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Usend review

Usend offers diverse sending destinations, but hidden fees may eat into how much money you send.

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Why should I consider Usend?

  • Diverse delivery options. Bank deposit and cash pickup options are available.
  • Large network. Send money to more than 55 countries from the US.
  • Mobile app. Usend’s mobile app makes it possible to send money on the go, 24/7.

What to be aware of

  • Low limits. Maximum limits may vary by country, but hardly ever exceed $2,995.
  • Weak exchange rates. Usend adds a markup to the exchange rate offered on its transfers.
  • Hidden fees. You can’t calculate your transfer cost until you create an account and provide personal information.

Usend exchange rates and fees

Usend adds a markup to the mid-market rate and charges fees for its transfers, so you need to pay attention to two potential costs when sending through this service. Usend doesn’t allow you to calculate transfer costs until you create an account and provide personal information, which is inconvenient for first-time users who may be shopping around for a new service. Usend transaction fees are based on:

  • Destination country
  • Payment method

How long does a Usend transfer take?

Usend transfers can take anywhere from a few minutes to a few business days, depending on the delivery method you choose:

  • Bank deposit. Up to five business days
  • Cash pickup. Several minutes to three business days

Bank deposits and cash pickup delivery speeds vary depending on the destination country, and you’ll receive an estimate when you send your transfer. Usend has no options to expedite transfers and offers no guarantees on delivery times.

What currencies can I send with Usend?

Usend offers transfers to more than 55 countries in their local currencies. Popular currencies and destinations include:

  • Bangladesh: Bangladeshi taka (BDT)
  • Mexico: Mexican peso (MXN)
  • Philippines: Philippine peso (PHP)
  • Guatemala: Guatemalan quetzal (GTQ)
  • Dominican Republic: Dominican peso (DOP)
  • United Kingdom: Pound sterling (GBP)
  • Costa Rica: Costa Rican colon (CRC)
  • Peru: Peruvian sol (PEN)

Usend reviews

Usend doesn’t have any reviews on Trustpilot, which could be because it’s a mobile app. There’s one company with a similar name which has a lot of bad reviews when we checked – “usendhome.com” – but these aren’t the same.

Is there a Usend app?

USEND App screenshot

Yes, the Usend mobile app is available on both Google Play and the App Store. The app makes it possible to:

  • Send money. Send money to more than 50 countries through the app.
  • Repeat past transfers. Quickly create a new transfer based on your transfer history.
  • Track your transfer. SMS and email updates are sent when your transfer is complete, or track it through the app.
Reviews accurate as of November 3, 2020
Google Play Store4 out of 5 — based on 1,028 customer reviews
Apple App Store4.8 out of 5 — based on 12,721 customer reviews

More on the best money transfer apps

Is Usend safe?

Usend’s parent company, Pronto Money Transfer, Inc. is licensed to operate in the majority of states in the US. In addition to being licensed, Usend has protocols in place to help protect your information and money:

  • Compliance with anti-money laundering (AML) and know your customer (KYC) laws
  • Multifactor authentication to prevent unwanted logins
  • Data encryption for every step of the sending process

Payment methods

Usend accepts several different payment methods:

  • US bank accounts
  • Credit and debit cards from Visa, Mastercard, Discover and Amex
  • Wire transfers — required for transfers over $7,995

Sending limits

Usend’s standard sending limit is $2,995 per 30 days after you verify your identity. To raise this limit you’ll need to contact customer service by phone and provide additional information.

If you are able to raise your limits, be aware that sending more than $7,995 in one transaction must be done through a wire transfer which is typically more expensive.

How do I send a money transfer through Usend?

New users must create an account before sending money through Usend. Creating an account is free but requires that you provide personal information like your name, address and phone number. I chose to create an account through the mobile app.

To create my account I had to:

  1. Download the app
  2. Enter my email
  3. Enter my phone number and confirm it by SMS
  4. Enter my legal name and address and provide a driver’s licence or passport number
  5. Provide payment details before sending money

After signing up you can send money through the Usend website or the mobile app. Unfortunately you need to create an app before you can check prices at Usend, which is a hassle when shopping around. If you don’t want to create an account to compare prices, check out how much other options cost right now.

How does Usend compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
OFX
24 hours
$0

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Dunbridge Financial
Dunbridge Financial
24 hours
$0

View details
Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
CurrencyTransfer
24 hours
$0
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

View details
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE
Within minutes
$3

View details
XE has fast transfers with low fees and a range of foreign currency tools.
WorldRemit
Within an hour
From $1.99

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
Within an hour
$1

View details
Exclusive: Use code GET60 and save $30 on each transaction over $200. Valid for the first two transactions and till 31st July 2021. T&Cs apply.
Instarem offers zero transfer fees on all transfers.
Remitly
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Western Union
Within an hour
From $0

View details
Western Union sends money online to friends and family in 200+ countries around the world.
MoneyGram
Within an hour
From $0

View details
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
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Compare up to 4 providers

Bottom line

Usend is a good option for people looking for more than just a money transfer app, as Usend also offers bill pay and mobile phone reloading. However, since you can’t see how much your transfer will cost until you create an account, new customers may want to look elsewhere. Overall, Usend doesn’t stand out from the money transfer crowd, so using more well-known money transfer providers might give you peace of mind.

Frequently asked questions

How do I contact Usend customer support?

There are several ways to reach customer support:

  • Chat through the Usend app.
  • Call 888-305-7264.
  • Email help@usend.com.

How do I cancel a Usend money transfer?

You will only be able to cancel a transfer that’s in transit. To do so, you’ll need to contact customer support and provide them information about the transfer.

Do I have to use the app?

No, transfers can be made through Usend’s website after you log in to your account.

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