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finder.com’s rating: 5.0 / 5.0
★★★★★
optional
Roadside assistance
Accident forgiveness
States served | All 50 states & DC |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months, custom |
Claims methods | online, email, phone |
Accident forgiveness | Yes (after 5 years of loyalty) |
Review by
Sarah George is a personal finance writer at Finder who’s spent the last four years wielding her digital pen on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance.
Get a no-frills USAA motorcycle insurance policy as part of the company’s many financial services offered to members affiliated with the military. It’s a great option for bundling bike coverage with your other policies if you’re already a USAA member. That means you need to be related to someone affiliated in the military, so not everyone will qualify.
If you do qualify, USAA is well known for its low rates and superior customer service. The only catch is its motorcycle offerings aren’t as robust as other insurers, who might offer better perks like gear coverage or new bike replacement. Other than that, USAA remains a great option.
Compare and save on motorcycle insurance
Enter your ZIP code to see insurers near you.
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To apply for USAA’s motorcycle insurance, sign up for a free membership and fill out the information about your or your family member’s military service. Information needed for eligibility includes a military service questionnaire, the service member’s Social Security number and USAA membership number, if applicable. Then you can set up an online account and select your coverage options.
Online
Phone
Call 800-531-8722 to speak with a representative. Standard business hours are Monday through Friday from 7 a.m. to 7 p.m. and Saturday from 8 a.m. to 4:30 p.m. CT.
Keep your info ready to make applying an easy process:
The company includes a few motorcycle insurance discounts. However, not all discounts apply in every state:
USAA doesn’t just cover standard motorcycles, it also includes coverage for:
Through USAA’s partner, the company offers standard motorcycle coverage, such as:
Though not an extensive list, USAA does include a few benefits for its members:
USAA allows you to report and file claims with 24-claims service:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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