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USAA routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Which USAA routing number do I need?The routing number you need to send or receive money through USAA depends on whether your payment or transfer is domestic or international.
|Transaction||Type of routing number||USAA code|
|Payments and debits between US accounts||ACH routing number||314074269|
|Wire payments between US accounts||Domestic wire transfer number||314074269|
|Wire payments to an international account||SWIFT code||IRVTUS3NXXX|
USAA ACH transfer routing numberThe ACH routing number for USAA is 314074269. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
USAA wire transfer routing numberThe routing number for US wire transfers through USAA is 314074269. You can use this same number to receive international wire transfers to your USAA account.
USAA SWIFT codeThe SWIFT code for international wire transfers through USAA is IRVTUS3NXXX. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
- The bank's name
- Its country code
- Its main headquarters
- A particular branch
How to confirm the routing number for USAA on your ownLook at a paper check associated with your USAA account to find the routing and account numbers for your account.
Other ways to confirm the correct USAA routing number include:
- Call your bank. Your local USAA branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for USAA or double-check the one you have is correct.
Can routing numbers for USAA change?Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While USAA is headquartered in San Antonio, services or branches in states outside of Texas may require a different routing number. Confirm routing numbers with a USAA agent if you're not sure.
Bottom lineRouting numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how USAA and other financial institutions use these codes to manage your money in our guide to routing numbers.
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