be mailed to the recipient.
Pros and cons of using USPS Sure Money
Pros
Easy. Sending money abroad is as simple as visiting your nearest Post Office location.
Convenient pickup. Whether you send a wire transfer or an international money order, it’s easy for your recipient to access the cash you send.
Secure transactions. Wire transfers and international money orders are both considered to be secure methods of transferring funds abroad.
Cons
Limited locations. USPS only allows you to send funds to a limited range of locations.
In-person only. You’ll be subject to waiting in line at the Post Office to send the transfer.
How does USPS compare to other services?
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
Wire transfers require you to provide the details of your recipient, their bank account information and the reason you’re sending money overseas.
Bottom line
USPS offers two convenient solutions when you need to send your funds to certain locations around the world. Just make sure to compare its international money transfer services with those of other providers to ensure that you get the best value for your money.
Frequently asked questions about USPS Sure Money
Transfers to the Dominican Republic can be picked up from 44 Banco Providencial or 64 Banco Del Progreso locations.
Transfers to Mexico are sent in Mexican Pesos.
No, there are no fees that your receiver must pay in order to access the money you send.
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