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finder.com’s rating: 5.0 / 5.0
★★★★★
optional
Roadside assistance
Accident forgiveness
| States served | All 50 states |
|---|---|
| Roadside assistance | Optional |
| Pay schedule | 12 months, 6 months, custom |
| Claims methods | online, email, phone |
| Accident forgiveness | Yes (after 5 years of loyalty) |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
Get a no-frills USAA motorcycle insurance policy as part of the company’s many financial services offered to members affiliated with the military. It’s a great option for bundling bike coverage with your other policies if you’re already a USAA member. That means you need to be related to someone affiliated in the military, so not everyone will qualify.
If you do qualify, USAA is well known for its low rates and superior customer service. The only catch is its motorcycle offerings aren’t as robust as other insurers, who might offer better perks like gear coverage or new bike replacement. Other than that, USAA remains a great option.
Through USAA’s partner, the company offers standard motorcycle coverage, such as:
Though not an extensive list, USAA does include a few benefits for its members:
The company includes a few motorcycle insurance discounts. However, not all discounts apply in every state:
USAA doesn’t just cover standard motorcycles, it also includes coverage for:
To apply for USAA’s motorcycle insurance, you first need to sign up for a free membership and fill out information about your or your family member’s military service. Information needed for eligibility includes a military service questionnaire, the service member’s Social Security number and USAA membership number, if applicable. Then you can set up an online account and select your coverage options.
Online. Here’s how you can apply online.
Phone. Call (800) 531-8722 to speak with a representative. Standard business hours are Monday through Friday from 7 am to 7 pm and Saturday from 8 am to 4:30 pm CT.
Keep your info ready to make applying an easy process:
USAA allows you to report and file claims information any way you’d like for your convenience.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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