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All 50 states
Available states
24/7 claims
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | No |
Home safety features discount | Yes |
New policy discount | No |
Bundling discount | Yes |
No claims discount | Yes |
Other discounts | No |
Personal property coverage | Yes |
---|---|
Valuable personal property | Yes |
Theft coverage | No |
Fire coverage | No |
Flood coverage | Yes |
Identity theft coverage | No |
Homesharing | No |
Dwelling coverage | No |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
USAA lands at the top of the insurance industry for its customer satisfaction across many types of insurance, including renters. Its renters policies offer broad coverage from basic liability to flood coverage included at no extra cost, to accidental damage of someone else’s belongings.
You can even add accidental computer damage to the mix. These are options you won’t find with most other companies, and USAA includes most of it for free.
Of course, you have to be a military service member, veteran or family to become a member first. But if that’s you, compare a USAA quote alongside the benefits of other renters insurance companies for the best match.
USAA includes high-level coverage and benefits with each policy while offering several helpful additions. Coverage includes:
While USAA doesn’t advertise many discounts, you can save money on your premium with these simple discounts:
The company lays out the situations it doesn’t cover, so you’re not guessing with your next claim. Many of these are common with other insurance companies, too. Exclusions include:
Unlike other insurance companies, you’ll need a membership to apply for coverage with USAA. Then, you can get a quote online or ask customer service any questions. Follow these steps to apply:
Online
Phone. Reach a representative over the phone at 800-531-8722.
Sail through your application with basic personal information, including details about your or your family member’s military service. Information needed: